Sentences with phrase «establish new credit accounts»

This can protect you against scammers trying to establish new credit accounts under your social security number.

Before establishing any new credit accounts, the first step is make sure all of your current creditors are being paid on time.

Not exact matches

From start - up costs to new expansion strategies, establishing a strong business credit profile with diverse accounts can help make or break your immediate and future business plans.

Here, the FICO model looks at how many new accounts you have established, how long it has been since you opened a new account and how many recent requests for your credit have been made by credit reporting agencies.

If you are planning to get new cards, it is probably best to open the accounts as soon as possible to start establishing a history of good credit use.

The financial institution does not assess any closing costs for a new home equity line of credit nor an application fee, and an interest rate discount is available for borrowers who establish automatic payments from a Citizens Bank checking account.

In fact, it is advisable for any new graduate not to attempt to establish credit until they have a savings account with a minimum week or two of salary in it.

Bank of America does not charge an application fee or closing costs to open a new home equity line of credit, and interest rate discounts are available for borrowers who establish automatic payments from a qualified Bank of America account.

Next, you should open new credit accounts to begin establishing a positive payment history.

From start - up costs to new expansion strategies, establishing a strong business credit profile with diverse accounts can help make or break your immediate and future business plans.

After getting a business card, most banks will report the new business and associated account to the business credit bureau, and a business credit report is thus established.

Buying a house, buying furniture, a new car and even a checking account application will be a problem for you if you have established a bad credit history.

If you can clean up a credit card that was opened many years ago and establish a new history of no late payments, the age of the account can help restore your credit as the old late payment history falls off over time.

The established credit lines may not be the type of funding the new business needs, and if lenders catch whiff of the new business owner trying to take advantage of this scheme they can quickly shut those accounts down.

FICO high achievers typically have long, well - established credit histories and rarely open new accounts, FICO said.

If all of your credit accounts were closed due to the bankruptcy, you should consider opening new credit accounts as a way to repair your credit rating and establish a fresh credit history.

Misleading advertisements in print, on TV and over the internet that attempt to sign up people for new credit - card accounts with offers or «guarantees» of easy credit, lowered rates, no fees, and / or a high credit limit for individuals who, for one reason or another, can not qualify for accounts with established credit - card companies.

Once a student has established a good credit reputation using a student credit card, after graduation they will be more likely to qualify for traditional credit card accounts that reflect their new lives outside of the classroom.

Long - standing credit: Consumers with excellent credit tend to have a well - established credit history, and they rarely open new accounts.

FICO high achievers have a well - established credit history and seldom open new accounts.

You wouldn't be closing an established account and opening a new one, which would negatively affect your credit score, but modifying what you already have.

While establishing your credit history is important, opening too many new accounts in a short period of time can work against you.

The thieves can access your bank accounts, new credit card accounts, get an employment, establish utility company accounts, rent an apartment or house in your name.

Optimize customer experience by assisting with merchandise and purchase decisions - handle transactions and returns, establish new credit card accounts, and deliver assistance in fitting room.

Conduct credit reviews for new accounts and establish credit limits within established policy authority...

Department functions included establishing new accounts, performing credit investigations, and providing customer service.

• Managed account reconciliations and managed debt • Established new customer accounts • Ensured reduction on accounts receivable • Ensured cash collection targets are met • Monitored overdue debts and minimize DSO • Followed up on delinquent accounts • Identified and manage credit notes and write - off concerns • Documented customer payment issues

Key Highlights: • Effectively worked with credit and collections department resolved credit issues; established new accounts; requested account reconciliation and applied account payments.

Your FICO ® score takes into account how long your credit accounts have been established, including the age of your oldest and newest accounts and an average age of all of your accounts, how long specific types of credit accounts have been established and how long it has been since you used certain accounts.