In most cases, any
extra escrow balance at the end of the year will just carry over to the following year anyway.
This document will show the mortgage interest paid during the year, ending principal and
escrow balances, late charges due, and escrow interest earned.
The escrow balance will be deducted from the principal balance of the loan, so there won't be a refund.
On a VA IRRRL, the only way to get cash back is through a cash refund to
your escrow balance from the lender you're paying off.
Ely, many states require that banks pay interest on
your escrow balance.