Sentences with phrase «endorsement on your homeowners policy»

Depending on what type of business you operate, you can usually get an endorsement on your homeowners policy that has higher limits or covers specific perils or risk.

Not exact matches

Most homeowners and renters policies allow policyholders to increase the limits on some or all of these categories with endorsements and additional premiums.

However, if it's purchased as an endorsement, it serves as an add - on to your existing homeowners policy.

Depending on the number of days a residence is leased, an existing insurance policy might be adequate or a homeowner might need to purchase an endorsement or separate policy.

The cost of homeowners insurance depends on the amount of your coverage, any endorsements you add to the policy, and policy deductibles.

If you own valuable jewelry like an engagement ring, you can buy a «floater» or «endorsement» — essentially an add - on — to your existing homeowners or renters policy.

If your business equipment is worth more than $ 2,500 or if customers frequent your home business, it would be wise to look into an endorsement on your homeowners insurance or purchase a separate in - home business policy or a business owner's policy.

Most homeowners and renters policies allow policyholders to increase the limits on some or all of these categories with endorsements and additional premiums.

As an informational resource for consumers, the Oklahoma Insurance Department offers on this Web page, downloadable copies of homeowners» insurance policy forms and mandatory amendatory endorsements offered by the 10 largest insurance groups writing homeowners» insurance in Oklahoma.

First, let's assume that one of you has your own renters insurance policy, not just an endorsement on your parents» homeowners insurance.

If you only own one rental property or rent a room in your home, you may be able to cover the rental with an endorsement on your homeowners insurance, but for multiple rental properties, you need a landlord insurance policy to adequately protect yourself.

Depending on the the value of your belongings, you might need to add an endorsement to or purchase a floater policy for your homeowners policy.

If your business equipment is worth more than $ 2,500 or if customers frequent your home business, it would be wise to look into an endorsement on your homeowners insurance or purchase a separate in - home business policy or a business owner's policy.

Unless you purchase an additional rider or endorsement, standard homeowners and renters insurance policies have restrictions on expensive artwork, jewelry, and valuable coin, baseball card, and gun collections.

If you own valuable jewelry like an engagement ring, you can buy a «floater» or «endorsement» — essentially an add - on — to your existing homeowners or renters policy.

A standard homeowner policy includes a limit (usually a fixed percentage of the broader coverage) on personal possessions, so an endorsement or floater may be needed to cover high value items.

If you only rent out the property occasionally, you might be able to get a rider or endorsement on your homeowners insurance policy.

For example, some may require advance notice, while others may require that you purchase an endorsement (an add - on to your homeowners policy) to provide broader coverage for the renter, the III says.

The Washington version of the HO - 82 endorsement, «Personal Injury,» is assumed to have been present on the homeowners policy.