Mistakes are not usually your fault, but
errors on your report directly impact you and your score.
Not exact matches
Alternatively, you can dispute credit
report errors directly with the businesses that listed the
error on your credit
report.
If an
error on your credit
report is causing the bad credit score, you have to contact the companies
directly.
Once your credit
reports are updated you can try to dispute with the credit bureaus
directly if you find any inaccuracy or
error on the settled accounts.
Credit
report errors: How to fix them — Fix
errors on your credit
report by
directly contacting the credit card companies.
Consumers gain right to dispute credit
report errors directly with merchants — As of the summer of 2010, if a merchant puts inaccurate information
on your credit
report, you can force them to investigate the problem.