NAR President Gary Thomas released a statement about NAR's role, over the past five years, in shaping policies to stabilize the market, recover home values,
ensure access to affordable credit, and renew faith in the value of home ownership.
Not exact matches
Critical
to supporting and sustaining this trend for small business owners is
ensuring access to credit and capital as well as tax
credits for hiring and healthcare through the
Affordable Care Act.
As the government explores ways
to further reduce mortgage
credit risk while also
ensuring Americans continue
to have
access to affordable home financing, the data shows private MI is an important solution.
As policymakers look for ways
to further reduce taxpayer risk while
ensuring access to affordable mortgage
credit, MI can offer additional solutions
to meet this objective.
A strong
credit rating
ensures continued
access to affordable credit to make important purchases.
It also
ensures that campus - based checking accounts and prepaid cards are
affordable for students; that students have
access to information and options for various financial instruments; and that college
credit card agreements are compliant with federal law.
In fact, in such situations, not only do the new health insurance exchanges
ensure access to coverage, but the decline in income associated with such life transitions may actually result in premium assistance tax
credits that make coverage remarkably
affordable.
CFA supports strong state and federal protections
to prevent abusive practices and
ensure that borrowers have every chance
to access safe, sustainable, and
affordable credit options.
«ALTA and its members look forward
to working with Dr. Carson
to promote policies that will strengthen the nation's housing and
ensure all consumers looking
to purchase a home have
access to affordable credit.»
NAR is evaluating the proposal on its own and in context with the controversial QRM proposal
to ensure that consumers have
access to affordable safe mortgage
credit.
«The new program mitigates risk with strong underwriting and
ensures that responsible buyers have
access to safe and
affordable mortgage
credit.
The National Association of Realtors ® applauds the Consumer Financial Protection Bureau for creating a broadly defined Qualified Mortgage rule that establishes strong consumer protections while
ensuring continued
access to safe,
affordable mortgage
credit.
Polychron testified that NAR has worked with FHA for years
to ensure people have
access to safe,
affordable mortgage
credit for condominiums, and thanked the committee for showing a willingness
to address a number of lingering concerns.
NAR will continue
to monitor the rule's impact on consumers, including the important new protections, and will work closely with CFPB and others
to ensure that consumers have
access to affordable mortgage
credit.
«Through our ability -
to - repay rule, we want
to ensure that consumers are not set up
to fail with mortgages they can not afford and we want
to protect
access to affordable credit,» said CFPB Director Richard Cordray.
«Preserving federal assistance for the lowest income renters, protecting and expanding housing production programs like the Low - Income Housing Tax
Credit and the National Housing Trust Fund, and
ensuring that low - and moderate - income first - time homebuyers have
access to affordable, safe mortgages are clear ways
to improve stability of families and our economy.»
«NAR has strongly advocated for a Qualified Residential Mortgage rule that encourages sound and financially prudent mortgage financing by lenders while also
ensuring responsible homebuyers have
access to safe and
affordable credit,» said NAR President Steve Brown, co-owner of Irongate Inc..