The Global Entry fee waiver is even more ubiquitous across high -
end credit cards nowadays, and if you don't travel enough to already have Global Entry then you probably shouldn't be starting with this Ritz - Carlton card anyway.
Let's say after paying all its costs, advertising, payroll, taxes, and more taxes, a small business has a margin at the
end of the day of 10 % (that's pretty good
nowadays, especially for a smaller business); that means your 3 %
credit card fees are costing them 30 % of their profit!