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While equity oriented funds are known as balanced funds, I have included them here as they have minimum 65 % of their assets invested in equity.
For ex: If have say 10 + year time - frame from now, let us invest as much as possible
in Equity oriented funds and give them the time to grow.
-- In this your premiums are invested in the Accelerator Fund (which is an
aggressive equity oriented fund) and as soon as the fund value equals 110 % of the premiums paid till date, the extra amount is moved to the Secure Fund (which is a conservative debt oriented fund).
For LTCG -(
Non equity oriented fund with holding over 3 yrs)- Under CG - B7 (sale of assets other than B1to B6) is reqrd to be filled up.
Trigger Portfolio Strategy — In this your premiums are invested in the Accelerator Fund (which is an
aggressive equity oriented fund) and as soon as the fund value equals 110 % of the premiums paid till date, the extra amount is moved to the Secure Fund (which is a conservative debt oriented fund).
There will not be any tax implications when you redeem these units (as Long Term Capital Gains
from equity oriented funds are tax free).
You may consider investing in
Equity oriented Funds, can be through SIPs (Systematic Investment Plans).
Dear DEBAJYOTI, As your goals are all long - term, you can surely consider investing in
Equity oriented funds.
Yes, ELSS funds being
Equity oriented funds, this proposal is applicable for ELSS schemes as well.