(I remember vividly, the
first one this ever happened to me was Charlie Courtland's «Dandelions
in the Garden,» for which I paid $ 9.99 on the Kindle and had to put down after two
chapters because every single page was riddled with a multitude of typos, grammatical
errors and formatting flaws - all of which the author herself considered a matter of personal taste and absolutely acceptable.)
(1) A credit services organization, its salespersons, agents, and representatives, and independent contractors who sell or attempt to sell the services of a credit services organization may not do any of the following: (a) conduct any business regulated by this
chapter without
first: (i) securing a certificate of registration from the division; and (ii) unless exempted under Section 13 -21-4, posting a bond, letter of credit, or certificate of deposit with the division
in the amount of $ 100,000; (b) make a false statement, or fail to state a material fact,
in connection with an application for registration with the division; (c) charge or receive any money or other valuable consideration prior to full and complete performance of the services the credit services organization has agreed to perform for the buyer; (d) dispute or challenge, or assist a person
in disputing or challenging an entry
in a credit report prepared by a consumer reporting agency without a factual basis for believing and obtaining a written statement for each entry from the person stating that that person believes that the entry contains a material
error or omission, outdated information, inaccurate information, or unverifiable information; (e) charge or receive any money or other valuable consideration solely for referral of the buyer to a retail seller who will or may extend credit to the buyer, if the credit that is or will be extended to the buyer is upon substantially the same terms as those available to the general public; (f) make, or counsel or advise any buyer to make, any statement that is untrue or misleading and that is known, or that by the exercise of reasonable care should be known, to be untrue or misleading, to a credit reporting agency or to any person who has extended credit to a buyer or to whom a buyer is applying for an extension of credit, with respect to a buyer's creditworthiness, credit standing, or credit capacity; (g) make or use any untrue or misleading representations
in the offer or sale of the services of a credit services organization or engage, directly or indirectly,
in any act, practice, or course of business that operates or would operate as fraud or deception upon any person
in connection with the offer or sale of the services of a credit services organization; and (h) transact any business as a credit services organization, as defined
in Section 13 -21-2, without
first having registered with the division by paying an annual fee set pursuant to Section 63J -1-504 and filing proof that it has obtained a bond or letter of credit as required by Subsection (2).
There we find a 45 - page, perfectly valid
chapter on glaciers, snow and ice (Chapter 4), with the authors including leading glacier experts (such as my good colleague Georg Kaser from Austria, who first discovered the Himalaya error in the WG2 r
chapter on glaciers, snow and ice (
Chapter 4), with the authors including leading glacier experts (such as my good colleague Georg Kaser from Austria, who first discovered the Himalaya error in the WG2 r
Chapter 4), with the authors including leading glacier experts (such as my good colleague Georg Kaser from Austria, who
first discovered the Himalaya
error in the WG2 report).