It covers your business when one of
your employees is at fault for an accident that causes property damage or a personal injury.
Not exact matches
Almost all
employees in the private sector
are entitled to workers» compensation, regardless of whether they
were at fault for the
accident.
In these cases,
employees are eligible to receive these benefits regardless of whether they
were at fault for the
accident or if the
accident was caused by their employer's negligence.
Unlike workers» compensation, FELA requires that the railroad company or its
employees be at fault for a railroad worker
accident through failure to provide a safe place to work.
If a rental car or
employee - owned vehicle
is involved in an
accident and the driver
is at -
fault, your company could
be held liable
for any injuries sustained by third parties.
• Uninsured / underinsured motorists coverage (IF REQUIRED IN YOUR STATE): Covers the costs of injuries and damages if you or one of your
employees are in an
accident where another driver
is at fault, but that driver does not have enough coverage to pay
for your injuries and property damage.
Liability insurance
is designed to cover bodily injuries or property damage sustained by third - parties in an
accident you or your
employees are at fault for.