Younger participants tend to concentrate their assets
in equity fund investments, while older participants invest more in fixed - income securities.
MFS Institutional
International Equity Fund Investment Option invests in MFS Institutional Equity International Fund, which invests primarily in equity securities of foreign companies, including emerging markets securities.
This means that if you hold
your equity fund investments for over a year, you don't have to pay any long - term capital gains tax (LCGT) on the gains you earn.