Sentences with phrase «equity ratio against»
To measure each firm's reliance on debt we compare its debt - to - equity ratio against other companies in the same industry.
http://www.moneysense.ca/
Bizstats.com offers an easy way to check your debt - to - equity ratio against a list of industry benchmarks.
Not exact matches
The loan - to - value ratio is a critical component of mortgage underwriting, whether it be for the purpose of purchasing a residential property, refinancing a current mortgage into a new loan, or borrowing against accumulated equity within a property.
NTU assesses equities based on their risk / reward ratio as upside potential needs to always be measured against the downside risk.
The company's higher - than - average exposure to equities and its high combined ratio make the company a mediocre choice for an investment hedge against rising interest rates.
The loan - to - value ratio is a critical component of mortgage underwriting, whether it be for the purpose of purchasing a residential property, refinancing a current mortgage into a new loan, or borrowing against accumulated equity within a property.
It also matters if you're looking to refinance your investment property or borrow against it with a home equity line of credit, as lenders will consider your debt - to - equity ratio as a measure of creditworthiness.
Example: Someone with a $ 50,000 first mortgage and a $ 20,000 home equity loan secured against a $ 100,000 house would have a CLTV ratio of 70 %.
High - ratio Mortgage - A mortgage that exceeds 75 percent of the loan - to - value ratio; must be insured by either the Canada Mortgage and Housing Corporation (CMHC) or a private insurer to protect the lender against default by the borrower who has less equity invested in the property.
Example: Someone with a $ 50,000 first mortgage and a $ 20,000 home equity loan secured against a $ 100,000 house would have a CLTV ratio of 70 %.