Sentences with phrase «estate market declined»

For example, many experienced, informed people lost money when the real estate market declined in 2007 - 2008.

For example, many very experienced, very informed people lost money when the real estate market declined in 2007 - 8.

For example, many experienced, informed people lost money when the real estate market declined in 2007 - 8.

However, when the real estate market declines 15 % / yr, the equity investments also decline 10 % / yr, and one realizes they are paying (in my case 5 % / yr) for the privilege of losing money while paying for a home eventually sold for 30 % less than one paid, I can feel pretty stupid!

This is when the real estate market declines and they need such property tax appeals to decrease their tax.

The current underfunding resulted from massive stock and real - estate market declines.

In contrast, although the real estate market declines in an economic downturn, there also tend to be fewer active and licensed real estate agents.

Not exact matches

Tim Syrianos, president of the Toronto Real Estate Board, said the decline in activity has less to do with foreign buyers and more to do with potential homebuyers waiting to see how the market plays out.

Another challenge is the always - looming specter of a decline in the notoriously cyclical real estate market.

That decline in sentiment could be due to the fact that the real estate cycle is moving into a later stage when property values in some markets are nearing the peak and income growth and total returns are slowing.

The forecasted 5 % to 10 % decline in average U.S. commercial real - estate prices would be the first of such magnitude for the $ 6.2 trillion market, absent a recession, in history.

The current consensus is that Canada's real estate market has achieved a «soft» landing and that prices will flat line but not decline substantially over the next several years.

I'm not convinced that our market is going to see the 20 - 30 % decline the real estate pessimists have been waiting for.

Now the astute observer might point out that the bulk of the decline in sales was seen in areas popular with buyers from mainland China — which also happens to be the main region that most believe is the source of the majority of the foreign capital flowing into our real estate market.

British regulators have already declined to promise an increase in interest rates to curb the real estate market's enthusiasm.

Just as real estate lending fuels land speculation, so the withdrawal of such credit leaves property markets to decline, sometimes with a crash, as occurred in Japan after 1990 when its financial bubble burst.

«A slight decline in real - estate related balances, consistent with broader housing market developments, contributed to a flat quarter for total outstanding household debt,» Donghoon Lee, senior economist at the New York Fed, said in a statement.

Speaking of Vancouver, inferring from Real Estate Board of Greater Vancouver data, seasonally adjusted home sales have declined markedly over the last two months and the listings - to - sales ratio, while still in the sellers» market territory, moved close to the balanced market boundary (middle chart).

Weak demand across residential, office and retail sectors has been evident since the decline of oil prices at the end of 2014 and continues to impact government spending and general sentiment, says the Abu Dhabi Real Estate Market Overview Q3, 2016.

Nearly 80 % of local markets across Canada posted year - to - year sales declines, the Canada Real Estate Association said.

But to answer whether or not the market is heating up in Toronto we have to look at month over month changes in the sales - to - inventory ratio and here we see that the ratio has declined to 37 % in September after reaching a high of 47 % in April showing that the real estate market in Toronto is cooling down.

The Madison, New Jersey - based real estate investment manager has seen a noticeable decline in the percentage of global property markets where yields continue to compress.

However, I see the real estate market will decline even more.

In a recessionary period with a falling public market and a steep decline in real estate values, investors in VC funds may also worry that their percentage exposure to venture capital assets is rising in relation to their other assets; therefore, they may reduce their capital commitments to VC funds.

Securities backed by commercial real estate assets are subject to securities market risks similar to those of direct ownership of commercial real estate loans including, but not limited to, declines in the value of real estate, declines in rental or occupancy rates and risks related to general and local economic conditions.

Financial companies had too much leverage, they let their underwriting standards decline, and most importantly, the real estate market crashed.

Examples of these risks, uncertainties and other factors include, but are not limited to the impact of: adverse general economic and related factors, such as fluctuating or increasing levels of unemployment, underemployment and the volatility of fuel prices, declines in the securities and real estate markets, and perceptions of these conditions that decrease the level of disposable income of consumers or consumer confidence; adverse events impacting the security of travel, such as terrorist acts, armed conflict and threats thereof, acts of piracy, and other international events; the risks and increased costs associated with operating internationally; our expansion into and investments in new markets; breaches in data security or other disturbances to our information technology and other networks; the spread of epidemics and viral outbreaks; adverse incidents involving cruise ships; changes in fuel prices and / or other cruise operating costs; any impairment of our tradenames or goodwill; our hedging strategies; our inability to obtain adequate insurance coverage; our substantial indebtedness, including the ability to raise additional capital to fund our operations, and to generate the necessary amount of cash to service our existing debt; restrictions in the agreements governing our indebtedness that limit our flexibility in operating our business; the significant portion of our assets pledged as collateral under our existing debt agreements and the ability of our creditors to accelerate the repayment of our indebtedness; volatility and disruptions in the global credit and financial markets, which may adversely affect our ability to borrow and could increase our counterparty credit risks, including those under our credit facilities, derivatives, contingent obligations, insurance contracts and new ship progress payment guarantees; fluctuations in foreign currency exchange rates; overcapacity in key markets or globally; our inability to recruit or retain qualified personnel or the loss of key personnel; future changes relating to how external distribution channels sell and market our cruises; our reliance on third parties to provide hotel management services to certain ships and certain other services; delays in our shipbuilding program and ship repairs, maintenance and refurbishments; future increases in the price of, or major changes or reduction in, commercial airline services; seasonal variations in passenger fare rates and occupancy levels at different times of the year; our ability to keep pace with developments in technology; amendments to our collective bargaining agreements for crew members and other employee relation issues; the continued availability of attractive port destinations; pending or threatened litigation, investigations and enforcement actions; changes involving the tax and environmental regulatory regimes in which we operate; and other factors set forth under «Risk Factors» in our most recently filed Annual Report on Form 10 - K and subsequent filings by the Company with the Securities and Exchange Commission.

In a declining real estate market, Woodstock residents face the prospect of paying a higher share of county and school

And real estate still has 2/3 the downside of the stock market (worst decline 28 % vs. 43 %).

For anyone who lives in Canada and is following the real estate market, it is no secret that it has been steadily declining since late 2008.

Still, Fitch analysts don't believe the overpriced real estate markets will result in price declines that equal or exceed the overvaluation rates.

Home prices have been on a decline since April, when the province introduced more than a dozen changes — including a 15 per cent tax on foreigners purchasing property — aimed at cooling the Greater Toronto Area's real estate market.

The board says foreign buyers represent a small part of the real estate market and the decline has more to do with potential homebuyers waiting to see how market conditions evolve.

After half a decade of falling home values, the real estate industry has become well versed in the language of declining markets.

In today's declining real estate market, this ruling pretty much allows junior lien removal on most properties bought or refinanced since 2004.

Markets cooled off a bit yesterday though, led by declines in real estate and utilities stocks.

Vancouver prices continued to rise but some analysts expect a prolonged decline in demand will lower the sky - high cost of housing in Canada's most expensive real estate market.

In fact, the momentum scores for both cities seem to bear that trend out: Ottawa and Guelph are entering a cooling phase, and the average number of real estate sales compared to listings in both cities is starting to decline — a clear sign of a weakening housing market.

Increased fears of economic instability and stock market declines have made US real estate appealing to Europeans.

They'll invest in real estate funds based on their analysis of trends, with the prospect of hedging against broad market declines with short ETFs.

Real estate markets also decline more slowly and predictably by comparison to stocks.

IndyMac's aggressive growth strategy, use of Alt - A and other nontraditional loan products, insufficient underwriting, credit concentrations in residential real estate in the California and Florida markets — states, alongside Nevada and Arizona, where the housing bubble was most pronounced — and heavy reliance on costly funds borrowed from a Federal Home Loan Bank (FHLB) and from brokered deposits, led to its demise when the mortgage market declined in 2007.

Soper explains that in the last eight years Canada's real estate markets have been divided — with Ontario and B.C. leading a steady expansion, while other markets continued their relatively standard growth and still others experienced major declines.

This isn't the first time that real estate has climbed while the stock market declined.

Maintain same lifestyle for first few years (maintaining real estate)... then spend more time along the beach... travel, etc. but always live within means and figure a market decline of 20 - 30 % anytime.

14) Commercial Real Estate is the shoe yet to fall, yet the CMBS market has anticipated much of the decline.

-- Argo Group's AUM has now declined by a cumulative 85 % (to $ 166 million), the $ 3.5 million Argo Local Markets Fund remains its only new fund - raising (since the credit crisis), it continues to write - off virtually all the management fees accrued & owed (now totaling $ 6.2 million) by the Argo Real Estate Opportunities Fund, and it's also tied up a majority of shareholder funds in illiquid loan & fund investments.

The Wall Street subprime loan crisis and bankruptcy of Lehman Bros., real estate crashes in Ireland and Spain, the solvency scare of Greece, and three separate bear market declines in mainland China equities — repeat, three — all clawed at equity prices around the globe.

TORONTO — Ottawa will continue to monitor the real estate market and take the necessary actions to ensure that an uptick in interest rates or a decline in home prices don't threaten the country's financial stability, Federal Finance Minister Bill Morneau said Friday.

Even though GICs, real estate and gold have just had what we believe are the best 30 years ever and the period of time we looked at was at the bottom of the 2008 stock market decline, Canadian stocks have still had total returns 2.6 times GIC returns, 4.3 times real estate returns and 4.6 times the growth in gold.