Sentences with phrase «equity protection»

The small amount of money they put in their final expense equity protection policy protected a large amount of equity they had in their home.

One of the reasons that some advise to steer clear of these deals is that many states have equity protection laws to protect homeowners in foreclosure.

Legal Authority: The Senior Citizen Home Equity Protection Act.

ValueInsured, a Texas - based company that provides home down payment and refinance equity protection, found in their quarterly «Modern Homebuyer Survey» that first - time Millennial homebuyers increased their housing confidence score from 57.1 to 59.1 percent.

UPDATE: Ontario has introduced equity protection for personal residence in a bankruptcy up to a value of $ 10,000.

Note that, with statutory negative equity protection (for contracts entered into after 18 September 2012), your debt can not grow to an amount greater than the market value of your home.

The new + Plus Equity Protection program allows current homeowners to refinance their current loans and protect their equity for the future - the same way + Plus Down Payment Protection does for homebuyers.

The package of measures in the Women's Equality Act include anti-human trafficking legislation, pay equity protections and provisions against housing discrimination.

As I've written before, ESSA's thinning of federal equity protections makes it essential that EL stakeholders, advocates, and researchers pay careful attention to the details of state policy decisions.

Business Equity Protection Provide funding to your business partners for the purchase of your ownership interest in the event you become totally disabled.

Such social equity protections suggests that pump prices will somehow be increased because of the consumption tax hike, contrary to the NDRC's repeated assurances.

This is an adequate amount of money for most families» burial, mortgage equity protection, and end of life expenses.

«The Consumer Mortgage Choice Act» (H.R. 4323), introduced by Representatives William Huizenga (R - MI), Ed Royce (R - CA), Lacy Clay (D - MO), and David Scott (D - GA), is bipartisan legislation that makes corrections to the calculation of fees and points under the Home Ownership Equity Protection Act (HOEPA) and the Dodd - Frank Wall Street Reform and Consumer Protection Act (Dodd - Frank).

DENVER, Oct. 24, 2017 / PRNewswire / — ValueInsured, the only provider of home down payment protection, today announced the availability of + Plus Equity Protection on home refinances at the Mortgage Bankers Annual Convention and Expo in Denver.

LLCs are about equity protection.

If you are planning to refinance your home mortgage or are applying for a equity line of credit from your home, you should be aware about the Home Ownership and Equity Protection Act of 1994 (HOEPA).

About ValueInsured Based in Dallas, Texas, PVI Agency, LLC dba ValueInsured ℠, is the only provider of home down payment and refinance equity protection.

On 18 September 2012, the Government introduced statutory «negative equity protection» on all new reverse mortgage contracts.

ValueInsured's + Plus down payment and equity protection programs are available on mortgages across the U.S. and are backed by one of the world's largest re-insurance companies, with more than $ 8 billion in capital.

The Cumbria County Council Pension Fund has joined the ranks of local authorities hedging their equity downside with an equity protection strategy.

You may have additional rights under the Home Ownership and Equity Protection Act (HOEPA) if your loan is a home equity loan, second mortgage, or refinance secured by your principal residence and if:

The Home Ownership and Equity Protection Act (HOEPA) was enacted in 1994 to curb «predatory lending.»

The Home Ownership and Equity Protection Act (HOEPA) protects consumers from excessive fees and interest rates.

Enacted in 1994, the Home Ownership and Equity Protection Act (HOEPA) helps protect you against predatory lending (i.e. unfair lending practices designed to take advantage of consumers with potential financial shortcomings).

Home Ownership and Equity Protection Act of 1994 — establishes requirements for certain loans with high rates and fees

Filed Under: Rancho Cucamonga Tagged With: CFPB, Choice Lending, ECOA, Equal Credit Opportunity Act, Fair Housing Act, HOEPA, home loan, Home Ownership and Equity Protection Act of 1994, HUD, lender, mortgage loan, Rancho

The Home Ownership and Equity Protection Act of 1994 (HOEPA) addresses certain unfair practices and establishes requirements for certain loans with high rates and fees.

They are funded by private individuals like us, and requirements vary from lender to lender, however most private hard money lenders are much more concerned with the collateral and equity protection, than credit scores.

He has represented banks and other finance businesses in state and federal court in law suits concerning the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Florida Consumer Collection Practices Act, the Truth in Lending Act, the Real Estate Settlement Procedures Act, the Home Ownership and Equity Protection Act, and arising out of Consumer Finance Protection Bureau regulations.

On Aug. 15, 2012, the Consumer Financial Protection Bureau (CFPB) published in the Federal Register a proposal to implement new Home Ownership and Equity Protection Act (HOEPA) rules that expand the coverage of this statute and tightens the limits of what is considered a high cost loan.

+ Plus Equity Protection is available immediately through ValueInsured's current network of retail loan officers, correspondent lenders and wholesalers nationwide.

For more information about + Plus Equity Protection or partnering with ValueInsured, please fill out the form below or call 844.448.

On refinanced mortgages that include + Plus Equity Protection, ValueInsured will reimburse up to the full amount of the homeowner's equity if they need to sell at a loss in the future and market home prices have fallen.

They are funded by private individuals like us, and requirements vary from lender to lender, however most private hard money lenders are much more concerned with the collateral and equity protection, than credit scores.

Stand out from the crowd by offering your clients a mortgage with Down Payment or Equity Protection

If you are a consumer and would like to buy + Plus Down Payment or Equity Protection, please visit our + Plus Page

If you are a current homebuyer looking to refinance your home and pocket your equity, + Plus Equity Protection will protect that equity into the future.

Rep. Barney Frank, D - Mass., chairman of the House Financial Services Committee, is expected to introduce refinements this spring to the Home Ownership and Equity Protection Act, a landmark law enacted in 1994 to curtail risky loan practices, such as balloon payments on high rate, high fee loans.

will apply only to products that maintain and strengthen home ownership and equity protection.