Sentences with phrase «enough bodily injury insurance»

Make sure you have enough bodily injury insurance to protect you from personal financial exposure.

Not exact matches

Experts suggest drivers purchase enough liability insurance to pay for $ 100,000 for bodily injury per person and $ 300,000 per accident.

Insurance companies generally define underinsured as anyone who is at - fault and has bodily injury liability limits that are less than your UIM limits and the limits are not enough to cover the losses of those injured.

Underinsured motorist — This type of coverage is applicable only for bodily injuries caused due to an at - fault motorist who does not have enough insurance to cover your claims.

What if bodily injury insurance is not enough?

Uninsured / underinsured motorist bodily injury insurance is designed to help protect you and your auto passengers from the financial costs of injuries if you are hit by someone who does not have insurance or who does not have enough insurance.

If you don't have good enough coverage (e.g. you only buy third party car insurance) and you don't have enough to pay for property damage or all bodily injuries, you may end up having to pay money out of your own bank account and your insurance company won't be able to help you out much.

Uninsured motorist coverage protects you against damages caused by another driver who has no insurance, or not enough insurance, to pay for your bodily injury or repairs to your vehicle.

This option generally provides coverage for you or a covered person (such as a household member or your passenger, depending on the state) for expenses related to bodily injury caused by another driver who does not have enough insurance to cover damages you suffer.

If the person at fault for an accident doesn't have insurance - or doesn't have enough insurance - Uninsured / Underinsured Motorist Bodily Injury will pay for injuries and damages you suffer that the at - fault party is legally liable for, such as medical treatment and lost wages.

Nebraska's basic liability car insurance requirements of $ 25,000 bodily injury liability per person and $ 50,000 per accident, plus $ 25,000 for property damage liability, are substantial enough to protect many drivers.

God forsake, but if an individual has to incur bodily injuries leading to death, disability or dismemberment, the cover he gets on his car insurance policy will simply not be enough.

If you suffer bodily injury serious enough to warrant a payment of more than $ 25,000, the other driver's insurance will pay the first $ 25,000 of your claim, and then you can file an underinsured motorist claim against your own insurer to recover the balance of your claim (in this case, an additional $ 25,000)

Underinsured motorist bodily injury protection takes care of excess medical and other reasonable and necessary expenses related to injuries suffered in auto accidents in cases when the negligent driver's insurance protection is not enough to cover all costs.

If you are involved in an accident caused by a driver or motorcyclist who only has the state's minimum liability insurance requirements, you may come to the realization that minimum requirements are fairly low and are not enough to pay for your property damage and / or bodily injury costs.

That means if someone without insurance or without enough insurance hits you, you're not limited to the uninsured or underinsured motorist bodily injury coverage on your auto policy.

You may need to purchase bodily injury coverage separately from property damage coverage if you want to make sure that both your medical bills as well as any damage to your vehicle would both be covered if you were hit by a negligent driver without insurance or without enough to cover your damages.