Sentences with phrase «equity ratio does»

So the debt to equity ratio does not go up, and it does not negatively impact a company's credit rating, he added.

Not exact matches

They all have debt to equity ratios of less than 50 %, a good thing if a recession does occur.

While the loan - to - value ratio is not the only determining factor in securing a mortgage or home equity loan or line of credit, the metric does play a substantial role in how much borrowing costs the homeowner.

In addition, if you don't currently meet the equity requirements you'll also need to account for continued private mortgage insurance costs — that is until you've reached that magic number of 78 % in loan - to - value ratio.

While not perfect, Royce Special Equity Funds» expense ratio does a much better job of representing the true costs of investing in the fund.

Equity Markets: It's worth noting that at a forward P / E ratio of just over 17x for the S&P 500, valuations do not appear to be stretched.

Just as you did when you first took out your home loan, you'll need to meet credit qualifications and satisfy debt - to - income ratio tests, and the home must be appraised to determine how much equity is in the property.

I was also wondering, that since balanced funds have a high expense ratio, does it make sense to invest in equity MFs separately and a debt fund instead of a balanced fund?

From what I understand, though, the one key thing to do regularly is keep the equities / bonds ratio close to the target level.

Investors still cite the low costs of ETFs, but with the S&P 500 trading at a P / E ratio of 21x of higher, and earnings growth remaining persistently low, Narhi and Barr don't think equity valuations are worth the risk.

Risk assessment of a property is done by calculating its value ratio in order to determine how much equity is left to the owner.

And it really does not matter if you employ P / E ratios, P / S ratios, market - cap - to - GDP, Tobin's Q, household equity - to - GDP, margin debt... you name it.

But since it's equity, it doesn't show up on your credit report, there are no monthly payments, and you don't impact your debt - to - income ratio.

Expense ratio plays a decisive role in debt funds, because they do not generate returns as high as equity funds.

Since equity mutual funds deliver substantially high returns on a long - term basis, the expense ratio does not make a big difference.

What do you make of Robert Shiller's CAPE ratio which is currently well above its long - term average (as of November it was above 25 vs. a long - term average of just 16.5) and his advice to investors to start «reducing [equity] holdings a bit»?

• A minimum loan amount of $ 300,000 40 % over debt - to - income ratio is needed — Only liquid assets are eligible (This does not include equity in a property.)

For those that don't know, debt to equity is the ratio of the total outstanding debt to the value of the outstanding stock.

So in an extremely basic over simplification, I'd say having a Debt to Equity Ratio under 4 is doing pretty good, and over that is less so.

If you really do want to invest in bank stocks, it seems obvious the v first requirement should be an equity ratio of at least 8 %, even 10 %.

This is done by measuring LTV or loan to value ratio to get an idea of how much equity a borrower has.

(Malkiel appears to use recent history to estimate the dividend growth rate, but other methods also exist such as multiplying the market's aggregate return on equity by its retention ratio, the percentage of earnings that the market does not pay out in dividends.)

If you have more than one loan like some people have a home equity loan or a second mortgage, you add up both loans together, and you do that ratio with both loans.

It has an inmpressive dividend history and a very stable balance sheet with a Debt to Equity ratio of 0.32 I do not have to say much more:)...

However, home equity loans where the institution does not hold the senior mortgage, that are past due 90 days or more should be classified Substandard, even if the loan - to - value ratio is equal to, or less than, 60 percent.

Further, I have a margin investment account as I negotiated a low interest rate (presently 2.1 %) for leverage — which I can use to pay down my mortgage obviously, but I don't want my margin / equity ratio too high so I haven't.

I don't have a specific number in mind, but I prefer when the long - term debt / equity ratio is below 1.

Do you have enough equity in the deal that you can meet your lender's loan - to - value and / or the debt coverage ratio if we experience a 200 basis point increase in the Treasury and you get a vacancy?

Note that the effect of borrowing on equity return, or leveraged return, as is commonly referred to in property investment terminology, does not depend on the LTV ratio.