Input your estimated monthly spending and the calculator will display
the estimated rewards value per card.
We've
estimated the rewards value for each card in our cash back category and given top ratings to the ones that offer the highest earnings on average, as well as other important features such as the ease of redeeming your cash back, and the assortment of benefits and perks that come with the card.
Not exact matches
However, while many hotel
rewards programs have a point
value of 1 cent or less, the Nerds
estimate Starpoints to be worth 2.3 cents each when redeemed for free nights.
Selling at a significant discount to our
estimate of intrinsic
value and at only a modest premium to tangible book
value, we think News Corp offers a compelling risk /
reward profile.
We
estimate the
value of each point to be 1 cent, which puts the Business Green
Rewards Card from American Express OPEN's rewards rate between 1 % a
Rewards Card from American Express OPEN's
rewards rate between 1 % a
rewards rate between 1 % and 2 %.
Cable Car Capital closes positions that have reached its
estimate of fair
value, where the risk /
reward tradeoff is no longer acceptable, or where events have disproven the underlying thesis.
Bonus
rewards involving hotel stays relied on the benchmark figure of $ 137 / night, while the
value of a companion ticket was
estimated to be $ 509.
Assuming a
value of a single MR point to be $ 0.01, this bonus
reward carries an
estimated worth of $ 100 — enough to cover the first year's annual fee.
Given we
estimate the
value of a TrueBlue point to be $ 0.012, all of this translates to a
rewards rate that varies between roughly 1.3 % and 7.9 %.
Simply fill in the your company's
estimated monthly budget, and we will calculate for you the
estimated net
rewards value, per card.
40,000 bonus Ultimate
Rewards points after spending $ 4,000 in purchases in the first 3 months — an
estimated value of $ 500 when used as travel statement credit redeemed through UR
For the purposes of our example we look at the price of a Sheepskin Stoneman Trapper Hat:
Estimated Dollar
Value: $ 205 Membership
Reward points required: 41,000.
This will produce for you the
estimated value of
rewards based on your individual spending profile.
The most difficult part of evaluating a travel credit card can be
estimating the
value of the
rewards that you'll earn.
The above point
value allows us to
estimate the bonus on the Farmers ®
Rewards Visa ® to be worth just $ 30 (3,000 x $ 0.01).
We
estimate the
value for Membership
Rewards at a range of 1 - 1.2 cents per point.
We
estimate that using your
reward flights gets you a
value of around 1.5 cents per Avios.
Given we
estimate the
value of a single Hawaiian Airlines mile to be $ 0.01, that translates to a
rewards rate of anywhere between 2 % and 1 %, depending on where you're making a purchase.
The calculated
value of these points is based on an
estimated redemption rate, not a credit card
rewards earn rate.
Nerd note: The calculated
value of these points is based on an
estimated redemption rate, not a credit card
rewards earn rate.
We
estimate the
value of this
reward to be between $ 480 and $ 680, depending on how you use the points.
We analyze and
estimate the
value of businesses and then assess which investing vehicle best expresses our opinions with the optimal
reward and risk profile.
For each stock, that's an exercise in assessing upside potential (i.e. current share price vs. your latest
estimate of intrinsic
value), and then weighing that
reward against the level & range of risk (s) involved.
Once you enter your
estimated monthly budget, the calculator will order the difference credit card options from most to least valuable — based on the
value of
rewards earned net any annual fee.
Enter your
estimated monthly spending by category, and the tool will give you our
estimate for the long - term
rewards value of each of the cards listed below — ordering them from most to least valuable.
Simply input your spending, and it will calculate for you the
estimated value of
rewards earned.
We
estimate the
value of a single Flying Club mile to be $ 0.026, placing this card's
rewards rate between 3.9 % and 7.8 % - depending on how your spending breaks down.
We
estimated the
reward point
value for each card, and applied it to the average consumer expenditure data from the Bureau of Labor Statistics.
We
estimate the
value of those 80,000 Ultimate
Rewards points at $ 1,000, provided you spend them on travel r
Rewards points at $ 1,000, provided you spend them on travel
rewardsrewards.
We
estimate the
value of a single Marriott
rewards point to be about $ 0.006.
By looking at their spending history and
estimating the
value of the
rewards versus the cost of the credit, consumers can correctly decide which offers to jump at and when to say «no thanks.»
Input your
estimated monthly budget below, and the tool will display for you our
estimate for each card's
reward value.
A quick shortcut is to compare your
estimated value to a card with no annual fee and a 1.5 % cash - back
rewards rate.
Once you have an accurate
estimate of the
value of a card's
rewards and benefits, then you can subtract that amount from its annual fee to determine its net benefit to you.
Also in the news: A new definition of affordable auto insurance, how military members can save money while moving, and how to
estimate the
value of your travel
rewards.
How We Calculate
Rewards: ValuePenguin calculates the value of rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annua
Rewards: ValuePenguin calculates the
value of
rewards by estimating the dollar value of any points, miles or bonuses earned using the card less any associated annua
rewards by
estimating the dollar
value of any points, miles or bonuses earned using the card less any associated annual fees.
We
estimate an average
value of 1.26 cents per Ultimate
Rewards point, which means each dollar of spending on Amazon with the Chase Freedom nets you about 6.3 cents of
value — much better than 5 cents per dollar with the Amazon Prime card.
Basically, you need to
estimate how much you're likely to spend in each of the card's bonus categories over the year, multiply that amount by the
rewards value (don't to forget to figure in the
value of points if it's a points or miles card), add in the sign - up bonus and subtract the annual fee.
We
estimate Marriott
Rewards points to be worth about.8 cents per point, or about 80 percent the value of the average rewards card's point, which means — if you compare apples to apples — the value of the Marriott Rewards Premier's sign - up bonus is more on par with an 80,000 - point
Rewards points to be worth about.8 cents per point, or about 80 percent the
value of the average
rewards card's point, which means — if you compare apples to apples — the value of the Marriott Rewards Premier's sign - up bonus is more on par with an 80,000 - point
rewards card's point, which means — if you compare apples to apples — the
value of the Marriott
Rewards Premier's sign - up bonus is more on par with an 80,000 - point
Rewards Premier's sign - up bonus is more on par with an 80,000 - point bonus.
Bottom Line: At our
estimated expenses, you could earn $ 1,660 at the lowest point
value and $ 3,320 or more if you transfer to travel partners and redeem in the best way when using The Business Gold
Rewards Card from American Express OPEN!
One key point to
estimating the
value of your Ultimate
Rewards points: You get a 25 to 50 percent bonus on your Ultimate
Rewards points if you own a premium card such as the Sapphire Preferred or Reserve card and redeem your points for travel through the Ultimate
Rewards portal.
* Bonus
value is based on our
estimated value of each card's
rewards points.
By our
estimates, savvy cardholders who know where to find the sweet spots in British Airways»
rewards program can obtain an average
value of 2.3 cents per Avio.
If you
value American Express Membership
Rewards points at just 1.5 cents each, which is a conservative
estimate, you'd have to earn an extra 6,334 points a year to cover the annual fee.
The most difficult part of evaluating a travel credit card can be
estimating the
value of the
rewards that you'll earn.
We
estimate the
rewards for the Southwest cards to be
valued at 1.57 cents per point — a fairly modest amount.
We
estimate the
value of a Starpoint to be around 2.4 cents — more than double the
value of points for most
rewards programs.
The calculated
value of MileagePlus miles is based on the
estimated redemption rate, not credit card
rewards earning rates.
TPG contributor Nick Ewen
estimated that Suite Upgrade Awards are worth $ 800 (so $ 1,600 in this case), but you'll be able to get much more
value out of them at higher - end properties, especially since they can be applied to Points + Cash stays, and you can instantly transfer Ultimate
Rewards points earned with cards like the Chase Sapphire Preferred to Hyatt.
If you
valued your miles at 1.5 cents each (which is the standard
estimated value), you would have a missed out on $ 60 worth of miles by redeeming a
reward instead of paying cash.