Sentences with phrase «equity increases because»

As the mortgage loan is paid down, your portion of equity increases because you have paid more of the original $ 150,000.00 loan off.

Not exact matches

«I'm dedicated to increasing the number of black women at the firm because I believe in equity,» she says.

Even a mortgage is in one sense a commitment strategy, because it forces monthly payments that result in increasing equity over time.

56:23 — Jason asks if too many people want to own equities because there's a lack of public stocks (which increases demand and prices).

Making home improvements is one of the best ways to use equity because those improvements can build more equity by increasing your home's value.

We believe that such equity awards provide an effective performance incentive because executive officers obtain increasing value from their options and RSUs if our stock price increases (which would benefit all stockholders) and they remain employed with us beyond the date that their options or RSUs vest.

Bank of America warns that the CSPP could «quickly become its own worst enemy,» fueling a rise in leveraged buyouts — because «cheap debt can suddenly make unviable candidates appear «viable» for private equity» — and increasing volatility in credit spreads.

You will have the assets, receivables, and inventory, but the bank still may not increase your line of credit because your equity base is insufficient to keep your leverage ratio within the bank covenant.

Equity market volatility has increased from the very low levels of last year, partly because of concerns about the direction of international trade policy in the United States.

Earlier this year, the Texas Public Policy Foundation and the Texas Conservative Coalition Research Foundation published a list of principles for school finance which includes the fundamental point that the basis of the equity argument for increased education funding should be challenged, because educational equity is not the same as school funding equity.

Moreover, because the LCFF allocates additional funds to school districts based on their number of disadvantaged students — English learners, foster youth, and students from low - income families — increasing funding for the LCFF means more dollars are being provided to improve educational equity.

Moreover, you will be able to get finance sooner than you think since even if you have an outstanding mortgage, you will be able to get a home equity loan based on the equity you build on your home either because you are paying off the mortgage and the debt is reduced or because the property's value will increase over the years.

That's because you could build equity and make money if your home increases in value while paying back your student loans.

Because of these programs, the housing market has increased to such an extent that the mortgage and home equity market has become extremely competitive.

But maybe you already have at least 20 percent home equity because your home's value increased.

Returning to Mr. Hibbert, he would appear to share this view: «Given that the starting valuation for equities is now very low, then if those companies can continue to increase their earnings profile I think you will see very strong returns because you will get both capital growth and dividend yield.»

Of course it is, because with increased trading capital your trading account equity is raised, thereby allowing you to hold your positions open with a higher margin level.

Equity investments are considered appropriate because they have a history of increasing in value over time and building your net worth.

Note that because the equity curve is increasing over time it means the trading strategy being used is an effective and profitable strategy over a period of time.

Therefore when you start young time is on your side because you can buy and hold onto your property while it increases in value and builds you equity.

A payment effectively buys back that share of the house value and because ownership (equity) increases, a home equity loan with bad credit becomes possible.

Negative equity can occur because of a decline in value, an increase in mortgage debt or a combination of both.

This is because when debt - to - equity level increases, the more expensive source of finance (i.e. equity) is replaced by the cheaper alternative (i.e. debt) leading to an increase in shareholder wealth.

It's truly a win - win, because the underlying assets (the dividend growth stocks themselves) are typically increasing in value as the businesses they represent equity in are becoming worth more.

Reduced demand for Canadian equities from Canadian investors will mean lower equity underwriting and trading revenues for Canadian investment dealers because it is unlikely to be replaced by increased foreign equity trading and underwriting by Canadian dealers.

Second mortgage loans are normally offered at a fixed loan amount on a repayment schedule — they are popular because once someone owns a home they use the increase in their homes value to their advantage needing cash flow or the use of the equity amount in their home to consolidate bills.

This can also increase the company's return on equity because there's less equity.

Most people think of a mortgage as «good» debt because as you pay this debt down, you are increasing your net worth because the equity in your home is increasing.

«Because we've seen an increase in overall housing prices, our parents» and grandparents» generation do have more equity in their properties,» said CAAMP chief executive Jim Murphy in an interview with CBC's The Exchange with Amanda Lang.

That's because longer terms increase negative equity risk.

There were expectations of an equity sell off following a «No» vote because this increased the chances of an anti-EU government in Italy and with it a bond crisis in the world's third largest bond market.

Sometimes allowing the total number of shares to increase is a good thing and leads to a larger, better company, because management puts the capital gained from sale of equity to good use.

Because of the unwillingness of nations to agree on what equity requires of them, initial steps should be taken to increase awareness of the ethical and justice failures of national responses to climate change.

In fact, the South African target, because it is a commitment below business as usual, allows for large increases in South African ghg emissions by 2020 and 2025 without explaining how these increases are consistent with a specific understanding of what equity requires.

Such social equity protections suggests that pump prices will somehow be increased because of the consumption tax hike, contrary to the NDRC's repeated assurances.

Because, though «NGOs that ideologically support equity defend the right of developing countries to increase their emissions for two to three more decades at least,» in fact, «there is no room for expansion by anyone.»

In this situation, a unilateral release of the guarantor might not be a great concern to the bank if the loan has already been paid for a while, because the house will have much more equity in it, and the loan will have a much smaller balance, after a few years, particularly if the market value of the house is also stable or increasing.

Edmonton - based law firm strategist Patrick McKenna says law firms have moved to shrink their equity partnership ranks because they've exhausted all other options to increase, or simply maintain, partner profitability.

The statements also noted that Manulife had increased its reserves from $ 576 million at year - end 2007 to $ 5.783 billion because of its unhedged exposure to the equity markets.

To attempt to curtail this type of practice, the Law Society has held that real estate lawyers should know or «ought to have known» that these property flips were dishonest because of the sharp increase in the price of the property when it was resold, and the fact that the mortgage is significantly larger than the equity available in the original purchase.

I like cash flow because when it increases then I increase my monthly payment on the loan, which decreases the amount of interest I'll pay over the life of the loan, and of course shortens the loan, which all increase my equity regardless of appreciation.

«Demand increased over the past year because of a robust job market for those with a college degree and renter fatigue at a time when homeowners continue to see their equity rise.

Also, Bloomberg News recently reported that Equity Residential has decreased its revenue forecast and AvalonBay Communities has seen increased concessions, in part because of softening in the San Francisco and New York markets.

If you first take out a private loan and then refinance the unit after all the work has been completed, because of your initial down payment plus the increased equity, your LTV will be lower which will result in a more competitive interest rate when you take out the permanent mortgage.

Because equity is the difference between the value of your home and the amount you owe on your mortgage, increasing home value increases your equity.

We are seeing a lot of people upgrading to better areas and neighborhoods because now is the perfect time for sellers to take advantage of that 40 % increase in their equity as mentioned above.

While using leverage can increase the total return on the borrower's equity, it also increases risk because the amount borrowed has to be repaid in accordance with a schedule.

When your home gains value (because of improvement projects or a healthy real estate market), your equity increases.