Sentences with phrase «estate debt increased»

According to a recently released report by New York City - based research firm Real Capital Analytics (RCA), «Into the second half of 2015, the price of commercial real estate debt increased in line with turmoil in the corporate bond markets.

Not exact matches

The longer Candian borrow at low rates for housing, total real estate debt will go up, and eventually the mortgage payments too, will increase, draining disosable income.

Banks lend borrowers the money to pay the interest, and this increases the debts that new buyers of real estate need to take on.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

(and the gain is not tax free) The real cause of the increase in debt - to - income ratio is the following; 1) High taxation leaving fewer dollars in the hands of the public 2) Record low interest rates and relaxed lending criteria 3) The wealth affect of increasing Real Estate prices 4) ridiculous credit card interest rates 5) lack of real wage growth

As interest rates increase, some investors may think it is a bad idea to hold real estate investment trusts (REITs), which inherently have lots of debt.

Signs are everywhere that Canada's once red - hot real estate market is about to freeze over, thanks to a combination of tighter mortgage rules and increasing consumer debt levels.

The status quo is burdensome for the increasing number of subprime borrowers with bad credit whose position in the present real estate market is not an enviable one: Due to a convergence of factors such as plummeting property values, zero down payments, and significant payment increases that they can not satisfy, homeowners find themselves with a mortgage debt exceeding the value of their home.

So while the Plaintiff will receive an increased share from the estate, the practical consequence is that the she must use her increased share to satisfy the debt owing to the estate.

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Thus, while Ramsfield Hospitality typically cuts off hotel mezz when total debt reaches 80 % of property value, Cleveland - based KeyBank may make mezz loans for apartments that increase total debt to more than 90 % of property value, says Dan Walsh, managing director of Cleveland - based KeyBank Real Estate Private Capital.

Pension funds, insurance companies, and opportunity funds are expected to increase their investments in real estate — targeting equity investments and mezzanine debt — throughout the remainder of 2003, according to Stan Ross, chairman of the board of the University of Southern California Lusk Center for Real Eestate — targeting equity investments and mezzanine debt — throughout the remainder of 2003, according to Stan Ross, chairman of the board of the University of Southern California Lusk Center for Real EstateEstate.

Additionally, analysts expect bond buyers of commercial real estate collateralized debt obligations (CDOs) to demand higher yields for subordinated loan products, which also will increase the cost of mezz.

RISMedia's 2017 Real Estate CEO Exchange is an exclusive, day - and - a-half-long event at the prestigious Harvard Club of New York City that will share strategies for increasing business and operating a profitable company despite headwinds such as changing regulations, low inventory and student loan debt.

Here's the way I would do it: • Take classes on real estate investing • Start small, as a real estate investor and gain real - life experience • Learn to identify great properties • Use debt as leverage in financing the property Learn to manage the property, improve the property, and increase rents • Then I'd refinance the property, pulling out tax - free capital that • Use to acquire more properties.

In the face of tightening spreads, increased regulation, and the prospects for rising interest rates, outstanding commercial real estate debt to GDP will continue to rise higher above its long - term equilibrium.

Among the high - profile policy issues that REALTORS ® will raise are extending the Mortgage Forgiveness Debt Relief Act, maintaining important real estate tax policies, Federal Housing Administration reforms, and ensuring Fannie Mae and Freddie Mac mortgage guarantee fees are not extended, increased and diverted away for unrelated government spending.

Other legal issues that caused major concerns for property managers, according to the 2011 Institute of Real Estate Management Legal Scan, include debt collection suits, which increased 14 percent since the 2009 survey, and fair housing cases, which grew by 25 percent for racial discrimination and 60 percent for discrimination against the disabled in that two - year period.

«Many of our members (primarily banks, pension funds, and other institutional investors) are heartened by the price corrections they're beginning to see in the U.S. market and expect to increase their debt and equity investments in late 2009 and 2010,» says James Fetgatter, chief executive of the Association of Foreign Investors in Real Estate in Washington, D.C.

Lenders continued to increase the amount of capital available for commercial and multifamily real estate loans in the second quarter, even after they originated a record volume of loans in 2013, according to MBA's «Mortgage Debt Outstanding» report.

Investors are most frequently targeting student housing (53 %), retirement living (38 %) and real estate debt (37 %); an area where they are looking to increase exposure in 2018.

The moves appear to be aimed at increasing the company's chances of raising enough equity from traditional real estate investors to forgo a large debt - for - equity swap.

The change would encourage heavier use of debt to finance projects; that increase in leverage would make the real estate sector more financially fragile.

Some real estate professionals also point to lawmakers» indecision on the national debt ceiling the last few weeks and an increase in short sales - related cancellations due to buyer frustration at the lengthy process or banks not approving the short sales.

The Class A retail real estate market has also improved since last year as evidenced by higher tenant sales per square foot, the increased availability of lower - cost debt, and lower cap rates for Class A mall properties.