Sentences with phrase «estate finance lawyers»

Our dedicated real estate finance lawyers act for banks and their borrowers who are acquiring or developing land and properties where finance is required or where there is a refinancing of existing properties or portfolios.

The breadth of our firm's real estate practice allows our real estate finance lawyers to involve specialists in other areas such as construction and planning to complete deals.

Our real estate finance lawyers are also recognised by leading legal guides.

Our team of real estate finance lawyers provides specialist advice on real estate finance matters across a range of sectors.

Real estate finance lawyer Birks was made up to partner in 2014.

Not exact matches

Our team of realtors, lawyers and brokers are committed to helping you in all aspects of real estate investing including buying, selling, financing and property management.

There are no lawyers explaining the difference between commercial and residential units; there are no mortgage brokers on hand to teach attendees about the rules and regulations about investment property financing; there's not even a real estate agent to discuss the intricacies of the local market, never mind details about specific types of housing or ideal neighbourhoods.

The answer is that you don't need to be a doctor, lawyer, or lucky heir to get real estate financing.

Creating a trust is a collaborative effort involving you, an Indexia Finance advisor, and tax and estate lawyers.

Martin Rumack is a Toronto lawyer that specializes in residential real estate, commercial financing, estate planning, family law and civil litigation.

The Tokyo office of K&L Gates has boosted its disputes, real estate, and finance practices with the recruitment of six lawyers, including two partners.

As a lawyer, over the last 20 years Vladislav has devoted his practice to advising business clients on corporate and commercial law, real estate, mergers and acquisitions, project financing and public - private partnership, as well as other aspects of business in Russia.

Commercial real estate lawyers in São Paulo Brazil typically delve into a wide variety of legal issues covering real estate transactions relating to buying, financing, developing, managing, constructing, and leasing and selling commercial real property in São Paulo Brazil.

That will take too long to fully explain in this post, but I can tell you what it's not: a litigator, a small business lawyer, a generalist who dabbles in a little estate planning, real estate, and a few seed financings on the side, or a generalist corporate lawyer.

If the economy goes south, M&A, corporate finance and real estate attorneys suffer, while bankruptcy, securities arbitration and personal injury lawyers thrive.

A real estate attorney or finance lawyer at our firm can review your case and advise you of your rights.

The departing lawyers include corporate partners Philip Byrnes, James Daniel, Philip Dowling, and Eugene Fung; real estate partners Ron Eames, Michael Marshall, and Chris O'Shea; finance partner Andrew Kelly and intellectual property partner Tony Conaghan.

Lawyers in the firm's Dallas office belong to virtually all of the firm's practice and industry areas, including Corporate, Litigation, Banking / Finance, Insurance Law, Healthcare Law, Labor and Employment, Estate Planning, Real Estate, Bankruptcy, Intellectual Property, White Collar Crime and Antitrust.

He will lead a team of specialist lawyers covering all the principal financial services areas and brings experience in structuring and advising on a range of investment funds, corporate, real estate finance, banking and structured finance transactions.

The six London lawyers making the grade are corporate duo James Bole and Jonathan Kewley; real estate lawyer Matt Taylor; and Timothy Cleary, David Robson and Owen Lysak in finance.

A real estate lawyer with great experience in investment, development and commercial landlord and tenant work, Robert also has expertise in real estate finance work for international banks and borrowers.

Our lawyers have deep expertise in every aspect of complex tax matters including the related corporate, real estate and finance issues associated with successfully closing such transactions.

The types of business that lawyers in the province deal with consist of all areas of law, but particularly real property, secured financing, estate planning, family law, litigation, taxation, business law, immigration, information technology, securities, municipal law, insurance, intellectual property, labour and employment, energy, and environmental components.

In the meantime, Chicago - based Sonnenschein, Nath & Rosenthal extended a life raft to 100 Thacher lawyers from a variety of practice areas, including structured finance, corporate, banking, real estate and litigation.

Currently, I am the Chair of the CCLA Real Estate Lawyers Committee, a member of the NCR YMCA - YWCA Finance and Audit Committee, elder of St. Andrew's Church, Ottawa and Convenor of its Personnel Advisory Committee, and deliver my local community newsletter and canvas for various charities.

Energy Law «Lawyer of the Year» for Billings Best Lawyers» 2012 Natural Resources Law «Lawyer of the Year» for Billings Chambers USA — Leading Lawyers in Natural Resources & Environment International Who's Who of Mining Lawyers American College of Real Estate Lawyers Outstanding Service Award, Mountain States Legal Foundation Top Rated Lawyer in Energy, Environmental & Natural Resources, The American Lawyer and Corporate Counsel Magazine InterContinental Finance Magazine's 500 Leading Lawyers in the World Marquis Who's Who — Legal

The three associates joining Irwin Mitchell as partners are real estate lawyer Rupert Dowdell, construction specialist David Parton and finance lawyer Simon Tweedle.

Chambers & Partners» Chambers Global: World's Leading Lawyers for Business, The Client's Guide — Leading lawyer in banking and finance (2009 - 2014); real estate (2010 - 2016)

Before becoming a lawyer, Mr. Morrow was a banker for Florida's largest consumer bank — Barnett Bank — and ultimately worked as a corporate lending officer, providing corporate, real estate, and industrial bond financing to small to mid-sized corporations, real estate developers, attorneys, law firms, etc..

ConductLaw lawyers work with clients on a wide range of matters from establishing business structures, financing operations, re-organizations, shareholder and security agreements and estate planning matters.

The lawyers» continued excellence in the areas of banking & finance, dispute resolution, intellectual property and real estate has also been consistently highlighted by market onlookers.

Moreover, our significant experience is coupled with an in - depth understanding of businesses and close cooperation with our lawyers specializing in banking, corporate, finance, real - estate, tax and other relevant areas, which allows us to deal with the most complex and delicate insolvency matters, offering quality and tailored solutions irrespective of the activity sector.

The full Norton Rose Fulbright team on this deal comprised more than 50 lawyers from ten offices around the world including Australian partners Jeremy Wickens (corporate, M&A and securities) and Michael French (real estate); Asia partners Lynn Yang (corporate, M&A and securities), Vicky Lam (corporate, M&A and securities) and Somboon Kitiyansub (corporate and finance); London partners Simon FT Cox (corporate, M&A and securities), Dan Wagerfield (real estate), Dan Kennedy (banking and finance), Neil Biswas (real estate); and US partner, David Barrett (corporate, M&A and securities).

Best Lawyers» 2015 Banking and Finance Law «Lawyer of the Year» in Billings Best Lawyers in America for Banking and Finance Law, Business Organizations (including LLCs and Partnerships), Commercial Finance Law, Corporate Law, Economic Development Law, and Mortgage Banking Foreclosure Law (2012 - present) Super Lawyers Business Edition for Business and Transactions (2015) Mountain States Super Lawyers for Business / Corporate (2012 - present) Mountain States Super Lawyers Rising Stars for Business / Corporate (2011) AV Preeminent Rating by Martindale - Hubbell Chambers USA, America's Leading Business Lawyers — Real Estate Law (2009 - 2012, 2016) Billings Gazette 40 Under 40 in Billings Business, Award Winner

Bracewell real estate lawyers advise owners, syndicators, underwriters and investors on all forms of development project financings.

Drawing upon our years of experience representing financial institutions and lenders regarding real estate related matters, as well as developer / builder borrowers, our lawyers are frequently consulted about the financing of various acquisitions.

Lawyers in the firm's Los Angeles office represent clients in litigation, bankruptcy, business and finance, marketplace lending, intellectual property, consumer financial services, privacy and data security, media and entertainment law, real estate, energy, labor and employment, and employee benefits and executive compensation matters.

The firm's finance practice consists of 15 lawyers who specialise in banking, restructuring, insolvency and real estate finance.

D&I and its lawyers highly ranked by The Legal 500 in the EMEA 2018 edition in all surveyed practice areas, i.e. Banking and finance, Capital markets, Commercial, corporate and M&A, Dispute resolution, EU and competition, Employment, Intellectual property, Maritime and transport, Real estate and construction, TMT and Tax.

Lawyers from our three practice areas (banking and finance, tax transactions, and real estate) also invite summer associates to regular group meetings, training sessions and client calls, so you'll be able to gain valuable exposure and build your network at the same time.

The lawyers bring additional breadth to a number of our corporate practices, including business transactions, data privacy, employee benefits and compensation, finance, health law, labor and employment, insurance and reinsurance, real estate and development, and tax.

Our lawyers have founded, operated and sold many successful businesses, engaged in everything from banking and specialty finance to biotech and real estate.

The lawyers bring additional breadth to a variety of our practices, including business transactions, environmental and utilities, finance, insurance, labor and employment, litigation, real estate, nonprofit organizations, and trusts and estates.

Phil Anker: Bankruptcy / Restructuring (New York) Paul Architzel: Capital Markets: Derivatives (Nationwide); Capital Markets: Derivatives: Mainly Regulatory (Nationwide) Michael Bain: Private Equity: Venture Capital Investment (Massachusetts); Startups & Emerging Companies (Nationwide) Keith Barnett: Real Estate (Massachusetts) Charlene Barshefsky: International Trade: Trade Remedies & Trade Policy (Nationwide) Michael Bevilacqua: Intellectual Property: Licensing (Massachusetts); Technology (Massachusetts) Molly Boast: Antitrust (New York) Mark Borden: Corporate / M & A (Massachusetts); Private Equity: Venture Capital Investment (Massachusetts) Jay Bothwick: Corporate / M & A (Massachusetts) Sean Boulger: Real Estate (Massachusetts) Peter Buckland: Venture Capital (California) Robert Burke: Tax (Massachusetts) A. William Caporizzo: Tax (Massachusetts) Patrick Carome: Media & Entertainment (District of Columbia) James H. Carter: International Arbitration (Nationwide); International Arbitration: Arbitrators (Nationwide) David Cavanaugh: Intellectual Property (District of Columbia) Steven F. Cherry: Antitrust (District of Columbia); Antitrust: Cartel (Nationwide) Jason Chipman: International Trade: CFIUS Experts (Nationwide) Jamie Class: Banking & Finance (Massachusetts) Meredith B. Cross: Securities: Regulation: Advisory (Nationwide) Chris Davies: Securities: Regulation: Enforcement (Nationwide) Peter Dichiara: Intellectual Property (Massachusetts) Stephanie Evans: Corporate / M & A & Private Equity (District of Columbia) Benjamin Fernandez: Intellectual Property (Colorado) Robert M. Finkel: Outsourcing (Nationwide); Technology & Outsourcing (New York) Mark Ford: Antitrust (Massachusetts) D. Reed Freeman: Privacy & Data Security (Nationwide) Craig Goldblatt: Bankruptcy / Restructuring (District of Columbia) Andrew Goldman: Bankruptcy / Restructuring (New York) Jamie Gorelick: Government: Government Relations (Nationwide) Leon Greenfield: Antitrust (District of Columbia) Robert Gunther: Intellectual Property: Patent (New York) Franca Harris Gutierrez: Financial Services Regulation: Banking (Compliance)(Nationwide); Financial Services Regulation: Consumer Finance (Compliance)(Nationwide) Jay Holtmeier: FCPA (Nationwide); Litigation: White - Collar Crime & Government Investigations (New York) Fraser Hunter: Litigation: Securities (New York) Paul Jakubowski: Real Estate (Massachusetts) Robert Keefe: Litigation: White - Collar Crime & Government Investigations (Massachusetts) Rachael Kent: International Arbitration (Nationwide) Robert Kirsch: Environment (Massachusetts) Jason Kropp: Corporate / M & A (Massachusetts); Private Equity: Venture Capital Investment (Massachusetts) Natalie Hanlon Leh: Intellectual Property (Colorado) Randall Lee: Litigation: White - Collar Crime & Government Investigations (California) William Lee: Intellectual Property (Massachusetts); Life Sciences: IP / Patent Litigation (Nationwide); International Trade: Intellectual Property (Section 337)(Nationwide); Litigation: Trial Lawyers (Nationwide) Yoon - Young Lee: Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Hal Leibowitz: Corporate / M & A (Massachusetts) Ron Machen: Litigation: White - Collar Crime & Government Investigations (District of Columbia) Lori Martin: Litigation: Securities (New York); Securities: Regulation: Enforcement (Nationwide) William McLucas: Securities: Regulation: Enforcement (Nationwide) Ronald Meltzer: International Trade: Export Controls & Economic Sanctions (Nationwide) Elizabeth Mitchell: Financial Services Regulation: Broker Dealer (Enforcement)(Nationwide) Joseph Mueller: Intellectual Property (Massachusetts) Thomas Mueller: Antitrust (District of Columbia); Antitrust: Cartel (Nationwide) Bruce Newman: Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Stephanie Nicolas: Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Robert Novick: International Trade: Trade Remedies & Trade Policy (Nationwide) Amy Null: Employee Benefits & Executive Compensation (Massachusetts) David Ogden: Litigation: General Commercial (District of Columbia) William O'Reilly Jr.: Real Estate (Massachusetts) Andre Owens: Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Kimberly Parker: FCPA (Nationwide) William Paine: Litigation: Securities (Massachusetts) John Pierce: International Arbitration (Nationwide) Lisa Pirozzolo: Intellectual Property (Massachusetts) Benjamin Powell: International Trade: CFIUS Experts (Nationwide) Andrea Robinson: Litigation: Securities (Massachusetts) Julie Hogan Rodgers: Tax (Massachusetts) Jonathan Rosenfeld: Labor & Employment (Massachusetts) David Ross: International Trade: Trade Remedies & Trade Policy (Nationwide) Anjan Sahni: Litigation: White - Collar Crime & Government Investigations (New York) Ken Salazar: Natural Resources & Environment (Colorado) Matthew Schnall: Tax (Massachusetts) Hartmut Schneider: Antitrust (District of Columbia) Mark Selwyn: Intellectual Property: Patent (California) Howard Shapiro: Litigation: White - Collar Crime & Government Investigations (District of Columbia) John Sigel: Bankruptcy / Restructuring (Massachusetts); Banking & Finance (Massachusetts) Steven Singer: Life Sciences: Corporate / Commercial (Nationwide) Erin Sloane: FCPA (Nationwide); Litigation: White Collar Crime & Investigations (New York) Andrew Shipley: Government: Government Contracts (Nationwide) Andrew Spielman: Natural Resources & Environment (Colorado) Danielle Spinelli: Appellate Law (Nationwide); Native American Law (Nationwide) Wayne Stoner: Intellectual Property (Massachusetts) Tim Syrett: Antitrust (Massachusetts) Heather Tewksbury: Antitrust (California); Antitrust: Cartel (Nationwide) Keith Trammell: Corporate / M & A (Colorado) Naboth van den Broek: International Trade: Trade Remedies & Trade Policy (Nationwide) John Walsh: Litigation: White Collar Crime & Government Investigations (Colorado) Seth Waxman: Appellate Law (Nationwide); Native American Law (Nationwide) Harry Weiss: Securities: Regulation: Enforcement (Nationwide) David Westenberg: Corporate / M & A: Capital Markets (Massachusetts) Kimberly Wethly: Employee Benefits & Executive Compensation (Massachusetts) Amy Wigmore: Intellectual Property: Litigation (District of Columbia) Roger Witten: FCPA (Nationwide) Paul Wolfson: Appellate Law (Nationwide) Jonathan Yarowsky: Government: Government Relations (Nationwide) Heather Zachary: Telecom, Broadcast & Satellite (District of Columbia); Privacy & Data Security (Nationwide)

Seth is a lawyer in our Commercial Real Estate Group, where his practice focuses on the acquisition, disposition, financing, leasing and development of commercial and residential real estate, as well as mortgage enforcement, realization and remEstate Group, where his practice focuses on the acquisition, disposition, financing, leasing and development of commercial and residential real estate, as well as mortgage enforcement, realization and remestate, as well as mortgage enforcement, realization and remedies.

Lawyer: Practice Area (Region) Phil Anker: Bankruptcy / Restructuring (New York) Michael Bain: Private Equity: Venture Capital Investment (Massachusetts); Startups & Emerging Companies (Nationwide) Keith Barnett: Real Estate (Massachusetts) Charlene Barshefsky: International Trade: Trade Remedies & Trade Policy (Nationwide) Dan Berkovitz: Capital Markets: Derivatives (Nationwide) Michael Bevilacqua: Intellectual Property: Licensing (Massachusetts); Technology (Massachusetts) Molly Boast: Antitrust (New York) Mark Borden: Corporate / M & A (Massachusetts); Private Equity: Venture Capital Investment (Massachusetts) Jay Bothwick: Corporate / M & A (Massachusetts) Sean Boulger: Real Estate (Massachusetts) Robert Burke: Tax (Massachusetts) A. William Caporizzo: Tax (Massachusetts) Patrick Carome: Media & Entertainment (District of Columbia) James H. Carter: International Arbitration (Nationwide); International Arbitration: Arbitrators (Nationwide) Steven F. Cherry: Antitrust (District of Columbia); Antitrust: Cartel (Nationwide) Jamie Class: Banking & Finance (Massachusetts) Meredith B. Cross: Securities: Regulation: Advisory (Nationwide) Christopher Davies: Securities: Regulation: Enforcement (Nationwide) Douglas Davison: Securities: Regulation: Enforcement (Nationwide) Peter Dichiara: Intellectual Property (Massachusetts) Stephanie Evans: Corporate / M & A & Private Equity (District of Columbia) Benjamin Fernandez: Intellectual Property (Colorado) Robert M. Finkel: Outsourcing (Nationwide); Technology & Outsourcing (New York) Mark Ford: Antitrust (Massachusetts) D. Reed Freeman: Privacy & Data Security (Nationwide) Craig Goldblatt: Bankruptcy / Restructuring (District of Columbia) Andrew Goldman: Bankruptcy / Restructuring (New York) Jamie Gorelick: Government: Government Relations (Nationwide) Leon Greenfield: Antitrust (District of Columbia) Robert Gunther: Intellectual Property: Patent (New York) Natalie Hanlon Leh: Intellectual Property (Colorado) Franca Harris Gutierrez: Financial Services Regulation: Banking (Compliance)(Nationwide); Financial Services Regulation: Consumer Finance (Compliance)(Nationwide) Jay Holtmeier: FCPA (Nationwide); Litigation: White - Collar Crime & Government Investigations (New York) Fraser Hunter: Litigation: Securities (New York) Paul Jakubowski: Real Estate (Massachusetts) Boyd Johnson: Litigation: White - Collar Crime & Government Investigations (New York) Robert Keefe: Litigation: White - Collar Crime & Government Investigations (Massachusetts) Rachael Kent: International Arbitration (Nationwide) Robert Kirsch: Environment (Massachusetts) Jason Kropp: Corporate / M & A (Massachusetts) William Lee: Intellectual Property (Massachusetts); Life Sciences: IP / Patent Litigation (Nationwide); International Trade: Intellectual Property (Section 337)(Nationwide); Litigation: Trial Lawyers (Nationwide) Yoon - Young Lee: Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Hal Leibowitz: Corporate / M & A (Massachusetts) James Lowe: Antitrust (District of Columbia) Lori Martin: Litigation: Securities (New York); Securities: Regulation: Enforcement (Nationwide) William McLucas: Securities: Regulation: Enforcement (Nationwide) Ronald Meltzer: International Trade: Export Controls & Economic Sanctions (Nationwide) Thomas Mueller: Antitrust (District of Columbia); Antitrust: Cartel (Nationwide) Bruce Newman: Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Stephanie Nicolas: Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) Robert Novick: International Trade: Trade Remedies & Trade Policy (Nationwide) Amy Null: Employee Benefits & Executive Compensation (Massachusetts) David Ogden: Litigation: General Commercial (District of Columbia) William O'Reilly Jr.: Real Estate (Massachusetts) Andre Owens: Financial Services Regulation: Broker Dealer (Compliance)(Nationwide) William Paine: Litigation: Securities (Massachusetts) Kimberly Parker: FCPA (Nationwide) John Pierce: International Arbitration (Nationwide) Lisa Pirozzolo: Intellectual Property (Massachusetts) Benjamin Powell: International Trade: CFIUS Experts (Nationwide) Andrea Robinson: Litigation: Securities (Massachusetts) Julie Hogan Rodgers: Tax (Massachusetts) Jonathan Rosenfeld: Labor & Employment (Massachusetts) Anjan Sahni: Litigation: White - Collar Crime & Government Investigations (New York) Ken Salazar: Natural Resources & Environment (Colorado) Matthew Schnall: Tax (Massachusetts) Mark Selwyn: Intellectual Property: Patent (California) Howard Shapiro: Litigation: White - Collar Crime & Government Investigations (District of Columbia) John Sigel: Bankruptcy / Restructuring (Massachusetts); Banking & Finance (Massachusetts) Steven Singer: Life Sciences: Corporate / Commercial (Nationwide) Erin Sloane: FCPA (Nationwide); Litigation: White - Collar Crime & Government Investigations (New York) Andrew Spielman: Natural Resources & Environment (Colorado) Danielle Spinelli: Appellate Law (Nationwide); Native American Law (Nationwide) Wayne Stoner: Intellectual Property (Massachusetts) Tim Syrett: Antitrust (Massachusetts) Heather Tewksbury: Antitrust (California); Antitrust: Cartel (Nationwide) Naboth van den Broek: International Trade: Trade Remedies & Trade Policy (Nationwide) Seth Waxman: Appellate Law (Nationwide); Native American Law (Nationwide) Harry Weiss: Securities: Regulation: Enforcement (Nationwide) David Westenberg: Corporate / M & A: Capital Markets (Massachusetts) Kimberly Wethly: Employee Benefits & Executive Compensation (Massachusetts) Amy Wigmore: Intellectual Property: Litigation (District of Columbia) Roger Witten: FCPA (Nationwide) Jonathan Wolfman: Corporate / M & A (Massachusetts) Paul Wolfson: Appellate Law (Nationwide) Heather Zachary: Telecom, Broadcast & Satellite (District of Columbia); Privacy & Data Security (Nationwide) Practice areas ranked in the 2017 edition of Chambers USA: Nationwide Antitrust Antitrust: Cartel Appellate Law Capital Markets: Derivatives Corporate Crime & Investigations FCPA Financial Services Regulation: Banking (Compliance) Financial Services Regulation: Banking (Enforcement & Investigations) Financial Services Regulation: Broker Dealer (Compliance & Enforcement) Financial Services Regulation: Consumer Finance (Compliance & Litigation) Government: Government Relations Intellectual Property International Arbitration International Trade: Export Controls & Economic Sanctions International Trade: Trade Remedies & Trade Policy International Trade: CFIUS Experts International Trade: Intellectual Property (Section 337) Life Sciences Native American Law Privacy & Data Security Securities: Litigation Securities: Regulation Startups & Emerging Companies California Intellectual Property Corporate / M & A: Venture Capital Colorado Intellectual Property District of Columbia Antitrust Bankruptcy / Restructuring Corporate / M & A & Private Equity Intellectual Property: Litigation Intellectual Property: Patent Prosecution Litigation: General Commercial Litigation: White - Collar Crime & Government Investigations Media & Entertainment Massachusetts Antitrust Banking & Finance Bankruptcy / Restructuring Corporate / M & A Employee Benefits & Executive Compensation Intellectual Property Litigation: General Commercial Private Equity: Venture Capital Investment Real Estate Tax Technology New York Bankruptcy / Restructuring Intellectual Property: Patent Litigation: General Commercial: Highly Regarded Litigation: Securities Litigation: White - Collar Crime & Government Investigations

Our real estate investment team comprises experienced partners and lawyers whose skills encompass acquisitions, sales, lettings, joint ventures, finance and receiverships, backed by in - depth market knowledge and support from specialist areas such as planning and construction.

Bryan Cave's restructuring lawyers also have backgrounds in banking, corporate finance, real estate and litigation.

Our finance lawyers have extensive Islamic finance experience across our core areas of banking, real estate finance, investment and development.

Lawyers in the firm's Real Estate Practice Group represent lenders, national and regional banks, opportunity funds and borrowers in connection with real estate financings, construction loans, equity investments, syndicated investments, portfolio and syndicated credit facilities, tax credit transactions and municipal fiEstate Practice Group represent lenders, national and regional banks, opportunity funds and borrowers in connection with real estate financings, construction loans, equity investments, syndicated investments, portfolio and syndicated credit facilities, tax credit transactions and municipal fiestate financings, construction loans, equity investments, syndicated investments, portfolio and syndicated credit facilities, tax credit transactions and municipal finance.