Sentences with phrase «estate loans generally»

Commercial real estate loans generally have higher interest rates.

Not exact matches

Generally, though, it's harder to qualify for a traditional mortgage than other types of commercial real estate loans.

The Commercial Real Estate Group is initially investing on behalf of Two Harbors, targeting first mortgage loans, mezzanine loans, B - notes and preferred equity, with typical loan amounts ranging from $ 10 to $ 150 million + and loan terms of generally 3 to 10 years.

Equated Monthly Installments (EMI) is generally the way all real estate loans have been paid for decades.

Term loans are generally collateralized by a borrower's business assets, such as real estate, equipment or inventory.

If we think of real estate loans in terms of prime financing for those with great credit and ALT - A financing for those with lesser credit or who want to borrow more than prime programs generally allow, then subprime loans are for folks with credit so weak that they can not get either prime or ALT - A mortgages.

Hard money loans are generally geared toward real estate investors looking to quickly purchase properties, improve them and then either sell them or refinance if they wish to hold them long term.

Loans secured by real estate generally are considered safer by lenders, resulting in lower interest rates than for other types of lLoans secured by real estate generally are considered safer by lenders, resulting in lower interest rates than for other types of loansloans.

Hard money loans are generally used to fund real estate deals when the objective is a quick exit.

A 25 year veteran of real estate investing will generally have an easier time obtaining a hard money loan compared to the borrower who is trying to finance their first fix and flip project.

Properly secured residential real estate loans with loan - to - value ratios equal to or less than 60 percent are generally not classified based solely on delinquency status.

These small balance lenders offer the same competitive rates as banks and are generally more borrower - friendly, with more flexible loan terms and a willingness to negotiate — all of which is critically important for commercial real estate entrepreneurs.

The broker operates two completely separate businesses — generally within steps of each other — in which real estate agents help find clients the right house, and loan originators work with multiple wholesale lenders to help secure financing.

Hence, since apartment buildings are definitely residential from their tenants» perspective (whereas office buildings and grocery stores are definitely not), we generally take the liberty to categorize Apartment Building Loans as a type of Residential Real Estate Financing.

Due to the generally more stable & lagging nature of commercial real estate assets (under proper management), reasonably - priced commercial loans are broadly available for a wide variety of transaction scenarios.

Mortgage Generally speaking, a mortgage is a loan obtained to purchase real estate.

A settlement service generally includes any service provided in connection with a real estate settlement including, but not limited to: title searches, title examinations, the provision of title certificates, title insurance, services rendered by an attorney, the preparation of documents, property surveys, the rendering of credit reports or appraisals, pest and fungus inspections, home warranty companies, services rendered by a real estate professional, the origination of a federally related mortgage loan, and the handling of the processing and closing or settlement.

«Though there is some concern that we are nearing the peak of the current U.S. real estate cycle, valuations are generally holding with ample credit available for new loans and refinancings of maturing quality loans,» Pendergast said.

RESPA applies generally to «federally related mortgage loans,» which means loans (other than temporary financing such as construction loans) secured by a lien on residential real property designed principally for occupancy by one to four families and that are: (1) Made by a lender with Federal deposit insurance; (2) made, insured, guaranteed, supplemented, or assisted in any way by any officer or agency of the Federal government; (3) intended to be sold to Fannie Mae, Ginnie Mae, or (directly or through an intervening purchaser) Freddie Mac; or (4) made by a «creditor,» as defined under TILA, that makes or invests in real estate loans aggregating more than $ 1,000,000 per year, other than a State agency.

As noted above, RESPA applies generally to «federally related mortgage loans,» which means loans (other than temporary financing such as construction loans) secured by a lien on residential real property designed principally for occupancy by one to four families, and that have a Federal nexus or are made by a TILA «creditor» that makes or invests in real estate loans aggregating more than $ 1,000,000 per year, other than a State agency.