Sentences with phrase «end of the credit spectrum»

The recent popularity of junk goes counter to multiple warnings from Wall Street experts who believe the sector is in trouble due to looming interest rate hikes and declining earnings for companies particularly at the lower end of the credit spectrum.
The unabashedly hawkish US FED has promised to raise rates for the rest of the year, which will probably begin to affect the lowest end of the credit spectrum first.
It is assumed that consumers with only a debit card at their disposal are at the lower end of the credit spectrum and it may be more difficult for the agency to recover their losses if the vehicle becomes damaged in any way.
And that's with people operating at the higher end of the credit spectrum.
On the other end of the credit spectrum, Bank of America has created a loan of up to $ 1 million that requires only 15 percent down from buyers who have had a history of homeownership in the past three years, and are borrowing above the limits for conforming loans — currently $ 625,500 in the metro Bay Area.

Not exact matches

If you don't want to pay a premium for having a rewards credit card, it's best to look for a credit card without an annual fee and an annual percentage rate that's on the lower end of the spectrum.
Hasbro's credit rating is on the low end of S&P's spectrum of investment - grade ratings.
If you have poor credit score or a limited credit history, then your pay rates will be on the higher end of that spectrum.
It is on the higher end of the spectrum in terms of jogging strollers, but you've got to give credit to Mountain Buggy for their innovate design on this stroller.
Both Ends of the Spectrum: Among districts with students enrolled in distance education courses, credit recovery (62 % of districts), dual enrollment (47 %), and advanced placement (29 %) are all options.
They tend to be less affected by Fed rate uncertainty than Treasuries and have benefitted from firmer credit conditions at the low end of the quality spectrum (high yield).
On the more serious end of the spectrum, if a bill is sent to a collections agency or you declare bankruptcy, your credit score will suffer serious damage that can take years, or even a decade, to recover from.
The SimplyCash ® Plus Business Credit Card from American Express is on the complete opposite end of the business card spectrum from The Business Platinum ® Card from American Express OPEN, in that it focuses on savings rather than luxury.
If you have poor credit you'll likely be on the higher end of the spectrum, but that's still preferable to having an APR in the triple digits.
While this range may not seem too different compared to the SKYPASS credit card, we think it is far easier for the everyday consumer to reach the higher end of the rewards rate spectrum with the Venture — this gives the Venture considerably more value.
Almost half of the universe rated by credit rating agencies (which help determine the creditworthiness of borrowers) is now rated at the lower end of the spectrum (BBB), up sharply from less than 30 % in the late 1990s.
I'm lucky to have a credit score at the high end of the FICO spectrum.
On the other end of the spectrum, the Citi ® Diamond Preferred ® Card is a suitable option for consumers who may have issues managing their existing credit card debt.
Frankly, for those of us at the lower end of the income spectrum, we can not afford credit.
We've primarily focused on the negatives of having a poor credit score in this article, but at the other end of the spectrum are a bunch of people who get great deals on everything.
On the other end of the spectrum is American Express, one of the hardest credit cards to get these days.
VCSH offers exposure to investment grade corporate bonds that fall towards the short end of the maturity spectrum, thereby delivering a moderate amount of credit risk but limiting exposure to rising interest rates.
At My Credit Guy, we consider four - to - five months to be the longer end of the spectrum.
SunTrust, KeyBank and Regions have some of the strongest credit card loan growth rates in the industry, with very strong growth at the lower end of the spectrum.
But on the other end of the spectrum, the opposite couldn't be more true if your credit report is bad.
On the lower end of the spectrum (when using your credit card outside of its affiliated stores), you will be getting a value of 1.2 % back on every purchase, with the Navyist status.
On the other end of the spectrum a low credit score tells a lender you could be doing better with your credit and they see you as a bigger risk when lending you money or giving you credit (like on a credit card account).
For many home buyers, therefore, especially ones at the lower end of the credit scoring spectrum, the FHA is the best and cleanest path to homeownership.
At the same time, those with poor credit will likely be given low credit limits, so your new TV may need to be on the lower end of the expense spectrum.
However, on the other end of the spectrum, there are loans specifically designed to help bad credit homebuyers achieve homeownership.
The biggest discrepancy was seen at the low end of the credit score spectrum; more millennials actually had «poor» credit scores than those who described their credit scores as «poor.»
That might just explain why the average millennial on the older end of the generational spectrum is saddled with a massive amount of credit card debt — more than 10 times that of younger, post-1990s millennials.
Having taken on roles from one end of the acting spectrum (Saved by the Bell: The College Years) to the other (The Last Exorcism), Patrick Fabian racked up 100 - plus IMDB credits over his first two decades as an actor.
On the other end of the spectrum, some cash back cards require the cardholder to request a cheque / statement credit and can only do so after a minimum amount of rewards has been earned.
On one end of the spectrum, the full amount of your award can come in as a statement credit automatically on a certain date.
A higher income can boost your approval chances, especially if your credit score is on the low - end of the approval spectrum.
Amex Blue cash credit cards have a 3 percent balance transfer fee, which is on the lower end of the spectrum, and they allow cardholders to get a sign - up bonus, a one - time bonus and stellar rewards.
On the other end of the spectrum, some cards have average credit limits that make you think, «What's the point?»
While you'll likely still qualify for some of the more basic or entry - level prime credit cards, depending on which end of the fair - credit spectrum you fall, you may also need to look into secured credit cards or subprime cards to build credit.
Like most of the family, Chase's duo of business credit cards are also targeted to the upper end of the credit score spectrum.
If you aren't in a hurry to signup for the Southwest Rapid Rewards ® Plus Credit Card, we recommend waiting for the bonus to hit the higher end of the spectrum so that you maximize your rewards.
At the other end of the spectrum is this credit card mod, which slims the Switch's dock down into a much more portable form factor.
On the opposite end of this spectrum is North Carolina, where good drivers with poor credit pay, on average, $ 20 more per month for insurance than those with good credit.
At the other end of the spectrum, a similar number of respondents, 21 percent, indicated that they do not use credit cards.
For many home buyers, therefore, especially ones at the lower end of the credit scoring spectrum, the FHA is the best and cleanest path to homeownership.
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