Sentences with phrase «equivalent yield for»

If you make 6 % inside your tax deferred IUL policy, there is a 10.6 % tax - equivalent yield for the highest tax bracket.

Result: To find the tax - equivalent yield, you would divide the municipal bond's yield by 0.76, so the tax - equivalent yield for a 4 % muni would be 5.26 %.

If you are paying 25 %, then the taxable equivalent yield for the muni is only 4.67 %, so the taxable bond at 5 % is still a better deal.

An investor in the 35 % tax bracket can calculate the tax - equivalent yield for a tax - free bond yielding, say, 4.25 %:

Not exact matches

Just as a rough example assuming no 401K and no company match and just an individual IRA with an assumed inflation adjusted equivalent of $ 6K per year for 18 years at say 5 % yielding about $ 170K at age 40 then it sits at 5 % for twenty more years would give you about $ 450K at age 60.

The tax - free yields range from 3.6 % — 4 % for a 20 - year duration, equivalent to a gross yield of 5 % — 5.5 %.

For the 50 % that is not in equites, I have, 10 % in real estate and 5 % in high yield bonds and the rest in cash / cash equivalents.

The tax - equivalent yield will be higher for investors in higher tax brackets.

Today's three choices would provide an after tax (for most taxpayers) yield equivalent to the long term return of the S&P 500.

If you want to put all $ 500,000 into AT&T stock for a 5 % dividend yield, be my guest, but that's still only $ 25,000 a year to live when you're 40 which is probably equivalent to $ 20,000 or less in today's dollars.

I won't sell it for that reason alone, but when 15 % is being taken, it opens up other lower yielding opportunities that are equivalent as far as my pocket book is concerned.

That's why they have that tax - equivalent yield, which accounts for the added benefit of tax exemption.

But after considering the impact of taxes, the taxable - equivalent yield (the return required on a taxable bond to make it equal to the return of a tax - exempt bond) of municipal bonds was a full percentage point higher, at 3.75 %, for investors in the highest (37 %) tax bracket.

Using Robert Shiller's monthly data for U.S. stock market returns, associated P / E10, short - term bill yields (six - month commercial paper / one - year U.S. Treasury notes) and long - term bond yields (10 - year U.S. Treasury notes or equivalent) during 1871 through 2013, they find that: Keep Reading

They use yields on local Treasury bills (T - bills) or equivalents to approximate short - term interest rates and make some adjustments to account for government defaults.

The state tonnage yields for Cabernet Sauvignon were down 11 % from 511,000 tons to 455,000 tons (or an equivalent of 3.9 million cases of wine).

Simply pouring a teaspoonful of anti-water into regular water would unleash the energy equivalent to 200,000 tons of TNT, the yield of a typical hydrogen bomb — enough to power the world's entire energy needs for about seven minutes.

Vitamin A yield values follow West et al. (2002) in assuming that the retinol activity equivalent (RAE) figures for vegetables overestimate the true conversion by 75 percent.

Most of Marvel Studios's films are the cinematic equivalent of breadcrumbs, which have been dropped into theaters strategically so as to keep one looking for the next sequel or crossover, when the endless televisual exposition will eventually, theoretically yield an event of actual consequence.

According to the latest research from Stanford University's Center for Research and Economic Outcomes (CREDO), charters in Los Angeles yield academic gains that are equivalent to more than two months of extra learning in English and nearly two months in Math.

All new for the 2016 model year, the Audi A3 Sportback e-tron stuffs the hatch with a plug - in hybrid drivetrain that enables the car to travel on electric power alone, for up to 16 miles; the gas engine, which gets fuel economy of 35 mpg; or combined gas and electric power, which yields fuel economy of 83 mpg - equivalent.

I mentioned that the TEY or taxable equivalent yield (it's time for you to get used to the language used in the investment world!)

For a quick example, lets assume a marginal tax rate of 25 % and we want to know the taxable equivalent yield of a municipal bond paying 3 %:

But after considering the impact of taxes, the taxable - equivalent yield (the return required on a taxable bond to make it equal to the return of a tax - exempt bond) of municipal bonds was a full percentage point higher, at 3.75 %, for investors in the highest (37 %) tax bracket.

Municipal bonds can play an important role in an investor's portfolio, offering a higher tax - equivalent yield than many taxable fixed income alternatives, and the potential for portfolio diversification to stocks and other types of bonds.

In making the initial decision to purchase a tax - exempt bond you should calculate the taxable equivalent yield to determine if municipals are the right fixed - income investment for your own situation.

This makes the yield to maturity easier to calculate for zero coupon bonds, because there are no coupon payments to reinvest, making it equivalent to the normal rate of return on the bond.

Reported yields for municipal bond funds usually include a tax - equivalent yield.

For example, if an investor buys a muni bond with a 3 % yield and is subject to a 40 % federal income tax rate, the tax - equivalent yield would be 3 % / (1 — 0.4) = 5 %.

The tax - equivalent yield calculations for these brackets are as follows:

Even then, it would have taken the equivalent of a 75 % rate of return for a 10 % stock allocation to yield an 11 % total return for the entire portfolio.

The tax - equivalent yield is the pretax yield that a taxable bond needs to possess for its yield to be equal to that of a tax - free municipal bond.

For example, a tax - free yield of 7 % is equivalent to a taxable yield of 9.7 % for an investor in the 28 % federal income tax bracket, and to a taxable yield of 10.9 % for an investor in the 36 % tax brackFor example, a tax - free yield of 7 % is equivalent to a taxable yield of 9.7 % for an investor in the 28 % federal income tax bracket, and to a taxable yield of 10.9 % for an investor in the 36 % tax brackfor an investor in the 28 % federal income tax bracket, and to a taxable yield of 10.9 % for an investor in the 36 % tax brackfor an investor in the 36 % tax bracket.

During the final year of the Fund's operations, as the bonds held by the Fund mature and the Fund's portfolio transitions to cash and cash equivalents, the Fund's yield will generally tend to move toward the yield of cash and cash equivalents and thus may be lower than the yields of the bonds previously held by the Fund and / or prevailing yields for bonds in the market.»

In their view, credit fundamentals are improving for many municipal bond issuers and taxable equivalent yields are attractive relative to other fixed income asset classes.

The company's profits for the year were $ 9.22 a share, equivalent to an earnings yield of 7.9 % at the current share price.

For example, Vanguard Municipal Money Market (VMSXX) yields 1.10 %, which is a taxable - equivalent yield of 1.75 % for an investor in the 37 % federal tax brackFor example, Vanguard Municipal Money Market (VMSXX) yields 1.10 %, which is a taxable - equivalent yield of 1.75 % for an investor in the 37 % federal tax brackfor an investor in the 37 % federal tax bracket.

Indeed, for the more dangerous issuers, e.g. California, yields are much higher than equivalent Treasuries to compensate for the additional risk.

(For more, see: Risk and Return Measures: Taxable Equivalent Yield.)

I won't sell it for that reason alone, but when 15 % is being taken, it opens up other lower yielding opportunities that are equivalent as far as my pocket book is concerned.

So, looking for stocks with an earnings yield of 12.2 % or more is roughly equivalent to searching for stocks that possess a P / E ratio of 8.2 or less.)

PowerShares National Muni (PZA) and iShares National Muni (MUB) both provide taxable - equivalent yields near 7 % for those in the 35 % tax bracket.

For stock market investors the Earnings Yield on a common stock is the equivalent of the Cap Rate on an apartment building investment.

With bond yields around 2 or 3 percent, and savings account rates at less than 1 percent, does it make sense to assume those asset classes will provide their customary returns of 5 or 6 percent for long bonds and 3 or 4 percent for cash equivalents?

For example, a 3 % tax - free yield is equivalent to a 4.62 % taxable yield for an investor in the 35 % federal income tax brackFor example, a 3 % tax - free yield is equivalent to a 4.62 % taxable yield for an investor in the 35 % federal income tax brackfor an investor in the 35 % federal income tax bracket.

We like Series I savings bonds for the combination of inflation protection and tax advantages — and the accompanying boost in terms of tax equivalent yield.

The part where you mentioned about the dividend raises from the positions this year will be equivalent to investing approximately $ 10000 at 3.5 % yield to get the same about of dividend income should cause lightbulb moments for some people who are new to this strategy.

College Cost Projector Savings Plan Designer (Flat Contribution) Savings Plan Designer (Percent of Income Contribution) Financial Aid Estimation Streamlined EFC Calculator Quick EFC Approximation Calculator (not EFC) Quick EFC Approximation Chart (not EFC) Dependency Status Form Proposal for Simplified EFC Proposal for Simplified EFC (Policy Version) Loan Payment Income Contingent Repayment Loan Payment Calculator Income Contingent Repayment Loan Payment Calculator (Policy Version) Income Sensitive Repayment Calculator Income - Based Repayment Calculator Income - Based Repayment Calculator (Policy Version) Graduated Repayment Loan Payment Calculator Loan Consolidation Calculator Loan Payment Chart Generator Savings Growth Projector Annual Yield Compound Interest Savings Plan Yield Saving vs. Borrowing Calculator Prepaid Tuition Calculator Net Present Value Calculator Life Insurance Needs Federal Housing Index Undergraduate Student Loan Advisor Graduate Student Loan Advisor Doctoral Student Loan Advisor Parent Loan Advisor Loan Discount Analyzer Loan Discounts Loan Analyzer Loan Comparison Cost of Interest Capitalization Loan Interest Rate Inverter Loan Term Inverter No - Fee Equivalent Interest Rate No - Fee Equivalent Interest Rate Chart Stafford vs. PLUS Comparison Chart Economic Hardship Deferment Calculator How Much to Borrow Calculator Tuition Model Tuition Model Private Colleges Tuition Model Public Colleges Award Letter Comparison Tool Advanced Award Letter Comparison Tool Upfront Fee Equivalent Interest (Tuition Payment Plans) Student Budget Calculator Family Budget Analyzer Collection Cost Impact Chart Generator Loan Default Calculator Level Payment Calculator (Amount) Level Payment Calculator (Percent of Income) Inverted Level Payment Calculator (Amount) Inverted Level Payment Calculator (Percent of Income) Loan Payment Chart Generator (Balance vs Rates) Peer - to - Peer Lender Calculator Prepayment Calculator

For example, a dividend yield of 3 % is equivalent to an interest yield of 3.9 % (1.3 x 3 % = 3.9 %).

We expect this ongoing research will yield benefits not only for dogs at risk of developing DM and their owners, but also for people at risk of developing the human equivalent of DM.