Sentences with phrase «ensuring affordable mortgage»

That means ensuring affordable mortgage opportunities, especially for first - time homebuyers and low - and moderate - income families.

Safe and prudent lending standards must remain intact throughout the system to avoid another housing crisis, though we must also ensure affordable mortgages don't become out of reach for creditworthy buyers.

Not exact matches

While some steps have been taken to address weaknesses in the mortgage market, there has been no meaningful progress in implementing comprehensive reforms to the housing finance system to ensure that housing credit is available and affordable and is delivered through a sound and competitive system.

We urge parents not to over-stretch themselves, but to find a mortgage provider that not only offers competitive rates and products but also has the expertise to ensure that the right deal is secured and the repayments are affordable.»

Financial plans for newlyweds should consider a savings plan to build up a down payment on a home, determine a home price that is affordable and ensure a mortgage loan is in your best interest

Taking time to ensure that you're ready to buy a home and make mortgage payments helps to ensure that you'll find an affordable home that you can enjoy for years.

However, individual lenders in Boston quoted rates well below the average, ensuring that borrowers have access to mortgages just as affordable as in other cities.

As the government explores ways to further reduce mortgage credit risk while also ensuring Americans continue to have access to affordable home financing, the data shows private MI is an important solution.

As policymakers look for ways to further reduce taxpayer risk while ensuring access to affordable mortgage credit, MI can offer additional solutions to meet this objective.

USMI members are focused on ensuring that creditworthy borrowers continue to have access to affordable and sustainable mortgages within a well - functioning U.S. housing finance system.

As the market has improved, FHA made a move in 2015 to ensure affordable housing for millions of Americans with a new FHA mortgage programs that boasts of reduced insurance rates.

This is an attempt by the policy makers to ensure that people do not end up taking mortgages that are not affordable.

So, getting a home loan mortgage with bad credit is dependent on ensuring the repayments are affordable.

Once a mortgage provider offering those seeking mortgage loans with bad credit affordable terms is found, then it is a case of ensuring the criteria is satisfied.

Maximize your home equity to get cash with a great mortgage rate to ensure the most affordable monthly payment possible.

For soon - to - be retirees, it can ensure that your loved one would not have to sell your home as an affordable policy could cover the last remaining years of a mortgage before social security fully kicks in.

If you have any questions about getting the perfect life insurance or about mortgage insurance, please contact one of our agents today, and we would be happy to answer those questions and ensure that you're getting quality and affordable life insurance protection

NAR's position is that the groundwork should be laid for the return of private capital to the market, supported by a federal presence through a nonprofit, government - chartered entity, which would ensure the availability of safe and affordable mortgage financing in all market types.

NAR is evaluating the proposal on its own and in context with the controversial QRM proposal to ensure that consumers have access to affordable safe mortgage credit.

As Congress and the Administration consider reforms to the nation's mortgage finance system, NAR is advocating on behalf of REALTORS ® and consumers to ensure an efficient and adequately regulated secondary mortgage market — a new system that involves some government presence and provides homebuyers with access to affordable, sustainable mortgages.

«The new program mitigates risk with strong underwriting and ensures that responsible buyers have access to safe and affordable mortgage credit.

The National Association of Realtors ® applauds the Consumer Financial Protection Bureau for creating a broadly defined Qualified Mortgage rule that establishes strong consumer protections while ensuring continued access to safe, affordable mortgageMortgage rule that establishes strong consumer protections while ensuring continued access to safe, affordable mortgagemortgage credit.

Nearly 8,500 REALTORS ® and guests will meet with legislators, regulatory officials and top industry executives to ensure qualified buyers and investors have access to safe and affordable mortgage financing and protect and advance the operations of REALTORS ®» businesses and real estate - related tax policies.

Polychron testified that NAR has worked with FHA for years to ensure people have access to safe, affordable mortgage credit for condominiums, and thanked the committee for showing a willingness to address a number of lingering concerns.

NAR will continue to monitor the rule's impact on consumers, including the important new protections, and will work closely with CFPB and others to ensure that consumers have access to affordable mortgage credit.

Ensuring regulatory actions like underwriting standards under the qualified mortgage and qualified residential mortgage rules don't hurt borrowers» ability to get affordable financing.

Efforts must be taken to ensure FHA's ability to facilitate safe, affordable mortgage financing to American families.

He was author of NAR - backed legislation that would help restore private lending for residential sales and reform the secondary mortgage market in a way that would ensure safe, affordable mortgages in good markets and bad.

NAR favors reforms that would maintain federal backing of conforming mortgage loans to help ensure the availability of safe and affordable financing in good times and bad for a broad swath of responsible home buyers through a government - chartered nonprofit entity while creating conditions that would enable the return of private mortgage capital into the market.

«Through our ability - to - repay rule, we want to ensure that consumers are not set up to fail with mortgages they can not afford and we want to protect access to affordable credit,» said CFPB Director Richard Cordray.

Brown highlighted the need to protect the mortgage interest deduction and preserve a secondary mortgage market that ensures liquidity sufficient to provide safe, affordable mortgage credit to all qualified borrowers.

«Preserving federal assistance for the lowest income renters, protecting and expanding housing production programs like the Low - Income Housing Tax Credit and the National Housing Trust Fund, and ensuring that low - and moderate - income first - time homebuyers have access to affordable, safe mortgages are clear ways to improve stability of families and our economy.»

«NAR has strongly advocated for a Qualified Residential Mortgage rule that encourages sound and financially prudent mortgage financing by lenders while also ensuring responsible homebuyers have access to safe and affordable credit,» said NAR President Steve Brown, co-owner of IrongaMortgage rule that encourages sound and financially prudent mortgage financing by lenders while also ensuring responsible homebuyers have access to safe and affordable credit,» said NAR President Steve Brown, co-owner of Irongamortgage financing by lenders while also ensuring responsible homebuyers have access to safe and affordable credit,» said NAR President Steve Brown, co-owner of Irongate Inc..

WASHINGTON (May 25, 2011)- The National Association of Realtors ® supports a secondary mortgage market model with some level of government participation that would protect taxpayers and ensure that creditworthy consumers have access to affordable mortgage capital in all markets at all times.

There are several additional steps — including legislative proposals — that could immediately work to further strengthen the housing market and ensure that the middle class can secure affordable mortgages, refinance their loans at today's low rates, and build housing wealth while ensuring that no communities or homeowners are left behind by the housing recovery.

The President's plan is centered on four core principles for reform: putting private capital first, ending the failed Fannie / Freddie business model and protecting the taxpayers, ensuring broad access to the 30 - year fixed rate mortgage in good times and bad, and preserving the American dream of affordable homeownership for all qualifying borrowers in every community while at the same time ensuring sustainable rental options are widely available.