Sentences with phrase «essentially values the benefits»

Person B essentially values the benefits at next to nothing because they don't ever use them and only got the Platinum Card for the sign - up bonus.

Not exact matches

The transfer for value rule essentially says that, when you pass away, the third party would have to pay taxes on the life insurance death benefit.

At present this urgently requires a well - argued case for religious freedom; [13] without it Christians will certainly sufferbut society will suffer immeasurably as it loses the spirit of Christianity which has contributed so essentially to the freedoms and values which have benefited it for so long.

By 2007, when Stephanie and I met with Brill and Olson, RT was still moving along, but remained essentially a «cut to the front of the line» benefit without any value added in the background check or changes to the security process at the gate.

Although the card's annual fee of $ 450 is not waived for the first year, you can enjoy all the benefits, such as free lounge access and concierge service, essentially for free because the value of card's 40,000 points bonus more than offsets the cost.

The death benefit is essentially a «target» using an assumption of cash value performance, such as a 4 % annual rate of return.

Essentially, your cash value and death benefit are INCREASING.

While the investment objectives of these products are essentially the same — preserving capital, generating relatively attractive stable returns while trending rates, and providing liquidity for benefit payments1 to participants at book value — there are nuances to each product type and additional features that should be investigated.

Repaying the cash value in your policy allows it to exponentially grow, allowing more cash value, more guaranteed growth, more tax advantaged dividends, growing death benefit and essentially a compounding AND EVER EXPANDING SAFE BUCKET to provide greater means to pursue, higher risk, higher return investments... and the strategy compounds and grows and grows and compounds.

When you pay your premium on a permanent policy it's split between the death benefit and the cash value — essentially an investment product coupled with the insurance policy.

The dividends are reinvested back into the cash value, essentially paying for an increase in the death benefit if you don't use the cash value while alive.

An Individual Pension Plan is potentially available to business owners and certain highly valued employees, and it allows you to essentially convert your RRSP into the Cadillac of defined - benefit pension plans.

Although the card's annual fee of $ 450 is not waived for the first year, you can enjoy all the benefits, such as free lounge access and concierge service, essentially for free because the value of card's 40,000 points bonus more than offsets the cost.

Points are always worth a penny each — the same value that you would get with a cash back card (in fact, the card is essentially a cash back card with travel benefits).

Even if I didn't place any value on any other the other benefits that comes with the card I would still only, essentially, be paying $ 49 for a night at any IHG property worldwide and that's the kind of value that just can't be beaten.

Although the card's annual fee of $ 450 is not waived for the first year, you can enjoy all the benefits, such as free lounge access and concierge service, essentially for free because the value of card's 0 - point bonus more than offsets the cost.

Whether the conditions for the making of a disclosure order under the Proceeds of Crime Act 2002 existed or did not exist was essentially a question of fact, the question being whether there were «reasonable grounds for believing» that the material relied upon by the Serious Organised Crime Agency was likely to be of substantial value and that it was in the public interest that the material should be produced or that access to it should be given having regard to: (a) the benefit likely to accrue to the civil recovery investigation if the material was obtained; and (b) the circumstances under which the person concerned had any of the material in his possession, power or control (criteria (a) and (b)-RRB-.

When you pay your premium on a permanent policy it's split between the death benefit and the cash value — essentially an investment product coupled with the insurance policy.

You can learn more about the differences between variable and universal life insurance (it's essentially the manner in which the cash value grows), but know that universal policies tend to be a little more flexible, as they allow you to adjust your premium and death benefit, within limits.

This policy would, essentially never acquire additional cash value, and the cash value you brought into the policy would likely soon evaporate (over 5 - 10 years) or be used to «buy - down» the premium, but as long as you paid the premium, there would be a $ 75,000 death benefit available.

The cash value of the policy is a function of the savings component that was used to support the death benefit and is essentially used as part of the death benefit.

ACE stands for assured coverage endorsement and this is essentially a no lapse guarantee endorsement that states even though this is a cash value policy, even if there is zero cash value or not enough cash value to sustain the cost of insurance, the policy's premiums and death benefit will still stay level as long as you pay your premiums on time when they are due.

This will essentially result in a reduction of the policy's death benefit amount — as well as the amount of the cash value account in the policy.

The transfer for value rule essentially says that, when you pass away, the third party would have to pay taxes on the life insurance death benefit.

The death benefit is essentially a «target» using an assumption of cash value performance, such as a 4 % annual rate of return.

The whole life policy essentially has two values: the face value, or death benefit, and the cash value that acts as a savings account.

These plans also have a cash value often called «Living Benefit» which essentially means that the premiums paid are not a dead cost and that there is a cash pot available at the disposal of the insured essentially also covering the risk of living too long!!