Sentences with phrase «end of your retirement period»

Should one look only at income received immediately after retirement; average (real) income over the retirement period; (real) income at the end of the retirement period; or something else?

Not exact matches

Not only did the 4.5 percent rule survive every one of those retirement periods, but more than 95 percent of the time, the retirees ended with the same amount of money they had started with.

We also computed the portfolio balance (in real dollars) at the end of the 35 - year retirement period for successful scenarios.

While it's true that you may end up collecting benefits for the longest period of time by starting at age 62, if you can afford to do so, it's generally best to wait at least until your full retirement age (FRA).

They run 10,000 Monte Carlo simulations for each of many initial withdrawal rate scenarios, with probability of success defined as the percentage of runs not exhausting the portfolio before the end of a specified retirement period.

In addition to allaying the concerns regarding the disadvantages of term insurance, an ROP policy can also provide the advantage of supplementing retirement benefits to the policy owner / insured at the end of the term period.

Ending your retirement with one dollar is a «success» by this measure, but we all recognize it would be wise to have some safety margin both in terms of the rate of success and the value of your portfolio at the end of any given period.

The table below shows the start dates for the worst 10, 20, and 30 year periods for 10 of our IFA Index Portfolios as well as the maximum withdrawals rates that left investors with the same amount of principal at retirement and at the end of their life.

The core of Bengen's findings was that no matter what day you retired on during the studied timeframe of 75 years (starting in 1926), if you withdrew 4 % of the starting balance at the beginning of a 30 - year retirement with a 50 % stocks and a 50 % bond portfolio, you would not run out of money before the end of the period.

And that's why we put the tax refund into savings accounts instead of locked up in a retirement account — the tax refund is earmarked to pay off the credit card balance right before the 15 month promo period ends.

Also, while you mention that typically being able to do a Roth Conversion is advantageous in retirement or periods of low income, your reccomendations are very skewed to the Roth end of the spectrum vs. traditional buckets like IRA, 401 (k).

In his Lordship's judgment the tribunal did not fall into error in concluding that the livelihood condition had to be satisfied in respect of the period ending with the retirement notice, and that once established, that qualification could not be lost.

So, instead of viewing retirement as an end - point in itself, law firms and their senior partners will be far better served by treating retirement as a series of developmental steps taken by individuals over an extended period of time.