This recommendation surprised me, but based on my risk tolerance Vanguard recommended I be 100 % invested in
equities at my current age and put more money into international stocks.
Generally applicable to
current assumption policies such as
equity indexed, variable and universal life, cost of insurance charges are monthly charges for mortality and other elements of insurer expense that are assessed against the policy based on the insured's
current age, the original rate class, and the
current net amount
at risk.