Sentences with phrase «erroneous items»

In addition, our credit repair experts can identify erroneous items on your credit report, preventing them from affecting your credit score.

If you are making an application for credit, your first step should be obtaining your credit report so you can challenge erroneous items if they appear.

Credit repair: Borrowers undertake this process by 1) ensuring that information in their credit reports is accurate, 2) disputing erroneous items with the credit reporting agencies, and 3) developing a spending plan to lower their debt and raise their credit score (i.e. maintaining current balances below 40 % of their credit limit).

How to Remove Disputes — As important as it is to dispute erroneous items on your credit reports, the «Dispute Status» that shows up during an investigation can be a red flag to lenders.

If you have erroneous items on your credit rating, challenge them in writing with the major credit reporting agencies and resolve them before you begin work on the FHA mortgage.

It's a good idea to send the whole report to the credit bureaus with the erroneous items clearly circled and then send it by certified mail.

Erroneous items can be unreported income or incorrect deductions and / or credits, or incorrect cost basis for capital gains or losses.

The erroneous items removed will be sent direct to you by the bureaus; so you have full visibility of items removed from your credit.

The company then challenges the erroneous items with the credit bureaus.

Sky Blue Credit Repair service is ready to help you dispute any erroneous items with the credit bureau.

Dispute said errors with each credit agency reporting the erroneous items.

This will help you to know what you are up against in terms of the status of your credit and also allow you to check if there are any erroneous items on the report that are impacting your current credit score.

If it doesn't, you can ask the credit bureau to place a statement on your credit report disputing the erroneous items.

That's the reason it is important to obtain your credit report from all three major credit bureaus from time to time, and if you notice any erroneous items, dispute them with the bureau.

The Credit Repair Organizations Act does not manage how a credit repair company disputes negative or erroneous items on a consumer's credit report.

Another example that comes to mind is the information contained in a feature sheet (prepared by the listing agent who has no contractual relationship with the buyer), where the buyer's buying decision is triggered by some erroneous item contained in the feature sheet.