Sentences with phrase «established factors used»

The established factors used to evaluate the stocks comprising the ETF represent the greatest value of a Smart Beta ETF.

Not exact matches

YOU SHALL NOT USE THE SERVICES AS A FACTOR IN (1) ESTABLISHING AN INDIVIDUAL»S ELIGIBILITY FOR PERSONAL CREDIT OR INSURANCE OR ASSESSING RISKS ASSOCIATED WITH EXISTING CONSUMER CREDIT OBLIGATIONS, (2) EVALUATING AN INDIVIDUAL FOR EMPLOYMENT, PROMOTION, REASSIGNMENT OR RETENTION (INCLUDING BUT NOT LIMITED TO EMPLOYMENT OF HOUSEHOLD WORKERS SUCH AS BABYSITTERS, CLEANING PERSONNEL, NANNIES, CONTRACTORS, AND OTHER INDIVIDUALS), OR (3) ANY OTHER PERSONAL BUSINESS TRANSACTION WITH ANOTHER INDIVIDUAL (INCLUDING, BUT NOT LIMITED TO, LEASING AN APARTMENT).

While you work to establish a warm atmosphere and make delicious food, big - data technologies use real, raw data to analyze patterns and understand which factors really result in profit.

In recent years, Slaughter fought to establish tight restrictions on the use of antibiotics in healthy cattle — a leading factor, she said, in the increase of drug - resistant bacteria, the Washington Post reported.

«We aimed to establish which factors are associated with better outcomes when infant spinal anesthesia is used.

TCORS, established at Georgia State in 2013, takes a multi-disciplinary approach to understanding human and economic factors that contribute to tobacco use.

These three personality traits are part of the five - factor personality model, a well - established framework used to theoretically understand the human personality.

A successful candidate should have the following qualifications: a Ph.D. in the field of Molecular Biology, Cell Biology, Biochemistry or related field; an established track - record of publications in peer - reviewed journals; solid experience in the biochemistry of complex DNA - binding proteins (such as chromatin remodeling factors or DNA repair proteins), their purification from heterologous expression systems as well as their characterization using functional studies such as by isothermal titration calorimetry fluorescence, transcription assays.

«We will be able to link all of our group's discoveries using blood samples and clinical data from the extensive NHLBI - sponsored Multi-Ethnic Study of Atherosclerosis (MESA) cohort, a large longitudinal cohort established in 2000 to study factors contributing to cardiovascular disease progression.

Now, scientists at Pacific Northwest National Laboratory, Caltech and Lancaster University have established a technique using climate models to compare the factors to the effects they have on climate change by peering into climate models from a different angle.

For consumption, we used the midpoint of the reported number of cigarettes per day — for example, three cigarettes per day if the category was one to five cigarettes per day — which we then adjusted for carboxyhaemoglobin and cotinine because this allows for lower inhalation with increasing cigarette consumption as previously established.14 For studies that reported relative risks adjusted for age (or for additional factors), the model contained the logarithm of the relative risk (dependent variable) and consumption (independent variable) using only the midpoint of the cigarettes per day categories.

The problem is how to establish those partnerships and it's no surprise that research shows word of mouth and past use are still significant factors in decision making, but what if you are moving away from «DIY» tours or want to develop a new initiative?

This study using the MLER SIG's Common Planning Time protocol examines teachers» perceptions of factors that facilitate or hinder the effectiveness and implementation of CPT at two middle schools in north - central Mississippi, one school with established leadership and one with a new principal.

Establishing the extent to which aspects of policy or practice with regard to data use seem to have positive impacts in contexts in different countries, is important for the development of robust theories on data use, and the factors supporting or hindering this practice, as well as for the improvement of provision.

The general factors used for establishing creditworthiness include but are not limited to:

ICFE DCCS ® Independent Study Guide Table of Contents Consumer Financial Protection Bureau to oversee debt collectors Collection agencies and junk debt buyers - Mini-Miranda What to do if a debtor is contacted about past debts Sample cease and desist letter Fair Debt Collection Practices Act Summary from the CFPB Debt that is covered Debt Collectors that are covered Debt Collectors that are NOT covered Debt Collection for Active and Veteran Military Personnel Communications connected with debt collection When, where and with who communications is permitted Ceasing Communication with the consumer Communicating with third parties Validation of debts Prohibited Practices: Harassing or abusive Practices False or misleading representations Unfair Practices Multiple debts Legal Actions by debt collectors Furnishing certain deceptive forms Civil liability Defenses CFPB / FTC staff's commentary on the FDCPA Common debt collector violations How to document a collector's abusive behavior What to do if a collector breaks the law How collectors are trained - examples of collector training courses FDCPA Sample Exam from ACA for Collectors How collectors are using Social Medias in collections Dealing with creditors and third party collectors Other factors for a debtor in collection: Credit reports and scores Reviewing credit reports with debtors - Permissible uses Rules about credit decisions and notices Debtor education about credit reports and FICO scores Specialty Report Providers Rules to protect consumers in credit card debt How to read and understand credit reports How to make changes or dispute accuracy Freezing Credit Files FCRA / FACTA Provisions of ID Theft victims How credit scoring works The Credit Card Accountability and Disclosure Act Credit Rules CFPB rules establish strong protections for homeowners facing foreclosure Other Resources

Learning how to use credit responsibly and establishing a good credit history is a key factor for success in adult life.

Insurance company reserves are an important factor used to establish a company's industry ratings.

«Consumer report» means any written, oral, or other communication of any information by a consumer reporting agency bearing on a consumer's creditworthiness, credit standing, credit capacity, character, general reputation, personal characteristics, or mode of living which (i) is furnished or (ii) is used or expected to be used or collected in whole or in part for the purpose of serving as a factor in establishing the consumer's eligibility for:

The problem with using a credit history / score to determine an individual's auto insurance rate is that companies are using socioeconomic factors to establish a premium rather than using a client's actual driving record.

In addition to using Loan - To - Value as a determining factor into mortgage financing, it is used as well to establish if a borrower must pay private mortgage insurance.

After establishing sound immunity during the first month of a pet's life, we at South Boulder Animal Hospital assess your pet's risk factors and will recommend an appropriate health care plan with the judicious use of vaccines as necessary.

(Sec. 265) Authorizes the Secretary to establish a research program to: (1) identify the factors affecting consumer actions to conserve energy and make improvements in energy efficiency; and (2) make grants to institutions of higher education to study the effects of consumer behavior on total energy use, the potential energy savings from changes in consumption habits, the ability to reduce GHG emissions through changes in energy consumption habits, increasing public awareness of federal climate adaptation and mitigation programs, and the potential for alterations in consumer behavior to further American energy independence.

Though the Criminal Code does not provide a list of mitigating factors to be used in determining a fair sentence in a criminal trial, judge made case law has established a list of mitigating factors that the courts may use to determine a fair sentence in a particular case.

As a preliminary conclusion and before I report further on these and other issues which are brought to my attention, it is clear to me that all the elements of the «Ick Factor» are essentially contingent to the funder used and the relationship established between funder, claimant and lawyer.

This is a significant development because it establishes further factors that could, if used, increase the probability of a custodial sentence in cases involving a fatality or serious injury.

But, since the Internet is transnational in nature, it remains difficult to see how a single state can offer this type of service to cross-border disputes, especially when neither litigant has any connecting factors (to use the terminology set forth by the Supreme Court to establish competence for online disputes) with said state.

That guide elaborates on four factors used to determine if a release reflects a settlement of a human rights complaint, as established in Pritchard v. Ontario Human Rights Commission 1999 CanLII 15058 (ON SC):

Insurance company reserves are an important factor used to establish a company's industry ratings.

It may look like discrimination, but many insurance firms use nondriving related risk factors to establish car insurance rates daily.

Geneticists can establish genotypes or use diagnostic tests to discover genetic disease by using different laboratory techniques to evaluate factors.

Instructed patients about proper hygiene, nutrition, exercise, lifestyle changes and ergonomic factors in their daily activities.Treated adult and adolescent patients suffering from neck, back, pelvic, shoulder, elbow, wrist and hip pain.Consulted with and referred patients to appropriate health practitioners when needed.Often used aromatherapy as a natural way to help patients cope with stress, chronic pain, nausea and depression.Dispensed herbal prescriptions according to established Chinese herbalist methods and practices.

EFA methods were used when CFA results suggested potential deviation from expected factor structures among established scales.

The unique contribution of teen drinking to later AUDs, over and above other psychosocial determinants, has not been clearly established.7 Individual level factors such as teen mental disorders, personality traits (such as antisocial behaviour) and other substance use may play a significant role.

To address this issue, we used data from a large sample of health maintenance organization members to examine the ACE — IHD association and to assess whether both established traditional and psychological risk factors that are related to ACEs mediate this relation.

In equitable distribution states, courts use factors established by state laws to make distributions of marital property.

Pennsylvania alimony laws establish a list of factors used by the state courts to decide whether a husband or wife should receive spousal support after divorce.

In addition, they propose a unique solution, one more akin to the types of strategies used by thoughtful clinicians — namely, children in need might be best identified not only through the presence of early behavioural signs and symptoms but also through the convergence of other indicators, such as well established risk factors for adverse outcomes independent from the behavioural indicators themselves (eg, single parent status, family poverty, neuropsychological functioning, etc).

A comprehensive assessment may include interviews with the family, early childhood educators and using standardised checklists to help establish the nature and extent of the anxiety, as well as risk and protective factors in place.

3.2.3 Maximising safety requires a Children's Contact Service to continually assess risk factors throughout the family's use of the Children's Contact Service, establish emergency procedures and seek cooperation of all parents at each point of involvement with the Children's Contact Service.

Establishing the psychometric qualities of the Connor - Davidson Resilience Scale (CD - RISC) using exploratory and confirmatory factor analysis in a trauma survivor sample

When establishing new home visiting programs or expanding existing services using an evidence - based home visiting model, communities should consider several factors in order to ensure high quality service delivery that is true to the intent of those who developed the model and that meets expressed community need.

Policy makers should identify target populations using risk factors outlined in the federal initiative; require and fund administering agencies to ensure that programs adhere to established eligibility standards, especially in states with limited guidance, for use of state early childhood funds; and ensure the continuity of services as family circumstances change.

A study that follows people over time can do a better job of establishing if hair removal came before the STD — and investigators could take more risk factors into account, including condom use, HPV vaccination, and frequency of sexual contact.

When it comes to establishing the 40 - per - cent mark, courts have been inconsistent with the factors used to make the determination, Shulman tells AdvocateDaily.com.

They were more likely to sustain injuries to multiple body regions, head injuries, and to be severely injured.51 ADHD has been found to represent a risk factor for substance abuse, 47,52 and an investigation of prevalence of ADHD among substance abusers has established that ADHD was significantly overrepresented among inpatients with psychoactive substance use disorder.53 Increased use of health services is also seen in the relatives of individuals with ADHD.

These comprised of established risk factors for conduct problems and depression outcomes for which we felt the assumption of a causal predictive relationship with parental alcohol use could be justified.

One factor limiting a positive peer response is that negative reputations develop quickly within peer groups and, once established, are hard to dispel.37 Such reputations are used to defend ongoing exclusion or victimization of rejected children, even if the behaviors that initially led to rejection are no longer present.20 In addition, negative reputations often become self - fulfilling prophecies as rejected children with both social skill deficits and behavioral problems get caught in «a downward [spiral]» 38 (p385).

We used exploratory factor analysis and confirmatory factor analysis with multi-group comparisons to establish the structure of the HADS and test for factorial invariance between samples.

The first aim was to establish the psychometric properties of a Swedish version of the CEBQ in preschoolers [69], examining the original 8 - factor structure using confirmatory factor analysis (CFA)-- an analysis that has not been done before.