Contact a Trusted Choice agent today to find out how you can obtain the added protection of
an employers liability insurance policy.
It's imperative to work with a knowledgeable insurance agent who can assist you in identifying your risk exposure gaps and find
an employers liability insurance policy with the right limits.
Not exact matches
Thirty - three percent of small and midsize U.S.
employers surveyed in 2014 by risk management and
insurance brokerage firm Marsh & McLennan report having a cyber
liability policy installed, up from just 16 percent in 2013.
Get the additional coverage that your general
liability, commercial auto, or
employers»
liability insurance policy may not cover.
Employers»
Liability insurance is compulsory, so your
employer ought to have a
policy and the
policy certificate ought to be visible on a noticeboard.
If an internal investigation has been commenced by the
employer, for example, as a result of concerns over its own conduct and
liability, other
insurance policies, such as professional indemnity
insurance, might be engaged.
(4) Subsection (3) does not apply when the work - related injury arose from the operation of a vehicle, provided however that the maximum
liability for any
employer or worker referred to in subsection (3) is the amount payable under the
policy of
liability insurance in respect of bodily injury or death.
Many employment defense law firms are frequently not able to defend
employer clients in litigation when the claim is subject to an employment practices
liability insurance (EPLI)
policy that requires the use of panel counsel.
Stanley Burnton LJ felt that little assistance was to be gained by reference to the commercial purpose of
employers»
liability insurance as the nature of the cover provided by each
policy was defined by the terms of the
policy itself.
Our
insurance lawyers advise on the full spectrum of
insurance policy types, including: Professional Indemnity, Property Damage and Business Interruption, Construction (All Risks and Delay in Start - Up), Cyber Risks, Public and
Employers»
Liability, Product
Liability, Directors and Officers (D&O), Trustee
Liability, Warranty & Indemnity, Title, Political Risk, Credit and Financial Institutions.
Some of Business
Liability policies include: Commercial General
Liability Insurance (CGPL); Business Automobile
Policy (BAP);
Employers Liability and Workers Compensation; Manufacturers and Contractors
Liability (M&C); Owners, Landlords and Tenants
Liability Insurance Policy (Ol & t); and Physicians, Surgeons and Dentists Professional
Liability.
Commercial Umbrella
Insurance is intended to pick up where your General
Liability, Commercial Auto or
Employer's
Liability policies leave off.
Keep in mind that Employment Practices
Liability Insurance is provided automatically on most business owner
policies and covers a wide range of
employer / employee related risks that you could be responsible for.
Because employment claims often come months or even years after the alleged incident, an
employer might be vulnerable if the
insurance coverage was dropped or if tail coverage (
liability insurance that extends beyond the end of the
policy period) wasn't purchased.
In the event an employee does sue and is awarded additional benefit above the standard workers comp benefit, workers comp
insurance policies in New York State contain
employer liability coverage which will respond.
Your auto shop's business
insurance is conveniently packaged in a single
policy that can include options like cyber
liability and
employer liability insurance.
If you are an
employer, talk to your business
insurance agent to see if you'll need to add individual employees onto the auto
liability portion of your
policy.
In a situation where the job profile involves certain risks that can cause injury or causes the death of an employee, this
insurance policy works like a shield and protects the
employer against heavy expenses incurred due to handling workers»
liability.
A Workers» Compensation
Insurance is a
policy which offers legal
liability coverage to
employers and helps them satisfy the obligations