Sentences with phrase «equity loan asset»

One final layer of complexity is that there are standardized indices (ABX) for home equity loan asset - backed securities.

I'm one of them, but I don't want overstate my case, having commented a few weeks ago on derivatives in the home equity loan asset - backed securities market.

Not exact matches

When the light turns yellow, Phunware turns to a working capital line of credit, asset - backed loans, bridge financing, or equity funding.

«In soliciting investments in the Fake Funds, CASPERSEN made the following false representations to investors, among others: in recognition for his prior work with Park Hill Group, CASPERSEN had been offered a «friends and family» investment allocation in a security that was allegedly offered by a private equity firm; CASPERSEN was personally investing in the security, and offering it to his family and a limited number of friends; the investment was a credit facility secured by a portfolio of assets owned by one of the Legitimate Funds; the investor would receive quarterly interest payments, ranging from 15 to 20 percent; the investment was practically risk - free, as the loaned funds would remain in a bank account; the investor could withdraw the principal at any time with 90 days» notice; and investor funds should be wired to one of the Fake Fund Accounts.

The Small Business Administration defines businesses eligible for SBA loans as those that: operate for profit; are engaged in, or propose to do business in, the United States or its possessions; have reasonable owner equity to invest; and use alternative financial resources (such as personal assets) first.

The HRC considered the fact that, despite credit write - downs in its home equity loan portfolio and a Visa - related litigation expense accrual, the Company's business performance for 2007 was strong, as exemplified by one of the highest returns on equity and returns on assets in our Peer Group.

As rent appreciates from renovation and inflation, so does the value of the asset, so often, as long as interest rates remain low, you can refi or take out a second loan and take out a chunk of your equity while keeping the same LTV — this is not a taxable event!

The Company uses the proceeds raised from the issuance of units to invest in SMEs through local market sub-advisors in a diversified portfolio of financial assets, including direct loans, convertible debt instruments, trade finance, structured credit and preferred and common equity investments.

It is now in the final stretch as bidders like Verizon, Quicken Loans and several private equity players offer about $ 4 billion for the company minus its lucrative Asian assets.

With a secured loan, your asset — such as a car or home equity — is collateral that the lender uses to guarantee the loan.

These are much easier to obtain when backed by assets (home equity or an IRA) or third - party guarantors (e.g., government - sponsored SBA loans or a cosigner).

However, in comparison to households that only hold owner - occupier debt, there is evidence that investors tend to accumulate higher savings in the form of other assets (such as paying ahead of schedule on a loan for their own home, as well as accumulating equities, bank accounts and other financial instruments).

The Carlyle Group («Carlyle») is one of the world's largest global alternative asset management firms that originates, structures and acts as lead equity investor in management - led buyouts, strategic minority equity investments, equity private placements, consolidations and buildups, growth capital financings, real estate opportunities, bank loans, high - yield debt, distressed assets, mezzanine debt and other investment opportunities.

NexPoint Strategic Opportunities Fund (NHF) is a closed end fund that seeks current income with capital appreciation through investment in floating and fixed rate loans, bonds, debt obligations, mortgage backed and asset backed securities, collateralized debt obligations and equities.

NexPoint Strategic Opportunity Fund (NHF) is a closed end fund that seeks current income with capital appreciation through investment in floating and fixed rate loans, bonds, debt obligations, mortgage backed and asset backed securities, collateralized debt obligations and equities.

Its Wholesale Banking segment offers commercial loans and lines of credit, letters of credit, asset - based lending, equipment leasing, international trade facilities, trade financing, collection, foreign exchange, treasury management, merchant payment processing, institutional fixed - income sales, commodity and equity risk management, corporate trust fiduciary and agency, and investment banking services, as well as online / electronic products.

If you have student loans right out of school, or a negative net worth due to negative equity, use these charts for the asset side of the balance sheet equation.

We expect that the New Credit Facility will contain a number of covenants that, among other things, restrict SSE Holdings» ability to, subject to specified exceptions, incur additional debt; incur additional liens and contingent liabilities; sell or dispose of assets; merge with or acquire other companies; liquidate or dissolve itself, engage in businesses that are not in a related line of business; make loans, advances or guarantees; pay dividends or make other distributions (with certain exceptions, including tax distributions and repurchases of management equity); engage in transactions with affiliates; and make investments.

Franklin Square Capital Partners originated a $ 260 million unitranche term loan to support the acquisition and combination of Trover Solutions and Equian by New Mountain Capital, a New York - based alternative investments firm that manages approximately $ 15 billion of private equity, public equity and credit assets.

Your home and your equity are wealth - building assets, and using either of them (or both) to refinance student loans turns your home and equity into liabilities that will drag down your wealth - building potential.

With approximately $ 104.3 billion in assets as of March 31, Annaly's portfolio includes securities, loans and equity in the residential and commercial markets.

A business equity loan is when you put your business's assets up for collateral to up your chances of getting approved for a loan with low rates.

If your small business already has some valuable assets, you might want to consider taking out a business equity loan instead.

From term loans and senior secured facilities, to asset - backed securitizations and equity investments, PNC helps middle market companies obtain the capital they need to keep their businesses moving forward.

What we're seeing here — make no mistake about it — is not a rational, justified, quantifiable response to lower interest rates, but rather a historic compression of risk premiums across every risky asset class, particularly equities, leveraged loans, and junk bonds.

The real estate segment invests in real estate equity for the acquisition and recapitalization of real estate assets, portfolios, platforms and operating companies, and real estate debt, including first mortgage and mezzanine loans, preferred equity and commercial mortgage backed securities.»

Asset - backed securities are bonds or notes backed by financial assets such as non-mortgage loans including credit card receivables, auto loans, manufactured - housing contracts, and home - equity loans.

Since joining Citi in 2000, Mr. Albano has covered nearly all disciplines of the commercial real estate industry including: equities, direct investments, fund / platform investments, loan origination, M&A, asset management, subordinate debt structuring and placement, corporate finance, and loan syndications.

Bank Audi is the leading bank in Lebanon in terms of assets, deposits, loans, equity and profitability.

According to the company, GemCap is an equity investor in low - and middlemarket sized companies, but it also provides asset - based loans — ranging from $ 1 million to $ 10 million — as a senior - secured lender.

A hard money loan is a specific type of asset - based financing where a borrower receives funds secured by equity in real estate.

Assets in interval funds might include investments like commercial property, such as tracts of farmland or forestry land, hedge funds and other private equity funds, business loans, catastrophe bonds and real estate securities.

Because amortized loans allow you to pay off both principal and interest at the same time, you gain equity in the asset, such as a house or a car, with each payment.

The table below displays the amount and weight percentage of net assets for all Bank Loan Bond Funds allocated to other asset classes besides equity and fixed income.

If feasible, you should try to get rid of the first ones as soon as possible without neglecting paying the others, especially those who are guaranteed by an asset such as mortgage loans and home equity loans.

When the amount of equity in the account gets too low, more assets have to be added, or stocks will have to be liquidated to protect the margin loan that the broker made.

If you have assets like equity in your home, car, or even savings account that lender may use as collateral, you can apply for secured personal loans online.

A debt consolidation loan can take the form of a second mortgage on your home (also called a home equity loan), a line of credit or a bank loan secured by some other asset or guaranteed by a family member or friend.

A home equity line of credit is guaranteed with the same asset as the mortgage loan.

Your home is your largest asset, and you may choose borrow against it one or two ways: to secure a home equity loan in a lump sum or as a home equity line of credit (HELOC) to draw from as you need it.

Lenders may offer both unsecured personal loans and asset - based secured loans, and the most frequently used collateral for the second choice is a borrower's home equity.

In total return swaps, the underlying asset, referred to as the reference asset, is usually an equity index, loans or bonds.

or (2) Do you hunker down and hope to muddle through with government loans, writing down the assets inch by inch without eroding your equity position too much...?

Equity loans are meant to help you access the money in your home — an often unthought - of and untapped asset that can help you live more comfortably.

And if you have equity on your assets consider getting a home equity loan, which usually offer lower interest rates than most of your debts.

Build equity — mortgage payment reduces you loan balance over time, so you build the asset value that you own

I have applied value investing principles — without having even 1 % of the widsom of a Buffett, Graham or Klarman — in asset classes such as: residential real estate, publicly traded equities, publicly traded bonds, private loans and commercial real estate.

Thomas Idzorek, CFA, chief investment officer — Retirement at Morningstar Investment Management LLC in Chicago, and lead author of the paper, tells PLANADVISER, «Our managed account engine will consider age, plan account balance, salary, contribution, state of residence — different states have different tax rates — employer tiered match, employer contribution, plan loans, brokerage account holdings, retirement age, gender and pension as well as other outside assets to determine the recommended allocation to equities for each participant.»

Because your home equity line of credit and loan involves your most important asset — your home — the decision should be considered carefully.

Home equity loans are best used for those situations in which you are increasing your equity — via income or asset improvement — so that you always know you can pay off the loan should you need to.