Sentences with phrase «end ratio as»

You will calculate your back end ratio as follows:

Not exact matches

«The type of hidden fees annuity investors should pay attention to are separate account [investment funds] expense ratios; back - end sales charges; annual administration fees; mortality and expense costs; any rider fees, such as guaranteed income rider, death benefit riders [and] principal protection riders, to name a few,» says financial planner Joseph Carbone of Focus Planning Group.

Under the regulatory capital guidelines currently applicable to bank holding companies (Basel 1), the firm's Tier 1 capital ratio (11) was 13.8 % and the firm's Tier 1 common ratio (12) was 12.1 % as of September 30, 2011, compared with 14.7 % and 12.9 %, respectively, as of the end of the second quarter of 2011.

As of the latest FDIC global capital index in mid-2017, the price - to - book ratio for the largest U.S. banks (the 8 designated as global systemically important banks, or G - SIBs) averaged 1.28, up by 50 % since the end of 201As of the latest FDIC global capital index in mid-2017, the price - to - book ratio for the largest U.S. banks (the 8 designated as global systemically important banks, or G - SIBs) averaged 1.28, up by 50 % since the end of 201as global systemically important banks, or G - SIBs) averaged 1.28, up by 50 % since the end of 2012.

It is difficult to model the many ways credit intensivity of growth can change, but if we simply assume that there is no improvement except as growth slows, so that the ratio between credit growth and GDP growth stays constant, the table below shows debt levels at the end of ten years at different GDP growth rates:

Furthermore, as of March there were still almost 3 million fewer jobs than at the end of 2007, and the ratio of employed Americans to the working age population was actually lower than it was at the end of the recession.

This is known as the total or «back - end» debt - to - income ratio, because it includes all monthly debts such as mortgage payments, credit cards, auto loan payments, etc..

The overall or total version is also known as the «back - end» debt - to - income ratio.

The cyclically adjusted price - to - earnings (P / E) ratio for U.S. stocks was at its highest level since March 2002 as of end - July according to Thomson Reuters data, a level last associated with a major market correction.

Baby boomers nearing the end of their careers are more concerned about protecting their savings and should shift their asset allocation to have a higher ratio of low - growth - but - safer investments such as bonds, annuities and money market funds.

My resulting ratio ended up being 7: 4: 2.5: 1 (flour: liquid: fat: egg) if I counted the fruit purée as part of the fat (which I think, next to sugar, is what it helps replace the most as far as the functionality of the recipe).

This is an incredibly difficult question to answer for a variety of reasons, most importantly because over the years our once vaunted «beautiful» style of play has become a shadow of it's former self, only to be replaced by a less than stellar «plug and play» mentality where players play out of position and adjustments / substitutions are rarely forthcoming before the 75th minute... if you look at our current players, very few would make sense in the traditional Wengerian system... at present, we don't have the personnel to move the ball quickly from deep - lying position, efficient one touch midfielders that can make the necessary through balls or the disciplined and pacey forwards to stretch defences into wide positions, without the aid of the backs coming up into the final 3rd, so that we can attack the defensive lanes in the same clinical fashion we did years ago... on this current squad, we have only 1 central defender on staf, Mustafi, who seems to have any prowess in the offensive zone or who can even pass two zones through so that we can advance play quickly out of our own end (I have seen some inklings that suggest Holding might have some offensive qualities but too early to tell)... unfortunately Mustafi has a tendency to get himself in trouble when he gets overly aggressive on the ball... from our backs out wide, we've seen pace from the likes of Bellerin and Gibbs and the spirited albeit offensively stunted play of Monreal, but none of these players possess the skill - set required in the offensive zone for the new Wenger scheme which requires deft touches, timely runs to the baseline and consistent crossing, especially when Giroud was playing and his ratio of scored goals per clear chances was relatively low (better last year though)... obviously I like Bellerin's future prospects, as you can't teach pace, but I do worry that he regressed last season, which was obvious to Wenger because there was no way he would have used Ox as the right side wing - back so often knowing that Barcelona could come calling in the off - season, if he thought otherwise... as for our midfielders, not a single one, minus the more confident Xhaka I watched played for the Swiss national team a couple years ago, who truly makes sense under the traditional Wenger model... Ramsey holds onto the ball too long, gives the ball away cheaply far too often and abandons his defensive responsibilities on a regular basis (doesn't score enough recently to justify): that being said, I've always thought he does possess a little something special, unfortunately he thinks so too... Xhaka is a little too slow to ever boss the midfield and he tends to telegraph his one true strength, his long ball play: although I must admit he did get a bit better during some points in the latter part of last season... it always made me wonder why whenever he played with Coq Wenger always seemed to play Francis in a more advanced role on the pitch... as for Coq, he is way too reckless at the wrong times and has exhibited little offensive prowess yet finds himself in and around the box far too often... let's face it Wenger was ready to throw him in the trash heap when injuries forced him to use Francis and then he had the nerve to act like this was all part of a bigger Wenger constructed plan... he like Ramsey, Xhaka and Elneny don't offer the skills necessary to satisfy the quick transitory nature of our old offensive scheme or the stout defensive mindset needed to protect the defensive zone so that our offensive players can remain aggressive in the final third... on the front end, we have Ozil, a player of immense skill but stunted by his physical demeanor that tends to offend, the fact that he's been played out of position far too many times since arriving and that the players in front of him, minus Sanchez, make little to no sense considering what he has to offer (especially Giroud); just think about the quick counter-attack offence in Real or the space and protection he receives in the German National team's midfield, where teams couldn't afford to focus too heavily on one individual... this player was a passing «specialist» long before he arrived in North London, so only an arrogant or ignorant individual would try to reinvent the wheel and / or not surround such a talent with the necessary components... in regards to Ox, Walcott and Welbeck, although they all possess serious talents I see them in large part as headless chickens who are on the injury table too much, lack the necessary first - touch and / or lack the finishing flair to warrant their inclusion in a regular starting eleven; I would say that, of the 3, Ox showed the most upside once we went to a back 3, but even he became a bit too consumed by his pending contract talks before the season ended and that concerned me a bit... if I had to choose one of those 3 players to stay on it would be Ox due to his potential as a plausible alternative to Bellerin in that wing - back position should we continue to use that formation... in Sanchez, we get one of the most committed skill players we've seen on this squad for some years but that could all change soon, if it hasn't already of course... strangely enough, even he doesn't make sense given the constructs of the original Wenger offensive model because he holds onto the ball too long and he will give the ball up a little too often in the offensive zone... a fact that is largely forgotten due to his infectious energy and the fact that the numbers he has achieved seem to justify the means... finally, and in many ways most crucially, Giroud, there is nothing about this team or the offensive system that Wenger has traditionally employed that would even suggest such a player would make sense as a starter... too slow, too inefficient and way too easily dispossessed... once again, I think he has some special skills and, at times, has showed some world - class qualities but he's lack of mobility is an albatross around the necks of our offence... so when you ask who would be our best starting 11, I don't have a clue because of the 5 or 6 players that truly deserve a place in this side, 1 just arrived, 3 aren't under contract beyond 2018 and the other was just sold to Juve... man, this is theraputic because following this team is like an addiction to heroin without the benefits

As others point out though, you can mix up powdered formula incorrectly as well, and I have to imagine that the contents of the can are not equally distributed (and I've never seen it suggested you «shake well before use») so there are probably bottles of formula that don't end up being balanced in nutrition even when the correct ratio of water and powder are useAs others point out though, you can mix up powdered formula incorrectly as well, and I have to imagine that the contents of the can are not equally distributed (and I've never seen it suggested you «shake well before use») so there are probably bottles of formula that don't end up being balanced in nutrition even when the correct ratio of water and powder are useas well, and I have to imagine that the contents of the can are not equally distributed (and I've never seen it suggested you «shake well before use») so there are probably bottles of formula that don't end up being balanced in nutrition even when the correct ratio of water and powder are used.

The Group's capital adequacy ratio also improved to 16.9 % from 16.7 %, just as asset base increased to N1.19 trillion, compared to N1.17 trillion at the end of 2016.

As a result, the public debt stock as a ratio of GDP, is 68.3 % against the annual target of 71 % for 2017, and end 2016 actual figure at 73.1 %.&raquAs a result, the public debt stock as a ratio of GDP, is 68.3 % against the annual target of 71 % for 2017, and end 2016 actual figure at 73.1 %.&raquas a ratio of GDP, is 68.3 % against the annual target of 71 % for 2017, and end 2016 actual figure at 73.1 %.»

But in a statement from the Nigerian Wailers signed by its Deputy National Publicity Secretary, Mr Fasipe Oluyemi, the group has called on the good people of Nigeria to come out en mass for a protest (#OccupyCBN) to stop this impunity of the Fraudulent Forex Trading, Round Tripping and racketeering going on in the Central Bank of Nigeria aided by its Governor, Mr. Godwin Emefiele and bring to an end the Manipulation of Forex, illegally funding Federal Government budget, short - changing the Money Deposit Bank's reserve ratio at the expense of the Masses as the abuse of internal process.

The hip to shoulder ratio was the most important factor but having a penis at the larger end of the range boosted the men's appeal as much as being taller (PNAS, DOI: 10.1073 / pnas.1219361110).

I realize I am lower on the fats than what is recommended as well but the ratios for protein end up being really skewed where as my fats are just a little high (86 % vs 74 %).

There are no considerations for physical handicaps, extreme ends of the spectrum, activity levels, or muscle mass to body fat ratios, otherwise known as body composition.

By the end of the powerpoint students would have covered: - Why do plants and animals need to have exchange surfaces - Define the term surface area to volume ratio - How does the surface area to volume ratio change as the organism gets larger.

They end up only having metrics such as class size ratios, information on school accreditation, even the percentage of a school's graduates accepted and attending college, as proxies for determining school performance.

Naturally it wants to climb up to the highest ratio as soon as possible in order to meet its faux emission targets, but the combination of its speed and willingness to change gear on its own accord with a sharp immediacy, combined with the V10's traction and low - end grunt means it's rare for you to have to step in and flick a paddle to find the right gear.

A partial list of properties surveyed includes density (expressed as API gravity), vapor pressure, initial boiling point, boiling point distribution, flash point, gas — oil ratio, «light ends» (dissolved gases — including nitrogen, carbon dioxide, hydrogen sulfide, methane, ethane, and propane — and butanes and other volatile liquids) composition, and flash gas composition.

This correct 302ci V8 engine is mated to its matching - numbers factory M21 close - ratio 4 - speed manual transmission and the as - ordered 12 - bolt posi - traction rear end with 4.10 gears.

This engine has the same gear ratios as the Brio and performance is good with mid and top - end of the rev band offering sporty performance.

Front - wheel drive versions will be available alongside AWD model overseas, suspension is via newly developed five - link arrangements at both ends and there's also a new electromechanical power steering system, with variable - ratio Dynamic steering as an option.

The vehicle's standard Borg - Warner five - speed manual transmission was updated then, as well, receiving revised gearing to match the new 3:73 rear end ratio,

Over time the signal to noise ratio would improve as the crapsters left, or evolved, and September ended.

Most conventional mortgage guidelines recommend a front - end DTI ratio of 31 % or less as an acceptable target for approval.

As each fund passes its fiscal year - end, the annual expense ratio is calculated by dividing the fund's operational expenses by its average net assets.

Most conventional mortgages recommend a back - end DTI ratio of 43 % or less as an acceptable target for approval.

VA home loans offer many benefits to qualified candidates that other loan programs do not, including higher front - end and debt ratios as well as easier qualification standards.

(j) For a given soybean crop year ending August 31 and a given Soybean Meal futures delivery territory except the Central Territory, when the weekly (as of Friday) cumulative average ratio of outstanding Soybean Meal Shipping Certificates to CBOT maximum 24 hour Soybean Meal production capacity within that Soybean Meal futures delivery territory, relative to that ratio for the combined remaining Soybean Meal territories, is greater than or equal to 2.0, payment for Shipping Certificates issued from that territory will be at a discount of $.50 per ton under contract price in addition to the territorial delivery differential adjustment.

This is known as a back - end DTI ratio.

On the other hand, the back end ratio, as the name suggests, not only takes into account the housing debt and expenses but also any other loans on your account like credit card payments etc..

we have to take decision at the end of 6 months when risk reward ratio as per our analysis say it can not give more than 20 % annualized return from there onward and on the other hand some other cheap stock are waiting for us... Even if one stock which we just sold after earlier will become multi baggar does not mean law of probability say us to hold it..

In addition, for our analysis we will use Class A shares of the fund (with the maximum front - end sales charge of 5.25 % but a lower nominal expense ratio of 1.52 %), as opposed to the Class C shares cited by the article (with a nominal expense ratio of 2.28 %).

As previously announced, one result of last year's sales was the Company's failure to meet required ratios under its credit agreement with Wachovia Bank, N.A. as at the end of the second quarter of the current fiscal yeaAs previously announced, one result of last year's sales was the Company's failure to meet required ratios under its credit agreement with Wachovia Bank, N.A. as at the end of the second quarter of the current fiscal yeaas at the end of the second quarter of the current fiscal year.

The front - end ratio only includes your housing - related debts, such as your mortgage payment.

As of the end of April, RCM Technologies Inc. (RCMT) was approachong the price - to - book - value valuation limit of 3.0 with a price - to - book - value ratio of 2.81, which is down from 3.16 at the end of March.

The cyclically adjusted price - to - earnings (P / E) ratio for U.S. stocks was at its highest level since March 2002 as of end - July according to Thomson Reuters data, a level last associated with a major market correction.

The mortgage lender can help you better understand FICO credit score and maximum back - end ratio requirements, as well as any other standards that may apply.

ETFs typically have annual management fees, known as expense ratios, which you'll end up paying for.

In the example above your Front - end Ratio would be calculated as 1000/5000 or 20 %.

In this example, you would very likely get approved for a mortgage, as both the front - and back - end ratios are within the 28/36 rule.

As we've seen, lenders don't like a Front End Ratio to go above 28 %, so our exemplar's looking pretty good for his or her mortgage application.

As seen below, the company's long - term debt to capital ratio stood at 37 % at the end of 2015.

In a perfect world they want you to be paying less than 28 % of your income on your mortgage (this percentage is known as the front end ratio.)

The gross annual expense ratio as disclosed in the November 1, 2017 Prospectus is 0.86 % and represents operating fees and expenses (including acquired fund fees and expenses) incurred by the Fund during the fiscal year ended June 30, 2017.

As I mentioned earlier, the median price - earnings ratios (P / E) and price - sales ratios (P / S) actually surmounted the peaks at the end of the last two bull market cycles — the metrics went beyond the valuation peaks hit in 2000 and in 2007.