Sentences with phrase «especially in a low interest rate»

«There's a lot of money seeking a home, especially in this low interest rate environment,» Mingda Zhao of Vinson & Elkins LLP, a law firm that has negotiated drillco agreements, said in an interview.
Especially in a low interest rate environment, the biggest benefit of saving is saving, and not what you earn.
High - yield bonds can be a source of attractive yield, especially in a low interest rate environment.
In this way, especially in a low interest rate environment, a MEC may result in a higher leveraged position than an annuity when it comes to the proceeds passed to the named beneficiary.

Not exact matches

And especially in the case of a business or a borrower who has lower credit scores, it's usually higher interest rates and fees that compensate for the higher risk the lender is taking.
So, Toronto and Vancouver's high - flying markets could remain hot in 2016, especially if interest rates stay low and foreign wealth continues to pour in.
Looking ahead, one has to wonder if there is room for lower interest rates and what will happen to the housing market in 2016 in a flat rate environment — especially in Alberta where there are ongoing layoffs.
The private sector often demands rates of return far greater than public sector borrowing costs, especially in the current low interest rate environment.
Or it could be that bond market volatility picks when interest rates are lower, especially in long maturity bonds.
-LSB-...] passive to semi-passive income from ~ $ 78,000 in 2012 to $ 200,000 is a daunting task, especially given our low interest rate environment.
Although interest rates have been on the rise in the past few months, they remain historically low, especially when viewed in the context of the past 30 years or so.
This could make market liquidity more fragile in the short term, especially in the current low interest rate environment, in which new - issue volume and the participation of interest rate - sensitive investors have increased.
For a primary residence, sure, we all need a roof over our head and renting long term makes no sense, especially in today's historic low Canadian interest rate.
The level of intermediaries» interest rates for households and small businesses remains historically lowin particular, notwithstanding the fact that the cash rate exceeds by 1.5 percentage points its level at the previous cyclical trough in 1993/94, rates paid by borrowers, especially for housing, typically remain below their level at that time.
Conditions for consumer spending also remain favourable, with low interest rates and relatively high levels of consumer confidence, especially in France.
If you think you'll be in the home for decades, though, it can be better to lock in a low rate for the entire long life of the loan — especially because interest rates seem likely to rise.
In this case, your financial institution may be willing to lower the interest rate to make payments more affordable, especially if you are about to default.
The USD is banging on big resistance levels ahead of an FOMC that includes only the release of a policy statement and fairly low expectations, ironically meaning that surprise risk may be underappreciated, especially given conflicting extremes in speculative US dollar short and US interest rate shorts.
Therefore, you can transfer your mortgage to your home's buyer — which can make your home much more attractive in the buyer's eyes, especially if your VA loan has a competitively low interest rate.
Although the company offers many mortgage products, as far as mortgage interest rates go, USAA is not very competitive in relation to other lenders, especially if you factor in the effects of discount points that lower your interest rate in exchange for extra payment up front.
«Especially in an era of low interest rates, low yields, sometimes weaker investment performance, it's really important that a client is getting value for the cost they are paying,» he said.
For him, the problem with going mostly to fixed - income securities is the increased risk of outliving retirement nest eggs, especially in this era of longer life spans and low interest rates.
In fact, it may be a good idea to delay purchases of life annuities - especially since interest rates are so low, currently.
The sponsor of the fund may have purchased bonds subject to the AMT to increase the yield on the fund, especially in past years when overall interest rate levels have been low.
-- Especially in light of all time low interest rates, dividend shares offer an attractive alternative.
«This is especially true in today's low - interest - rate environment, where a good credit score gives you access to the best credit terms.»
Beyond that, if they succeed, how will it be received on Main Street, especially if price inflation is not accompanied by increases in employment, and is accompanied by higher interest rates and lower stock prices.
For the young in particular, but also older people seeking income, I think equities are the only way to go in TFSAs, especially with interest rates being so low as they are now.
Rising life expectancies are often viewed as a positive, as indeed they should be but as this column has noted in the past, the longer you live the more the financial challenge, especially at today's still low interest rates.
Try to negotiate a lower interest rate, especially if you are going through a mortgage broker, they will usually have some play in this area.
You might also be able to score a lower interest rate by calling the credit card company and requesting a lower rate, especially if you've been a customer in good standing for several years.
Relatively low mortgage rates and more affordable home prices in some housing markets are creating renewed interest in homeownership, especially among young renters who are tired of seeing their rent costs rise every year.
Especially right now, it's a superb way to lock in a low interest rate, generally between four and six percent, and relatively low and stable monthly payments.
If you prefer predictable payments and / or are planning to stay in your home for longer than a decade, a fixed - rate mortgage may be better, says Shikma Rubin, a mortgage consultant at Tidewater Home Funding in Chesapeake, VA. «This is especially true in today's market, when interest rates are low.
Following a recent close of $ 17 million in investments by Maveron, Earnest is slated to expand across the nation as they implement a new underwriting process that turns out refinanced student loans with especially low interest rates.
Although it's still entirely possible to have a bear market despite a decent economy, I don't believe the current correction marks the end of the bull market, especially considering solid growth and a lower likelihood for a September Federal Reserve (Fed) hike in interest rates.
In today's low interest rate environment, prudent long - term investors, especially those in retirement, are best served by putting maximum weight and focus on dividendIn today's low interest rate environment, prudent long - term investors, especially those in retirement, are best served by putting maximum weight and focus on dividendin retirement, are best served by putting maximum weight and focus on dividends.
Simply stated, I believe it's extremely difficult to find good value, especially in high quality dividend growth stocks, considering today's low interest rate environment.
Cons: You'll likely end up paying much more in interest, especially if the smallest balances are also the ones with the lowest interest rates.
Many mortgage applicants will be calling their Loan Officer and expecting a lower interest rate, especially those currently in process with a loan.
Credit unions are especially generous in offering low interest rates to attract new members (as my buddy found out).
That's «good debt,» explains Anthony Piccone, president and CEO of 7th Level Mortgage, based in Philadelphia, Pennsylvania — especially in light of today's low - interest rates.
A retirement portfolio must keep pace with inflation, and that's impossible with cash (especially in today's low interest rate environment).
This may be especially true with fixed income ETFs, where the benefit of active management is muted in the current interest rate environment, and lower fees should be a primary objective of today's fixed income investor.
Refinancing your existing interest rates on various loans is very important in many cases; especially with credit cards, you can often negotiate for a lower interest rate.
Back then, any investment looked good, especially compared with today's environment when interest rates in most developed countries still languish near record lows.
As you know, John, you can't make much money investing without taking on some degree of risk — especially in this low - interest - rate environment.
This is especially common with lucrative defined benefit plans and particularly emphasized by today's low interest rates (low rates mean higher payouts that are often more than what you can otherwise transfer to your locked - in RRSP).
And this is especially true for people with outstanding balance amounts in low APR credit cards that have promotional interest rate periods that can eventually expire.
Many companies have D / E ratios higher than 1, especially in this era of low interest rates when debt is cheap.
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