Sentences with phrase «equal a term life»

All things being equal a term life insurance policy provides the lowest premiums when compared to whole life insurance policies.

Not exact matches

High - performance doesn't equal living at the office anymore, and if your goal is to have a high - functioning company for the long term and to really make it sustainable, you need to embrace the fact that your employees are people who also have lives and responsibilities outside of work.
But the general point is that high terms of trade, all other things equal, will raise living standards, while low terms of trade will reduce them.»
The risk - free interest rate is based on the implied yield currently available on U.S. treasury notes with terms approximately equal to the expected life of the option.
Risk Free Interest Rates — These rates are based on the implied yield currently available on U.S. Treasury notes with terms approximately equal to the expected life of the option.
All other things being equal, a longer loan term usually means you'll pay more in total interest over the life of your loan.
He also felt that debate over the famous Virginia Statute for Religious Freedom in 1785 formed the essential background to the First Amendment, and that the Virginia Statute was consciously written to guarantee full participation in public life on equal terms by «the Jew and the Gentile, the Christian and Mahometan, the Hindoo, and Infidel of every denomination» (V: 85)
This may be reformulated in terms of the Golden Rule, found in various religions, and in terms of «irrevocable directives» concerning commitment to cultures of truth and tolerance, nonviolence and respect for life, economic justice, and equal rights and partnership between men and women.
within virtually all modern nations - between people who are prepared to live with others who are different, on terms of equal respect, and those who seek the... domination of a single religious and ethnic tradition.
Moreover, unlike Teitelbaum, who was interested only in the non-Jews with whom he had to live, Heschel was involved with non-Jews with whom he wanted to live as an equal participant in a multicultural (even before that term came to be used and misused) society.
If it was not for the followers of Jesus, who tried to live his teaching, we would be living in a society were terms like equal dignity would have no meaning.
Democratic - where the parents acknowledge the children as equals, not in terms of intelligence and life experience, but in terms of their value and rights as individuals.
You would be a man who is looking for an equal partner in life and a long - term relationship.
Terms like gold digger, cougar and dirty old man are thrown around, and sometimes it really can be difficult to have an equal partnership when both individuals are at different points in their life.
For life expectancy and market linked products, the special value equals the annual entitlement multiplied by the remaining term.
Extended Life Cover Period is the number of years equal to half of the Policy Term, commencing from the Maturity Date.
If I were to gradually move the account to I - Bonds, similar to a CD Ladder, would that be able to double as an emergency fund (fixed dollar amount equal to 3 - 6 months living expenses) and long - term cash savings (10 - 20 % of non-retirement investments)?
At time of issue you need to pay the insurance carrier an amount equal to the difference in price between the term policy and what the premium payments would have been had you bought a whole life policy in the first place.
Please let me know that monthly income advantage plan offered by Max Life in which after paying 12 annual premiums will get a monthly income for next 10 years & get a lump sum amount (equal approximate the premiums paid in 12 years in the beginning) plus approx. 14.5 times death benefit for the entire policy term i.e. 22 years.
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The face value does not always equal the death benefit, particularly when you are dealing with permanent coverage, such as whole life insurance, that has accompanying riders such as PUA riders and term riders and also has life insurance dividends that can increase the death benefit.
In the event of death of the Life Insured during the Policy Term, subject to the policy being in force, the Death Benefit payable shall be equal to the Sum Assured on death.
If you don't pay off the full amount of the loan by the end of the term, or if you can't afford to make equal payments over the life of the loan, the final payment must be made as a lump sum.
Dave recommends term life insurance instead, with coverage that equals 10 — 12 times your income.
With term life, there is death benefit protection only, with no cash value build up — and because of that, term life insurance can frequently cost less than a comparable permanent life insurance policy (all other factors being equal).
All other things being equal, a longer loan term usually means you'll pay more in total interest over the life of your loan.
For all dogs, the first year of life (in human terms) equals 15 dog years — that's a lot higher than the seven - to - one ratio myth.
During the next 10 or 11 years, each year of the dog's life would equal about 4 human years, so that at the age of 12, this dog would be nearing 60 in human terms.
By painting the figure and the object on equal terms, Pearlstein's paintings appear to be more like still life compositions than formal portraits, and some critics even consider his work to be a form of abstraction.
Hesse struggled with the desire to be on equal footing with Doyle in terms of their art making but also wanted to be in a marriage with someone who could offer her the security that life often denied her.
Narrowing this down a bit, the long - term residence time of CO2 in our climate system has been estimated to equal a half - life of around 100 - 120 years.
In that case, following the EU ratification of the 2009 UN Convention on the Rights of Persons with Disabilities, the Court defined «disability» as «a limitation which results in particular from long - term physical, mental or psychological impairments which in interaction with various barriers may hinder the full and effective participation of the person concerned in professional life on an equal basis with other workers» (Kaltoft, para 53, citing HK Danmark, para 38).
22 The right under sections 1 and 3 to equal treatment with respect to services and to contract on equal terms, without discrimination because of age, sex, marital status, family status or disability, is not infringed where a contract of automobile, life, accident or sickness or disability insurance or a contract of group insurance between an insurer and an association or person other than an employer, or a life annuity, differentiates or makes a distinction, exclusion or preference on reasonable and bona fide grounds because of age, sex, marital status, family status or disability.
-- Enabling parenting coordination by agreement or court order; — Amending the Commercial Arbitration Act to address family arbitrations; — integrating reproductive technologies into determining a child's legal parents; — Replacing the terms «custody» and «access» with «guardianship» and «parenting time»; — Defining «guardianship» through a list of «parental responsibilities» that can be allocated to allow for more customized parenting arrangements; — Extending the legislative property division regime to common - law spouses who have lived together for two years in a marriage - like relationship or who are in marriage - like relationship of some permanence and have children together; — Excluding certain types of property (e.g. pre-relationship property, gifts, and inheritances) from the pool of family property to be divided 50 - 50; and — Providing that debts are subject to equal division.
Term life insurance will always have a cheaper monthly price than whole life insurance (assuming the death benefit is equal).
Because of that, term life will frequently be cheaper than a permanent policy, with all other factors being equal.
Because there aren't a lot of «bells and whistles» on term life insurance coverage, the premium cost for these policies will typically be less than that of a comparable permanent life insurance policy — with all other factors being equal.
With term life insurance, insureds can essentially obtain the most amount of coverage for the lowest initial premium price (with all other factors being equal)-- particularly those who are young and in good health at the time of policy application.
However, it is fair to say that you can expect to pay considerably more or whole life insurance compared to term life assuming that all relevant factors are equal.
Generally speaking, a 30 - year term life policy will cost more than a 10 - year term life insurance policy with all other things being equal.
Another thing to keep in mind is that term insurance is less costly than whole life insurance for equal amount of death benefit.
If the life insured dies during the term of this LIC online term plan chosen by him at the starting of the plan, the death benefit is paid which is equal to the Sum Assured chosen by the policyholder at the time of inception of the policy
The insured receives 10 % of the sum assured every year for 5 years after the policy term in addition to a lumpsum amount that equals 50 % of the sum assured in addition to compounded reversionary bonus and terminal bonus, they have not been declared by Future Generali Life Insurance.
Under this Max Life term plan, in case of death during the chosen tenure, the death benefit is paid which is equal to the Sum Assured
The best way to lay the groundwork for your child's financial future is to make sure that as parents you have a will, a living revocable trust, and the proper life insurance policy (I recommend term insurance with a death benefit equal to 20 times the income you want to replace if you die) in place in case something happens to you while your child or children are young.
With term life insurance, there is death benefit coverage only, without any type of cash value or savings build up — and because of that, term life insurance can often be much more affordable than a comparable permanent life insurance policy option (with all other factors being equal).
Whole life premiums are much higher than term insurance premiums, but because term insurance premiums rise with increasing age of the insured, the cumulative value of all premiums paid under whole and term policies are roughly equal if the policy continues to average life expectancy.
When using an online quote engine to research Guaranteed Term Life Insurance, you might be thinking that they're all equal and it doesn't matter which one you use.
Today, it makes sense to get mortgage term life insurance equal to the amount of your original mortgage amount, instead of a decreasing amount of life insurance.
Because of this more «basic» type of coverage, term life insurance is usually much more affordable than a comparable permanent life insurance policy — with all other factors being equal.
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