Sentences with phrase «equity problems with»

This information could be very valuable in deepening citizen and government reflection on ethical, justice, and equity problems with national responses to climate change.

Not exact matches

Indeed, one of the problems with home - equity loans is that they cause debt persistence.

Rory Eakin, the chief operating officer of equity crowdsourcing site CircleUp, which works only with accredited investors to fund new consumer products companies, foresees other problems.

The problem with all this is that when large banks are funded by so much debt (and so little equity) they're in much greater danger of insolvency during an economic downturn.

The problem with that is is that that's a failing strategy because you're constantly having to go out and borrow money or find some way to finance your operation because there's no bottom line associated with your business, and so there's no way to grow your equity or your cash.

What problem would there be with staying in 100 % equities if you intend to leave the money in there forever and only withdraw your 3 - 4 % or if the stock market crashes then perhaps going down to a 2 % withdrawal rate / getting a little part time work / having a investment property on the side / living in India for a year?

The problem with such a risk profile is that it is very similar to an investment in equities, where investors accept much less security for the upside of an ownership stake in the business.

The only problem with having reverse mortgages is you have to have equity in your home which of course is now becoming rarer with the housing collapse.

One problem with using Lotto Shares as an analogy to risk assets, equities in particular, is that Lotto Shares have a definite payout P and a definite probability Pr that can be known and modeled.

Companies with solid balance sheets, that have better credit ratings and less debt - to - equity than peers, can weather economic downturns, make opportunistic acquisitions, waste less of their profit on debt interest, and easily absorb unexpected problems and keep moving forward.

The rate of completions of private stock has remained quite stable since then, with an upward blip prior to the negative equity problems in the late eighties / early nineties.

Even with the changes, some lawmakers said that problems with pay equity will likely still continue.

Their CEO worked in management consulting and private equity, their designer is the former Head Designer of Zac Posen, and their operations lead grew up with parents that served math problems at dinner (are you kidding me?

The problem with the direction Sizer wants is that, for a variety of reasons, good intentions and localized accountability have proved an insufficient guarantee of equity for underserved students.

States, with their newfound freedom of action under ESSA, might also press their districts to fix the problem and amend collective bargaining laws so equity for students trumps seniority for teachers.

Given that many times inexperienced teachers are thrust into schools with many students of color, an equity problem arises.

However, there is a problem with the concept of equity when thinking about school policies.

There's an environment conducive to new ideas and open to new talent, with lots of brilliant minds coming together to solve educational equity problems,» said Alumni Brent Freeman, now Special Education Director of Indianapolis Public Schools.

«We have an equity problem, and if you want to look at lifting up and identifying barriers to learning, we have to personalize tools to help them [students and teachers] with social and emotional learning,» Berlinski said.

CCSSO Innovation Lab Network Resource Page CCSSO Every Student Succeeds Act Resources CCSSO Leading for Equity USC Center for Urban Education Changing the Discourse in Schools Educational Debt by Gloria Ladson - Billings Equity Chalk Talk Quotes The Problem We All Live With (This American Life podcast) How Do We Ensure Personalized Learning is a True Equity Initiative?

In addition, the government has designed a new formula to deal with the fragmentation problem mentioned earlier and to address equity issues.

Having read this resource with my own school's problem of practice in mind, I found it pushed my thinking in new directions and provided me with specific steps I could take to examine equity and bias in instructional practices in service of closing our achievement gaps.

So, we've developed an intensive, hands - on conference program that helps educators grapple with the specific problems of equity they face in their districts, schools, and classrooms.

Classes are student - centered, problem - based, experiential, and hands on with a deep commitment to educational equity, inclusion and social justice.

Even with such efforts, equity problems are sure to emerge in a locality where there are only a few good high schools or a limited number of school models.

Michelle Molitor is the founder and CEO of The Equity Lab, formerly Fellowship for Race & Equity in Education (FREE), an organization with the mission to support individuals and institutions as they take on our most intractable race, equity, diversity, and inclusion (REDI) problems, accelerating our transition toward a more liberatory, community - centered society that values the gifts and potential of all of its meEquity Lab, formerly Fellowship for Race & Equity in Education (FREE), an organization with the mission to support individuals and institutions as they take on our most intractable race, equity, diversity, and inclusion (REDI) problems, accelerating our transition toward a more liberatory, community - centered society that values the gifts and potential of all of its meEquity in Education (FREE), an organization with the mission to support individuals and institutions as they take on our most intractable race, equity, diversity, and inclusion (REDI) problems, accelerating our transition toward a more liberatory, community - centered society that values the gifts and potential of all of its meequity, diversity, and inclusion (REDI) problems, accelerating our transition toward a more liberatory, community - centered society that values the gifts and potential of all of its members.

For Jan Parks of Kansas City's Metro Organization for Racial and Economic Equity, the problem with CEE - Trust's plan is that it's essentially irreversible, and turnover among school operators will lead to chaotic churning of student populations.

Opportunity 180, in partnership with Public Impact, published The New Frontier to provide our community with insights about the key role public charter schools can play in working alongside the local school district and committed nonprofit programs to help solve the educational equity problem in Clark County.

Besides providing learning activities that parents can do with their children, Project EQUALS provides information on equity issues in mathematics education, builds awareness of the importance of problem - solving skills and the ability to talk about mathematics, and helps parents develop a positive attitude toward their role in their children's mathematical education.

Au contraire, it has led education policy makers to come up with ever - more - costly and damaging changes in educational practices to what is ultimately a non-educational problem — a problem that can not be solved by the schools no matter how much money Congress or state legislatures vote to give local school districts in the name of equity or compensation for the low - income students they happen to enroll.

Two quite different groups of people advocate this view: one group (not much concerned with equity) believes that if school professionals were more highly motivated, problems of low student achievement would be solved; a second group (passionately concerned about equity) believes that the solution is much more complicated but believes that even to acknowledge such complexity decreases the school's motivation to achieve high standards with children who, traditionally, do not do well in school.

In her first piece, Problems with the CCJEF Decision — Will equity without adequacy be enough to help Connecticut's neediest children?

With the demise of sub prime lending, many homebuyers and homeowners who have little cash or home equity, and / or credit problems can not qualify for mortgage loans at current mortgage rates.

They'll see you paid your home off and will provide you with an equity line of credit with no problem.

In fact, a particular problem with equities is the «sequence of returns» risk.

This presents a big problem for investors who have been selling equities and moving that money into bonds with the thought that it will be «safe» until they need to sell the bond.

To report problems with dealer advertising and sales and finance contracts, including ads that falsely promise to pay off the negative equity in your car loan, contact:

The problem takes a crucial turn for you, when you borrow money with a home equity loan, in order to pay off all your debts.

But, coupled with falling equity returns, there may be an even bigger problem for millennials wanting to retire.

The condo became bloated with equity from cash infusions from refinancing it to fix the original cash flow problem.

We suggest that you compare cash - out refinancing loans with home equity loans to determine which of the two will better solve your cash problems.

The problem with cash - on - cash return (or as stock market investors call it, returns on equity) is all you need to do to increase your return on equity is borrow more money.

As long as there is sufficient equity in your home and you have the income to support the payment, your bank may not have any problems working with you to get you cash out from the refinance.

We don't only help sellers with equity, we're also Riverside short sale agents that love to help distressed home owners find a solution to their problems.

Everyone seems to think that they are taking on more risk when they use the equity built up in their home to invest when in fact they are actually reducing their risk and with all due respect to those that love math (me included) this is more of a theoretical problem.

Indeed, one potential problem with SRI funds is they're often slow to attract investors and are vulnerable to closure: Pax World used to offer a North American equity ETF with a socially responsible screen, but that fund was shuttered in March.

When you buy new things you might sell later, you could consider adding them as assets to keep track of this explicitly (but even then you have problems — the price of things changes with time and you might not want to keep up with those price changes, it's a lot of extra work for a family budget)-- for stuff you already have it's better to treat things as you are doing and just treat the money as income — it's easier and doesn't really change anything — you always had that in equity, some of it was just off the books and now you are bringing it into the books.

However, it wasn't long before prices began to peak and eventually fall, causing all types of problems for borrowers with little or no equity in their homes.

No Equity... No Income Documentation... Low Credit Scores... No Problem with the VA Streamline Loan to qualified VA borrowers!

For someone with a spending problem, the ability to easily tap home equity could easily land in trouble.