In addition to compulsory liability protection, drivers in Louisiana have several other options for elective
endorsements on their car insurance policies.
It is important for drivers to look into adding medical payments coverage as an optional
endorsement on their car insurance policies.
Not exact matches
However, your personal property stolen out of the
car, including valuables such as cell phones, CDs, or GPS devices are not covered
on your auto
insurance — unless you have purchased an
endorsement on your auto
policy adding coverage for your personal effects.
Example: Jeff decides to call his
insurance representative to find out what kind of
endorsements may be available
on his
car insurance policy.
On an auto
insurance policy, you may be able to purchase an
endorsement to provide expanded protection for a new
car.
You may also opt for an
endorsement like medical payments coverage
on your Boulder City vehicle
insurance policy, or uninsured / underinsured motorist protection, a secondary coverage which steps in when you get into a collision with another driver who does not carry sufficient
car insurance coverage to handle all the costs of the accident.
If you have a
car insurance policy with an accident forgiveness
endorsement and you get into a
car accident, you will be protected to a certain extent from rate increases
on your coverage stemming from the accident; in short, you will be «forgiven» for an accident for which you were found to be at - fault.
There is at least one company out there who writes renters
insurance and
car insurance with the renters
policy as nothing more than an
endorsement on your auto
policy!