Sentences with phrase «estate consumer report»

Not exact matches

A typical home inspector spends his or her day inspecting homes for buyers, writing reports, speaking with prospective clients and marketing to consumers and real estate agents.

Produced in conjunction with Miller Samuel, a leading independent appraisal firm, our market report series is the benchmark for residential real estate market information and an essential reference source for consumers, the media, financial institutions, government agencies, researchers and other market professionals.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

Consumer Reports — 03.11.18 Innerspring Mattress Face - off: Avocado Green vs. Charles P. Rogers Powercore Estate 5000

JD, you note that «My own calculations — and those of Consumer Reports magazine — show that real estate does worse than gold over the long term.

(B) «Credit repair services organization» does not include: (i) Any person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States; (ii) Any bank or savings and loan institution whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Savings Association Insurance Fund of the Federal Deposit Insurance Corporation; (iii) Any nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986; (iv) Any person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (v) Any person licensed to practice law in this state if the person renders services within the course and scope of his or her practice as an attorney; (vi) Any broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission if the broker - dealer is acting within the course and scope of those regulatory agencies; or (vii) Any consumer reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 reporting agency as defined in the federal Fair Credit Reporting Act (15 U.S.C. 1681 Reporting Act (15 U.S.C. 1681 - 1681t).

This would eventually make real estate data an open, competitive market, allowing consumers to get access to sales data that is more in line with what is recorded and reported on Zillow.com listings (Zillow is an independent, online U.S. real estate database company that provides previous sales data for more than 110 million American properties.

My own calculations — and those of Consumer Reports magazine — show that real estate returns even less than gold over the long term.

(1) The following shall be exempt from the Credit Services Organization Act: (a) A person authorized to make loans or extensions of credit under the laws of this state or the United States who is subject to regulation and supervision by this state or the United States or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act, 12 U.S.C. 1701 et seq.; (b) A bank or savings and loan association whose deposit or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or a subsidiary of such a bank or savings and loan association; (c) A credit union doing business in this state; (d) A nonprofit organization exempt from taxation under section 501 (c)(3) of the Internal Revenue Code; (e) A person licensed as a real estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 -estate broker or salesperson under the Nebraska Real Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 -Estate License Act acting within the course and scope of that license; (f) A person licensed to practice law in this state acting within the course and scope of the person's practice as an attorney; (g) A broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (h) A consumer reporting agency; (i) A person whose primary business is making loans secured by liens on real property; (j) A person, firm, corporation, or association licensed as a collection agency in this state or a person holding a solicitor's certificate in this state acting within the course and scope of that license or certificate; and (k) A person licensed to engage in the business of debt management pursuant to sections 69 - 1201 to 69 - 1217.

-- Personally analyzed over 13,000 consumer credit reports for clients — Register and Bonded to perform these duties — Educational Instructor For Kaplan University — Texas Real - Estate Commission MCE Educational provider — Ebby Halliday Instructor — Fair Credit Reporting Act Certified by the Consumer Data Industry Association — Numerous Guest appearances on local Dallas / Ft Worth TV News Programs — Credit Article Source for: AOL Finance, Credit Cards.com, Bankrate.com, Dun & Bradstreet among manyconsumer credit reports for clients — Register and Bonded to perform these duties — Educational Instructor For Kaplan University — Texas Real - Estate Commission MCE Educational provider — Ebby Halliday Instructor — Fair Credit Reporting Act Certified by the Consumer Data Industry Association — Numerous Guest appearances on local Dallas / Ft Worth TV News Programs — Credit Article Source for: AOL Finance, Credit Cards.com, Bankrate.com, Dun & Bradstreet among manyConsumer Data Industry Association — Numerous Guest appearances on local Dallas / Ft Worth TV News Programs — Credit Article Source for: AOL Finance, Credit Cards.com, Bankrate.com, Dun & Bradstreet among many others.

Finally, consumer proposal and bankruptcy will greatly impact your score which can stay on your report for up to 7 years if real estate was involved in the case of bankruptcy.

Among the benefits are notifications prepared for the consumer to send to the three major credit reporting agencies of their recent accomplishment for inclusion in their credit files, a variety of discounts and reduced rates from mortgage companies, real estate brokers, offers of deposit waivers from participating telephone and utility companies and special opportunities for members of participating credit unions.

«Credit Services Organization» does not include any of the following: (i) a person authorized to make loans or extensions of credit under the laws of this State or the United States who is subject to regulation and supervision by this State or the United States, or a lender approved by the United States Secretary of Housing and Urban Development for participation in a mortgage insurance program under the National Housing Act (12 U.S.C. Section 1701 et seq.); (ii) a bank or savings and loan association whose deposits or accounts are eligible for insurance by the Federal Deposit Insurance Corporation or the Federal Savings and Loan Insurance Corporation, or a subsidiary of such a bank or savings and loan association; (iii) a credit union doing business in this State; (iv) a nonprofit organization exempt from taxation under Section 501 (c)(3) of the Internal Revenue Code of 1986, [FN1] provided that such organization does not charge or receive any money or other valuable consideration prior to or upon the execution of a contract or other agreement between the buyer and the nonprofit organization; (v) a person licensed as a real estate broker by this state if the person is acting within the course and scope of that license; (vi) a person licensed to practice law in this State acting within the course and scope of the person's practice as an attorney; (vii) a broker - dealer registered with the Securities and Exchange Commission or the Commodity Futures Trading Commission acting within the course and scope of that regulation; (viii) a consumer reporting agency; and (ix) a residential mortgage loan broker or banker who is duly licensed under the Illinois Residential Mortgage License Act of 1987.

My own calculations — and those of Consumer Reports magazine — show that real estate does worse than gold over the long term.

Based on VantageScore's analysis, consumers considered to be superprime who are predicted to be stable are identified as having 15 % fewer inquiries on their credit report, 21 % more real estate trades and 22 % fewer real estate delinquencies.

The effort of lawyers to expand their monopoly on real estate closing services if, of course, a longstanding one and as the FTC reports in its submission, empirical evidence indicates that consumer real estate closings costs substantially more in states where lawyers are required to conduct the closing than in states that allow «lay closings,» with no discernible change in quality.

As a better than average informed real estate consumer how could you not know about the fine print found on all inspection reports that states the inspector's limited liability?

If this article has been reported in the correct sequence of events, Don Richardson had already answered the subject question correctly, with:» Richardson added that it was a judgement call by the member to decide if the consumer should receive the search results based on whether it matched the reasons for which it was conducted, which he earlier testified was based on whether it or not it related to the trade, or potential trade, of real estate.»

The data - driven engagement system from Onboard Informatics engages prospects with elegant property reports featuring the critical information real estate consumers care about.

In an era fond of retro products and services, the venerable real estate franchisor, reported to be the largest global network in the residential real estate industry with approximately 6,900 independent offices worldwide in 78 countries and territories with more than 101,000 independent sales professionals, understands that building relationships and earning the affinity and trust of real estate consumers is as important today as it was when brokers Art Bartlett and Marsh Fisher established the CENTURY 21 ® brand in Orange County, Calif., on July 28, 1971.

Suddenly consumer reporting agencies were in vogue and the real estate industry was the perfect target for the civil servant bureaucracy to build careers upon.

Over half of REALTORS ® recently surveyed in the National Association of REALTORS ® (NAR) REALTORS ® and Sustainability report say consumers have an interest in sustainability as it pertains to real estate — homes that have features intended to conserve natural resources, such as solar panels or walkability.

Speaker Anthony Marguleas, owner of Amalfi Estates in Los Angeles, Calif., has sold close to $ 1 billion in his career, ranked No. 100 out of 1 million agents by The Wall Street Journal and profiled by several outlets, including Consumer Reports and The Los Angeles Times.

RISMEDIA, November 5, 2009 — LPS Real Estate Group, a wholly owned subsidiary of Lender Processing Services, Inc. announced that Long & Foster Real Estate, one of the largest real estate companies in the Mid-Atlantic region, has selected LPS Real Estate Group's Neighborhood & School Reports to be the exclusive provider of this critical consumer content for their coEstate Group, a wholly owned subsidiary of Lender Processing Services, Inc. announced that Long & Foster Real Estate, one of the largest real estate companies in the Mid-Atlantic region, has selected LPS Real Estate Group's Neighborhood & School Reports to be the exclusive provider of this critical consumer content for their coEstate, one of the largest real estate companies in the Mid-Atlantic region, has selected LPS Real Estate Group's Neighborhood & School Reports to be the exclusive provider of this critical consumer content for their coestate companies in the Mid-Atlantic region, has selected LPS Real Estate Group's Neighborhood & School Reports to be the exclusive provider of this critical consumer content for their coEstate Group's Neighborhood & School Reports to be the exclusive provider of this critical consumer content for their company.

Consumer confidence combined with near historic low mortgage interest rates is fueling the residential real estate industry's resurgence, and industry leaders are reporting that many leading REALTORS ® from around the country are experiencing a tremendous uptick in consumer interest and transactions that they haven't seen in more than fivConsumer confidence combined with near historic low mortgage interest rates is fueling the residential real estate industry's resurgence, and industry leaders are reporting that many leading REALTORS ® from around the country are experiencing a tremendous uptick in consumer interest and transactions that they haven't seen in more than fivconsumer interest and transactions that they haven't seen in more than five years.

Your appearance is partially responsible for whether you land a new client, some studies suggest, with one 2013 report from Columbus State University in Columbus, Ga., finding that real estate professionals who were deemed «attractive» by consumers tended to net higher sales prices for listings — and, therefore, higher commissions.

Being recognized among the country's top brokers in the Power Broker Report serves as an important recruiting and retention tool for today's leading real estate firms; it also helps secure relationships with today's more discerning real estate consumers.

As executive editor, Maria oversees all print and online trade and consumer content for RISMedia, including Real Estate magazine, the monthly Power Broker Report digital newsletter, RISMedia's annual Power Broker Report & Survey, and a variety of special - interest publications, including research reports and industry white papers.

Consumers can choose a free sponsored home valuation report that allows them to choose a sponsor, including real estate salespeople, insurance providers or mortgage brokers, to assist with a potential upcoming real estate transaction.

«Real estate professionals around the country have been reporting to RISMedia for several weeks how their marketplaces have been recovering, including the rise in housing prices as well as continued consumer interest in housing,» said John Featherston, CEO and Publisher of RISMedia.

Real estate practitioners who need to obtain consumer credit reports should familiarize themselves with the applicable provisions of the FCRA as well as state laws governing the use of credit reports.

However, the court looked to the Federal Trade Commission's Statements of General Policy or Interpretation, which states that the term «legitimate business need» includes «real estate agents who obtain consumer reports to assist owners of residential properties in screening consumers as tenants.»

So, if we recognize that news reporting practices are changing the way consumers perceive the real estate market, the next question has to be: What can we, as real estate professionals, do to counter this growing trend?

Builders, architects, and real estate practitioners nationwide report that consumers are turning away from conspicuous garages for a subtle look.

The Housing Trends eNewsletter contains the latest information from the National Association of REALTORS ®, the U.S. Census Bureau and Realtor.org reports, videos, key market indicators and real estate sales statistics, a video message by a nationally recognized economist, maps, mortgage rates and calculators, consumer articles, plus local neighborhood information and more.

Great economic reports, more job creation, continued low interest rates, pent - up buyer demand, and improving consumer confidence are all positives signs turning the Central Jersey real estate landscape from an icy white to a beautiful green.

Arizona Board of Technical Registration Arizona Dept. of Education Arizona Dept. of Real Estate Arizona Registrar of Contractors Arizona Sex Offender Search Arizona Structural Pest Control Commission Blog Glossary FEMA Floodplain Maps Flood Plains & Insurance Maricopa County Information Maricopa County Parcel Search Maricopa County Recorded Documents Maricopa County Tax Records Phoenix Expansive Soil Map Phoenix Traffic Report Pinal County Assessor Arizona Superfund Sites: Maps & Info Tucson Expansive Soil Map US Consumer Product Safety Commission

The bulk of the data in the magazine's report wasn't the stuff that matters to consumers; rather, it focused on what matters to its core readership: who sold what, and who leads the sales pack within Chicago's real estate community.

Real Estate agents should be aware that many states have passed laws addressing consumer concerns about CLUE reports.

The Tipline gives real estate licensees and consumers who may be concerned about facing reprisals for speaking up, a safe, anonymous way to report suspected misconduct.

Despite the abundance of publicly - accessible property data from consumer - centric real estate portals, more homebuyers and sellers are seeking counsel from real estate agents, according to a report by the National Association of Realtors ®.

Vancouver, BC — A progress report submitted to the Real Estate Council of BC by its Independent Advisory Group includes strong indications that the group is preparing far - reaching recommendations to enhance protection for real estate consumers Estate Council of BC by its Independent Advisory Group includes strong indications that the group is preparing far - reaching recommendations to enhance protection for real estate consumers estate consumers in BC.

In its final report, the IAG included 28 far - reaching recommendations to enhance protection for real estate consumers in BC.

Jackson Hole Sotheby's International Realty, and the many respected Sotheby's International Realty affiliates that contributed to this report, remain committed to helping consumers make better real estate decisions, whether purchasing or selling a home.

As part of our commitment to protect consumers, the Council's Anonymous Tipline makes it easier to report suspicious activity or unethical conduct by real estate professionals.

The number of Toronto houses and condos that sold for over $ 1 million in 2014 surged by 38 per cent over 2013 as «robust consumer demand» and a shortage of listings continued to drive house prices skyward, according annual Top - Tier Real Estate Report released Wednesday by luxury realtor Sotheby's International Realty Canada.

As such, consumers and Real Estate Agents often report that Zillow's «Zestimates» are inaccurate and misleading in assessing home values.

Marketable Differentiation: Top 5 members receive print and online press releases, direct marketing materials, including the Top 5 Real Estate Report (an online newsletter), and a plethora of other vibrant and consumer - satisfying marketing and promotional resources.

Our comprehensive real estate website offers direct access to the latest properties for sale in Hamilton, Burlington, Ancaster, Dundas, Waterdown, Glanbrook, Caledonia, Stoney Creek, Grimbsy Area and features community information, consumer links, school information, free reports, answers to commonly asked real estate questions and more.

Dr. Mirabito's research concerning how consumers process complex information can help real estate professionals decide how to present information to clients,» Keller Center Research Report Editor Andrea Dixon said.