Sentences with phrase «entry in your credit report»

In their website, they've pulled out the 2 negative entries in my credit report and in order to «dispute» them, I have to choose either

(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this chapter without first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact, in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person in disputing or challenging an entry in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations in the offer or sale of the services of a credit services organization or engage, directly or indirectly, in any act, practice, or course of business that operates or would operate as fraud or deception upon any person in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined in Section 13 -21-2, without first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).

Any competent credit repair company can help ensure that all the entries in your credit report are in place, and that it provides an accurate overview of your financial behavior and credibility.

Don't overlook any unfamiliar transaction or entry in your credit report.

An example of this is when you find entries in your credit reports about a delinquent car loan that your ex-spouse was supposed to pay.

Removing any erroneous entries in your credit report could increase your credit score and improve a lender's evaluation of your mortgage application.

Not exact matches

Keep in mind if he or she makes a late payment, that entry will appear as negative on your credit report too.

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If you do not recognize an account in the Trade Lines section of one of your credit reports, immediately dispute the entry.

The result is an increase in your credit score as bad entries are removed from your report.

The pay for delete strategy can be difficult because you need to send your letter or get your phone call to someone a little higher up in the company who has the authority to change your credit report entry.

In cases such as this, the credit bureau reporting the poor score likely has an errant entry on the credit report.

The company has you dispute all information listed on your credit report as inaccurate in an effort to get many of the entries dropped from your report.

There is a space on the report for you to challenge or explain, in 100 words or less, any credit entry in your file.

I request that you research the disputed entry and respond to me within 30 days of receiving this letter, in accordance with the Fair Credit Reporting Act.

If you have negative entries on your credit report (late payments, bankruptcies, etc.) that are legitimate and within their allowable time limits, there's no point in disputing them.

Here's a simple definition: When you fail to repay a debt in some way, it can show up on your credit report as a negative entry.

If you too are troubled by a low credit score or have negative entries in your report, RMCN's team of credit repair professionals are here to assist.

Positive credit entries reflect in a credit report for an indefinite period, whereas paid accounts report for up to 10 years, providing various perks to the individual.

Easily import your client's credit reports in seconds and the system will import contact information, address, credit scores, credit inquiries and itemize all the derogatory items, one - by - one, saving you hundreds of hours of data entry every month, minimizing human error.

With TurboDispute's Credit Report Import feature you can easily import your clients's credit reports in seconds and the system will import contact information, address, credit scores, credit inquiries and itemize all the derogatory items, one - by - one, saving you hundreds of hours of data entry every month, minimizing human Credit Report Import feature you can easily import your clients's credit reports in seconds and the system will import contact information, address, credit scores, credit inquiries and itemize all the derogatory items, one - by - one, saving you hundreds of hours of data entry every month, minimizing human credit reports in seconds and the system will import contact information, address, credit scores, credit inquiries and itemize all the derogatory items, one - by - one, saving you hundreds of hours of data entry every month, minimizing human credit scores, credit inquiries and itemize all the derogatory items, one - by - one, saving you hundreds of hours of data entry every month, minimizing human credit inquiries and itemize all the derogatory items, one - by - one, saving you hundreds of hours of data entry every month, minimizing human error.

In fact, the Fair Credit Reporting Act (FCRA) states that the credit reporting agencies must investigate any disputed entry a consumer discovers on their credit rCredit Reporting Act (FCRA) states that the credit reporting agencies must investigate any disputed entry a consumer discovers on their crediReporting Act (FCRA) states that the credit reporting agencies must investigate any disputed entry a consumer discovers on their credit rcredit reporting agencies must investigate any disputed entry a consumer discovers on their credireporting agencies must investigate any disputed entry a consumer discovers on their credit rcredit report.

If you fail to come to a deal then missing your payment will result in a late payment entry on your credit report.

If you have a judgment on your credit report, it will be one of the more difficult entries to change in your favor.

Discover will also check your Experian credit report every day, looking for new entries in your name, such as credit card accounts, mortgages and car loans.

In general, credit repair software tools work by scanning your credit reports (entered either manually or automatically through the software) and then allowing you to identify the entries you wish to dispute.

That can result in a negative entry on your credit report.

Accounts that were discharged in the bankruptcy may still be reporting as delinquent or multiple entries for the same account may appear on your credit bureau report.

You may want to consult an attorney to determine legal action to take against creditors, credit bureaus, and / or debt collectors if they are not cooperative in removing fraudulent entries from your credit report or if negligence is a factor.

Errors and inaccurate entries are far more common than you might think, impacting the credit reports of as many as 1 in 5 consumers.

General statement — most likely the statement you're considering, an explanation using up to 100 words, that provides some background into the financial circumstances resulting in negative entries on the credit report.

At this point, the only thing that can remove these two entries is to pay the entire amount in full — in which case the credit report entry will read «charge - off recovery.»

If you suspect that an entry on one of your credit reports is listed in error, contact the corresponding credit bureau and dispute the entry.

Professional credit repair works in two separate levels: on one hand, credit repair agents can help you dispute wrongful information that has been recorded into your credit report and legally remove those entries.

If we talk about the literal term of trade lines, then it is a simple entry of your credit record by credit reporting authorities in your account's credit history.

While some CSOs provide consumers legitimate services, others have been known to accept payment and not provide any service; to provide inaccurate or misleading advice (e.g., referring consumers to potential creditors who would have granted them credit in any event); and / or to engage in questionable credit repair practices (e.g., disputing every entry on a consumer's credit report).

Process customer payments by cash, check, debit cards and credit cards Answer telephone calls from customers inquiring about merchandise in the store Process customer returns and manage exchanges Rotate merchandise, organize and restock shelves Assist managers to reach deadlines on certain store projects Prepare legal documents and reports for court Read and translate reports with 99 % accuracy Data entry with 99 % accuracy Organize legal documents and put them in filing system Communicate with attorneys about discrepancies in data.

• Perform general and specific accounting calculations using 10 - key calculators and copy machines • Maintain and balance company books • Handle employee payroll services by calculating salaries and superannuation • Prepare periodic accounting reports and assure their correctness • Assure mathematical accuracy of all posted entries • Classify and summarize numerical and financial data for record maintenance purposes • Perform debit, credit and totaling activities on accounting systems and spreadsheets • Recognize and report discrepancies in accounting data and perform reconciliation duties • Monitor loan and advance statuses and prepare and deposit checks for payment of utility bills • Complete and submit tax forms on timely basis • Calculate and issue bills, invoices and account statements

Billing Specialist / Analyst / Import (1995 — 1999) • Oversaw billing and invoicing, preparing over 500 invoices a month, as well as facilitated imports, shipment clearance, and related customer service functions such as order entry • Address and resolve both customer and sales force inquiries in a timely and accurate manner • Worked closely with the account and sales professionals to ensure customer satisfaction while working on EDI Transactions such as 850 / 856 / UCC128 / 810 and 997 in close contact with the various related departments • Held responsibility for billing analysis by conducting research utilizing 3rd - party reporting systems to resolve billing issues • Monitored the status of accounts receivable and collections on daily basis, collaborating with appropriate departments to research outstanding balances and resolve customer issues as needed • Processed vendor invoices and related travel and expense reports while processing adjustments, credit memos, and invoices • Assisted with balance sheet and travel / expense reports reconciliations with involvement in journal entries and G / L account analysis along with revenue accruals and month - end general ledger closing • Planned and managed sales through various distributor channels and other relevant sales outlets • Monitored, recorded, analyzed and reported on activities, trends, results and recommendations relating to import activities

Exchange Accountant — Downstream Accounting (1990 — 1994) Gas Products Accountant — Natural Gas Liquids (1988 — 1990) Demurrage Analyst & Purchasing Agent — Baytown Refinery (1985 — 1988) Process Operator / Technician — Oil Movements Department (1979 — 1985) • Account for the exchange and sales of NGLs in the Gulf / East region of the U.S. • Review, analyze, and verify sales and exchange contracts and NGL sales invoices • Record journal entries and prepare inter-company sales reports • Monitor customer credit and payments / collection issuing letter of credit releases as needed • Introduce demurrage and product delay forecasting