Sentences with phrase «end of the amortization»

The decrease for the three months ended July 31, 2011 was due primarily to certain intangible assets associated with prior acquisitions reaching the end of their amortization periods.

Amortization expense decreased in fiscal 2013 due primarily to the intangible asset impairment recorded in the fourth quarter of fiscal 2012 related to Autonomy and certain intangible assets associated with prior acquisitions reaching the end of their amortization periods.

The lower the interest rate, the faster the principal balance gets paid down on the front end of an amortization schedule so it's important to take this savings into consideration.

By the end of the amortization period, the loan balance equals zero.

As time goes on, and payments are made over a period of years, when you get closer to the end of the amortization period, a larger portion of the monthly payment is paid to principal with a smaller amount applying toward interest.

Not exact matches

Its nine - month earnings before interest, taxes, depreciation and amortization have declined to $ 431 million at the end of September from $ 493 million a year earlier.

Before the end of the first quarter of the relevant fiscal year, the Committee establishes financial and performance targets and opportunities for such year, which are based upon the Company's goals for Earnings Before Interest Taxes Depreciation and Amortization (EBITDA) and are linked to our budget and plan for long - term success.

The increase for the nine months ended July 31, 2011 was due primarily to increased amortization of purchased intangible assets from acquisitions completed during fiscal 2010.

Amortization expense decreased in fiscal 2014 due primarily to certain intangible assets associated with prior acquisitions reaching the end of their respective amortizatAmortization expense decreased in fiscal 2014 due primarily to certain intangible assets associated with prior acquisitions reaching the end of their respective amortizationamortization periods.

Amortization expense decreased for the six months ended April 30, 2015 due primarily to certain intangible assets associated with prior acquisitions reaching the end of their respective amortizatAmortization expense decreased for the six months ended April 30, 2015 due primarily to certain intangible assets associated with prior acquisitions reaching the end of their respective amortizationamortization periods.

Amortization of prepaid finance charges is discussed in more detail near the end of this document (and you can read more about car loan interest charges here).

In any case, the amortization of the loan is delayed either till the end of the loan term or till a certain amount of interest only installments have been made.

This template is unique in that the amortization table ends after a specified number of payments.

Instead, car loans are paid down via amortization, meaning you pay more interest at the beginning of your car loan than at the end.

By the end of five years I would've paid more than $ 45,000 against the principal and be five years ahead on the amortization schedule, which would save me approximately $ 95,000 in payments, according to Nawar.

You may end up paying more over the life of your loan due to extended terms, increased interest rates, or negative amortization (an increase in the amount you owe as a result of not paying interest — the unpaid interest is added to your principal balance).

Amortization Loan payment divided into equal periodic payments calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance.

At the end of the initial 5 or 10 year interest only period, the remaining term will be amortized (e.g., at the end of the 5 year interest only period, the mortgage will have a remaining amortization of 20 years.)

It will result in a new payment amortization schedule, which shows the monthly payments you need to make in order to pay off the mortgage principal and interest by the end of the loan term.

Debt amortization is typically performed using an amortization table, which contains columns for the beginning loan balance, the interest component of the loan payment, the principal portion of the loan payment, and the ending loan balance.

Beginning Loan Amount = $ 65,000, Loan amount at the end of first year = $ 64,638.72, Negative Amortization during 2nd year = $ 420.90

That money is tacked on to the end of the loan and you pay interest on it (negative amortization).

RBC and TD were both offering four - year fixed - rate mortgages with a 30 - year - amortization at 2.99 per cent, and had announced plans to keep those rates in place until the end of the month.

It will also result in a new payment amortization schedule, which designates the monthly payments you'll need to make in order to pay off the mortgage principal and interest by the end of the loan term.

Repayment at the end of the draw period is based on a 15 year amortization.

Depending on the amortization schedule of the mortgage, each monthly payment decreases the remaining principal until the outstanding balance reaches zero at the end of a predefined period.

So what you'd do is use your own Real World amortization schedule, and then manually input the annual interest, principal, and end - of - year liability, and then the program will use these numbers instead of the automatically calculated fixed - rate amortization schedule.

The Amortization Schedule is the total tally of loan payments showing the amount of interest and principal contained in each payment until the loan is repaid till it ends.

These sheets calculate the (annual) figures for: • Accrued interest that needs to be returned to the seller after settlement • Net bond basis • Original discount or premium • Annual (pro-rated) amortization of bond premium using both Constant Yield and Straight Line amortization, as required by the IRS • End - of - year basis • Annual coupons • Estimates of taxes due on coupons • Estimates of differences in taxes paid vs. not amortizing premiums • Capital loss or gain upon sale before maturity

I guess all of them are hopeful eternally, and wishing that all the option ARM and alt - A borrowers will be paying back more when they start to reset to 25 - year amortization schedule, starting now until the end of 2011.

You can always shop around for a term policy that covers a period of time that matches the remaining amortization of your mortgage, which may end up being cheaper than what you are currently paying.

Even if you make no extra payments, because of amortization, you'll own your home free and clear by the end of the loan term.

Some terms commonly found in mortgage loan glossary are the following: Amortization Repayment of a mortgage loan through equal periodic payments (monthly typically) calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance.

Term - The actual life of a mortgage contract, from six months to ten years, at the end of which the mortgage becomes due and payable unless the lender renews the mortgage for another term (See Amortization).

Amortization Means of loan payment by equal periodic payments calculated to pay off the debt at the end of a fixed period, including accrued interest on the outstanding balance.

At the end of the initial 5 or 10 year interest only period, the remaining term will be amortized (e.g., at the end of the 5 year interest only period, the mortgage will have a remaining amortization of 20 years.)

Its payment is based on a 30 - year amortization, but becomes due through either payment or refinancing at the end of 5 or 7 years.

To calculate the savings, click «Amortization / Payment Schedule» link and enter a hypothetical amount into one of the payment categories (monthly, yearly or one - time) and then click «Apply Extra Payments» to see how much interest you «ll end up paying and your new payoff date.

With negative amortization and penalty fees for pay offs, which are included in these types of loans, the homeowner ends up with owing more than the home is worth.

Be that as it may, negative amortization isn't the end of the world.

Amortization The calculation of the amount of the installment payment it takes to pay off the obligation at the end of a fixed period of time.

For example, mortgage loans in Canada generally end after five years, after which time you have the option of choosing a shorter amortization period.

Term of the loan: 10 years Fixed interest rate: 6.5 % Term used for mortgage loan amortization: 30 years Annual loan payment: # 26,802.10 Balance due at the end of the term of the loan: # 295,319.19

Amortization: repayment of a mortgage loan through monthly installments of principal and interest; the monthly payment amount is based on a schedule that will allow you to own your home at the end of a specific time period (for example, 15 or 30 years)

For a closed - end credit transaction, prepayment penalty means a charge imposed for paying all or part of the transaction's principal before the date on which the principal is due, other than a waived, bona fide third - party charge that the creditor imposes if the consumer prepays all of the transaction's principal sooner than 36 months after consummation, provided, however, that interest charged consistent with the monthly interest accrual amortization method is not a prepayment penalty for extensions of credit insured by the Federal Housing Administration that are consummated before January 21, 2015.

Depending on the amortization type of the loan, it will either be paid in full or have a balance due at the end of the term.