Sentences with phrase «enough of a credit history»

One of the dirty secrets of the pro-VantageScore, access - to - credit crowd in Washington is that not all consumers have enough of a credit history to get a FICO score.

The problem for some home buyers is that they don't have enough of a credit history to produce a score.

They simply don't have enough of a credit history for credit issuers to go on.

Recent high school or college graduates may not have established enough of credit history to qualify for a loan.

In the event that there are no errors, chances are your poor credit rating happens because you don't have enough of a credit history to inspire a good rating.

Many students struggle to get approved for student loans because they don't have an income and or long enough of a credit history meaning that they often need a co-signer in order to qualify.

If you're new to credit, you might not have enough of a credit history to qualify for some of the best credit cards available.

The problem for some home buyers is that they don't have enough of a credit history to produce a score.

Not exact matches

They either don't have a long enough credit history (banks typically want two or more years of extensive history), or their scores aren't high enough (anything less than «excellent» is considered risky).

There's just not enough history of managing credit and making payments to make that kind of determination.

If all of this wasn't concerning enough, the very type of derivatives that blew up the giant insurer AIG in 2008 (credit derivatives) are making a big comeback at Citigroup, the recipient of the largest taxpayer bailout of a bank in U.S. history during the 2008 crash.

Whether your credit history isn't robust enough or has a couple dings, you can still access business funding up to the full amount of your rollable retirement funds.

Many people who are councillors in marginal areas, or have previously been in that position, know enough of history, or are old enough recall the 1980's, maybe they blame council election defeats of 1982, and the general elections on the Falklands, maybe they take credit for Andrew Mckintosh winning the GLC for livingstone in 1981, maybe they feel we lost in 1979 as it wasn't left wing enough, But they voted Corbyn and won't accept that we will lose by a mile in 2020 with him, even if we get half as any votes in the council elections over the next 3 years, as before, Various things can be done, Blue labour needs to work with Labour first, like compass before them, anti neo liberalism, felt Blair lost his way after his first 6 years, Yes progress has a large following and ability of resources, but since 2007 it's been redundant

If that's not unnerving enough, along with the sordid details of your reading history, they've got your name, your address, and your credit information on file.

There's just not enough history of managing credit and making payments to make that kind of determination.

Length of credit history - 15 percent Length of credit history is a factor because if you just recently opened up a card or took out a car loan, not enough time has passed to show a consistent record of managing your accounts responsibly, says Bossler.

It would seem that a poor credit history would be enough to ruin the chances of being approved.

I received a prequalified mail was really surprised because my credit score wasn't good enough and only 9 months of credit history.

One of them I ended up pursuing further by faxing them more proofs of identification (social security card + proof of address), and I was still told something about not having enough credit card history to give me a report.

Sometimes the bank doesn't see enough of a positive change in your financial behavior, and other times, there is something in your credit history that they really don't like, so the graduation might not be coming for a long time.

As stated above, should you require a cosigner, be sure that the person has a good enough credit history so as not the jeopardize the granting of the loan.

Should the bank require a cosigner, you should be sure the cosigner has enough of a good credit history to not jeopardize the loan.

Because of a spotty payment record, not having enough credit history, or a low income - to - expense ratio, those customers aren't eligible for the low - interest rates landed by those with better credit ratings.

A cosigner must have an excellent credit history, have a reliable source of income and a large enough income to be able to afford the repayments on the unsecured loan if they are required to pay.

Nearly 97 % of this group gained enough of a payment history to build a credit score.

Even with online lenders, which have laxer requirements than banks, you'll need to have enough credit history to produce a FICO score, and this score should be 600 or above to give you a chance of qualifying somewhere.

The good news is that certain lenders may only be concerned with the previous 12 months of credit history and a suitable explanation for late payments may be enough to soothe things over.

However, after checking my credit report, I realized that having a credit card for six months wasn't enough for me to establish much of a credit history.

Big banks turn people away all the time for not having good enough credit, not having a long enough credit history, or for only having income from self - employment instead of being with an employer.

Co-signers are typically required when the individual requesting the loan has a poor credit history or not enough assets to secure the total amount of the loan.

You only need a credit history of six months to get a FICO score, but that still may not be long enough to get a credit card.

So now it's been approximately a year and a half since I've had this card and was turned down for the Chase Sapphire because of not enough credit history?

To qualify for an RBC Investment Property Mortgage, you must have a good credit history, demonstrate sufficient rental income (either through existing tenancy documentation or an opinion of market rent), and have enough non-rental income to meet the obligations of the mortgage.

The Best Secured Credit Card Offers — Opposite of excellent credit offers, these credit cards are for people who don't have a strong enough credit history to get an unsecured (no collateral) creditCredit Card Offers — Opposite of excellent credit offers, these credit cards are for people who don't have a strong enough credit history to get an unsecured (no collateral) creditcredit offers, these credit cards are for people who don't have a strong enough credit history to get an unsecured (no collateral) creditcredit cards are for people who don't have a strong enough credit history to get an unsecured (no collateral) creditcredit history to get an unsecured (no collateral) creditcredit card.

Have you been out of school long enough to improve your financial history and credit score, and to increase your annual income?

Besides, your purchase history and credit report tell enough of your story that the company can probably tell what your situation is anyway.

Simply not having enough recorded accounts, or if your credit history spans a short length of time, may preclude you from being approved for a credit card.

As if choosing a college and moving away from home for the first time wasn't stressful enough, many college students are also faced with the choice of getting their first credit cards and beginning to build their credit histories.

If you believe you might have been rejected for not having a high enough credit score or because you have a limited credit history, adding a cosigner with excellent credit can help you improve your chances of receiving an offer.

First, a borrower's credit score must be high enough to show potential mortgage lenders that they have a solid history of using credit in a smart way.

They may weigh the various aspects of your credit history differently, but each one is hoping to answer the same question: if I give this person a loan or extend them credit, are they trustworthy enough to pay me back?

For most consumers, just one authorized user account with a history of on - time payments and a low balance can generate a FICO credit score of 700 or higher — a score good enough to qualify for new credit in the authorized user's name.

If your credit history isn't strong enough for the Walmart MasterCard, you can't earn cash - back outside of Walmart (which limits the card's usefulness).

If you own a business but your credit history is not strong enough to secure the most lucrative credit card offers, the Spark Classic for Business can serve the purpose of helping you build credit with a respected institution.

Once you build enough credit history, you can graduate to some of the better cards in terms of the rewards they offer.

Your credit history should be good enough for a minimum of $ 5,000 credit line, which is the requirement for Bank of America Alaska Airlines Visa Signature Credicredit history should be good enough for a minimum of $ 5,000 credit line, which is the requirement for Bank of America Alaska Airlines Visa Signature Credicredit line, which is the requirement for Bank of America Alaska Airlines Visa Signature CreditCredit card

9 months as a Chase customer is not enough time to show payment history, 7 Chase cards is enough, 14 overall new cards on credit report seems like plenty of credit, even actually being able to prove the biz (that got its first card with $ 0 profit) has made a $ 2000 profit recently wasn't good enough for them...

They said my credit history (18 months) is not long enough combined with the fact that I have a total of 4 cards opened since then.

In the case of the Chase Sapphire ReserveSM card, the ongoing features and perks do make it a compelling choice if you have the credit history to qualify and the credit card spending habits that will enable you to earn enough points to offset the annual fee.

Again, history, grateful to be a part of it but very few guys who worked in the area are stupid enough to take sole credit for a huge group effort.