Sentences with phrase «essentially paying over»

In most cases, the upfront mortgage premium is included in your loan amount, so you are essentially paying it over the life of the loan.

Under these two options, you are still paying for the closing costs, but you are essentially paying over time versus cash out of pocket today.

Not exact matches

Over the same period, the company paid Trump — essentially Trump paying himself — roughly $ 82 million by Fortune's estimates, collected from a dizzying variety of sources spelled out in the company's proxy filings, as varied as payments for use of Trump's private plane to fees paid directly Trump for access to his name and marketing expertise.

He called monetary policy «the last line of defence» when it comes to trying to influence mortgage markets — essentially discouraging buyers from borrowing more than they can afford to pay back over the long term.

Essentially, you are paying more money up front to secure a lower rate over the long term.

# 45m is over the odds for Benzema as it is, bid # 65m and you're essentially paying twice his true value.

Meanwhile, over half of women always offer to pay, but 39 % feel upset if that offer gets accepted.8 Essentially, there's no right answer, so do what makes you comfortable — just don't offer to split the bill unless you're genuinely happy to do so!

Meanwhile, over half of women always offer to pay, but 39 % feel upset if that offer gets accepted.8 Essentially, there's no clear right answer, so do what feels natural to you — just don't offer to split the bill unless you're genuinely happy to do so!

I enjoyed it overall, but felt it glossed over too much of Riggs» motivations, previous similar match and also the well - known theory that the match was essentially to pay off his gambling debts.

If the next mayor makes the charters pay rent in the city's expensive real - estate market — essentially imposing a regressive tax on them — over time the schools» budgets will suffocate and they'll start to die.

Essentially, academies have more freedom than other state schools over their finances, the curriculum, and teachers» pay and conditions.

However, by extending the loan term for another 30 years, you may end up paying more in interest over the life of the loan, since you're essentially paying interest on the house for 37 or 38 years instead of the original 30 - year term.

Over payments are essentially all capital payments, reducing the principal / loan amount, so no additional interest would be paid if you opted for over paymeOver payments are essentially all capital payments, reducing the principal / loan amount, so no additional interest would be paid if you opted for over paymeover payments.

I've never have had to paid on a student loan because I've essentially been enrolled or in deferment over the past 16 years.

Since you're essentially taking out all the money you put into your house over the years, you don't have to pay taxes on the cash or worry about having your Old Age Security or Guaranteed Income Supplement clawed back.

The finance charges essentially take over your minimum payment each month so you barely get anything paid off.

Essentially, you are paying more money up front to secure a lower rate over the long term.

Also commonly known as a second mortgage, standard home equity loans essentially allow you to access your available equity while you continue to pay a monthly mortgage payment over a predetermined length of time.

Those who do pay themselves first tend to do better at sticking to a budget, says Heath, because they can, essentially, spend whatever's left over.

If we think of common stock as a bond then common stock has essentially paid a 12 % average annual coupon over the last 30 years while high yield bonds have only paid about a 8 % coupon.

Chapter 13 is essentially a government sponsored debt consolidation plan where you pay back your creditors the amount you can afford to pay back over a 3 -5-year period.

The bad news is that when you sell it in 2034 for $ 800,000 you not only have to pay Capital Gains Tax on the $ 400K you «Made», but you have to Recapture all those years of depreciation and essentially pay back the taxes you saved over the past 20 years.

So if you think it's either pay it all in full or, I can pay 30 percent, it's a debt settlement over time and I'm not going to get sued, well, if those are your only two options and you can't afford to pay it in full, well, that sounds good but once you research all of your other options and essentially consumer proposal for most of the folks that I've seen, this is what they wanted all along, this is what they really needed and they just weren't aware of it.

Ever year investors pay out hundreds of billions of dollars (that's billions with a «b») in fees to money managers that, essentially, they really don't need to be paying.Things are so bad that companies like FeeX have raised over $ 12 million in financing to provide a service that gives people a window into the fees they're paying to their advisors.

Essentially loans, such plans charge interest, but allow you to pay over time.

And I've redeemed Membership Rewards for much higher than 2 cents per point, at times essentially turning my $ 250 annual fee paid into over $ 5,000 worth of travel.

Mithril Edition is the most expensive retail release as it includes Limited Edition 12 ″ Tar - Goroth Balrog vs. Carnan Drake Statue, Collector Box, Gold Edition Game with Exclusive Steelcase, Premium Case with Magnetic Ring of Power, Exclusive Mithril War Chest, Official Game Music Soundtrack, Cloth Map of Mordor, Collection of Exclusive Lithographs and Tribes Sticker Pack, although as it has officially sold out; you can anticipate to pay over # 300 for what is essentially an ultimate edition of Middle - Earth: Shadow of War.

Despite giving early adopters a series of free games by way of an apology, Nintendo's reputation took a hit, as it was seen to be taking advantage of its most loyal customers by essentially forcing them to pay over a hundred dollars more than casual audiences.

They've written letters to the government demanding that Ottawa stop a swarm of activist groups backed by foreign billionaires from hijacking — as the prime minister himself put it — the hearings over the Canadian Northern Gateway pipeline that would carry our oil from Alberta to B.C. Canadians have been calling into radio shows and writing blogs, and spreading the word in their communities about the fact that this crucial decision over Canada's national energy policy is being infiltrated by what are essentially the well - paid lobbyists of wealthy and powerful foreign interests.

Upon being taken to the station, Fox was asked to fork over $ 35 and sign a «Post & Forfeit» form, which essentially amounts to paying a fine without admitting guilt or having a conviction on your record.

Over time, this means that the cash can essentially grow and compound exponentially — and, the policyholder could either borrow or withdraw the funds for paying off debt, funding a child or a grandchild's college education, or for any other need that they see fit.

The goal of the IPO rider is to pay out the death benefit over a longer period of time to protect the beneficiary from the typical lump sum, which essentially amounts to a «blank check».

Over a period of 10 or 15 years, funds can grow substantially, essentially helping to at least pay for some — if not all — of your child's future educational expenses.

This policy would, essentially never acquire additional cash value, and the cash value you brought into the policy would likely soon evaporate (over 5 - 10 years) or be used to «buy - down» the premium, but as long as you paid the premium, there would be a $ 75,000 death benefit available.

Essentially, anything you pay over the regular premium and administration fees will be put into investments.

Essentially Karpeles explains that the way the process works is the shareholders will get paid the amount agreed upon by the courts which is less than $ 500 per BTC, and Mt Gox could walk away with over a billion dollars.

A longer, more in - depth program could yield greater earning potential and essentially pay for itself over time.

We do so essentially by providing a 12 - month paid placement, a full - time job working for one of our non-profit partners, and alongside that, a Charityworks trainee will essentially undergo a leadership development program that is endorsed by the Institute of Leadership and Management over a period of 12 months, and it covers a number of different things such as mentoring, peer learning, peer coaching, research assignments.

I'm a little worried though because one of the largest employers in my town (Oswego, NY) just announced they are shutting down, essentially laying off over 500 people (engineers and other high paying jobs) in the next two years.

Thus the need for the liability disclaimer, essentially stating that the buyer was not forced, coerced, or otherwise advised by the agent as to over paying possibility, and made all relative decisions of his own free will, volition, to increase his offer above asking price and / or market value, for any reason, not the least of which, in multiple offers, and saves his agent harmless in such situations.

What they are essentially saying to the seller is that they are going to buy their property for 875k, but if the seller is willing to hold that note for 875k (or maybe less depending on if they also give the seller cash as a downpayment which could sweeten the deal) then with the interest paid over the term, they will effectively be netting a higher profit than 875k on the property because they also made money from the interest on loaning the money.

The average person wouldn't pay for an unexpected $ 1,000 expense from their savings, per a recent Bankrate survey, while the median amount in a savings and checking account for a middle - income household has essentially remained flat over the past 27 years, according to Federal Reserve data.

If you generate a lead and close a sale from one of your websites, that will essentially pay for your real estate website for the rest of your life (and have some money left over!).

Essentially, you are paying more money up front to secure a lower rate over the long term.