Elements of approval are the same as those for «easy» government - backed loans: you need to prove you make enough money, that your income is expected to continue, you have
enough assets to cover the downpayment, plus you have adequate credit history.
A joint application will save you money because your wife has
enough assets in her own name to double the size of the down payment, from 5 percent to 10 percent.
The National Retirement Risk Index is a tool that measures the percentage of working - age - households that are at risk of being unable to maintain their standard of living once they retire.2 The most recent calculation of the index shows that 50 % of Americans will retire without
enough assets to sustain their current standard of living.
If an investor is in their late 40s, what makes more sense — to wait a decade so they can hit their return number or to assemble their portfolio now so when they reach retirement they have
enough assets to work with to generate the income they need.
I haven't yet done it but I assume if I go in to ask for a business line of credit that my credit score is too low to get a good rate, i don't make enough (just left my 9 - 5 job), and I don't have
enough assets to qualify for anything substantial.
Some of you may have
enough assets to rely solely on investment income when you're laid up.
Will you have
enough assets and income to meet those expenses?
«What I hear you saying is that you are uncertain about your finances and whether you'll have
enough assets and income to continue living in the home.»
The judge will decide on the fairest way to divide the assets if there are
enough assets to meet everyone's needs.
A bankruptcy court can give your ex-spouse a discharge, or elimination, of debts that remain unpaid because there are not
enough assets to cover them.
This is something that is often not considered because a person thinks they have
enough assets to cover their loved ones.
The risk gradually decreases once we have managed to gather
enough assets to protect us from unforeseen circumstances.
Most of the time an insurer's exposure will be kept within strict limits and in terms of ordinary operations an insurer will have
enough assets and additional insurance to offset the costs of paying benefits under individual policies.
«You ought to have built up
enough assets so you have enough to live on in retirement.»
This is because there aren't
enough assets built from which ample future income could arise and take care of the family in his absence.
Secured Sector for Investment — The government regulates this sector heavily, ensuring that insurance companies have
enough assets.
In cases where you don't have
enough assets to cover the damages for which you're responsible, your income could be garnished.
For example, if you have
enough assets that your family would have to pay estate taxes when you die, you could purchase permanent coverage to help them cover the tax bill.
If the insurance company gave everyone back their money when there was no claim, they would never build up
enough assets to pay out on claims.
If you have
enough assets that you have complex financial needs, or you're going to need the cash value of a whole life insurance policy to cover, say, your endowment plan or estate plan, then congratulations!
The plan is that by the time they are over, we'll have accumulated
enough assets to cover things.
However, higher deductibles and out - of - pocket limits could create a financial challenge if
enough assets are not readily available.
Hopefully during those 20 years you've saved up enough and have
enough assets that you won't need life insurance (or you can afford the higher cost of life insurance) when your term is up
However, most people who don't have enough insurance usually don't have
enough assets either.
A surety should be able to show to the court that they have
enough assets to cover the amount of the bail.
Lastly, a personal injury claim is only going to lead to full compensation when the person responsible for the damage has
enough assets to take action.
Complaints against insolvent employers (i.e., an organization that does not have
enough assets to cover its debts, or is unable to pay its debts as they become due) are still handled through the Ministry of Labour.
If your estate doesn't have
enough assets to pay off the debts you've incurred, it's declared «insolvent.»
A trustee may refuse to accept a bankruptcy if, for example, you do not have
enough assets to pay the trustee's fees.
Will we have
enough assets to cover the expected costs?
Only Shepard can gather
enough assets to bring the fight to the Reapers.
Distress Termination (for Single - Employer Plans only)- A termination of a single - employer defined benefit plan that an employer requests when it is in financial distress and the plan does not have
enough assets to pay all benefits that have been earned under the plan.
A strategy that lowers the cost of retirement is desirable in the sense that it increases the probability that the retiree will have
enough assets to support retirement.
Standard Termination (for Single - Employer Plans only)- An employer - initiated termination of a single - employer defined benefit plan that has
enough assets to pay all plan benefits.
Your personal savings rate will largely determine whether you will build up
enough assets for the unknown and uncertain future that lies decades in front of you.
Fully Funded Plan - For PBGC purposes, a defined benefit plan with
enough assets to pay all benefits that have been earned under the plan, whether or not the benefits are guaranteed by PBGC.
One point re which I have always thought that Greaney nailed it was his insistence that we should rely on the historical data for guidance on when we have
enough assets to be able to retire safely.
This means the ETF provider will use replication methods in hopes of tracking the underlying index since they don't have
enough assets to buy all the postions.
In a 2015 article that Bernstein wrote for The Wall Street Journal, he said, «You've won when you've acquired
enough assets to provide your basic living expenses for the rest of your life.»
He had five strong years followed by five lean ones and he still hasn't accumulated
enough assets to break even.
Retirees with inadequate savings, by definition, don't have
enough assets to secure a «floor» of spending that would let them live like they did before retiring, let alone having some left over to take to the casino.
If there are not
enough assets in the estate to cover the debt, it can not be passed on to anyone else.
However, if you have
enough assets already with a brokerage, linking the accounts may give enough to qualify for cheaper commissions and waive the fees.
In my case, by the time the TFSA was setup, I have
enough assets by counting both my taxable and RRSP accounts that there was no TFSA fee and the $ 9.99 commission applied across all accounts.
For example, does the scheme have a policy of ensuring that it holds
enough assets that can easily be converted into cash, so future requests for redemptions can be met?
If your mother is a co-borrower on these debts, and the estate does not have
enough assets to repay the debts, then the lender will look to your mother for payment.
However our main goal is to build up
enough assets where we no longer need to carry a policy.
But Franklin Templeton cautions against the rationalization embraced by younger investors that they simply can choose to keep on working if they haven't accumulated
enough assets to generate adequate income in retirement.
If an ETF can not attract
enough assets to be sustainable within a couple of years, the provider may decide to shut down the fund.
I may have
enough assets now to cover them if I were to liquidate them all, but technically I'm worth more dead that alive, since there's no guarantee that I won't killed by a meteor or gas explosion today.