Emergency Medical
Evacuation coverage pays for you to be transported to the nearest qualified medical facility or to your home country, depending on which plan you buy The most popular type of travel insurance plans, sometimes called a package plan, provide emergency medical evacuation.
Non-medical emergency
evacuation coverage pays for all reasonable expenses incurred for your transportation to the nearest place of safety.
Not exact matches
Some credit cards provide car rental insurance and some trip cancellation, interruption and delay
coverage, but they have limitations and don't
pay evacuation costs and medical expenses.
Emergency medical
evacuations are expensive affairs, and it's not something you want to whip out your credit card to
pay for, but at the same time it's not necessary to have too much
evacuation coverage.
The following plan provides some
coverage in the event you are displaced from
paid accommodations due to mandatory
evacuations as a result of forecasted natural disasters or following a natural disaster:
Evacuation coverage typically encompasses repatriation too — that's the
coverage necessary to coordinate and
pay for getting an insured traveler's body home should they die on their trip.
These operations are expensive and difficult to coordinate, but a travel plan with this type of
coverage have the resources to arrange and
pay for an
evacuation.
Best plan when you want primary medical
coverage (this plan
pays first) and the highest
evacuation benefits.
Travel insurance plans sometimes provide
coverage — usually trip interruption, but often additional expense reimbursement — when a traveler is displaced from
paid accommodations due to mandatory
evacuations ordered as a result of forecasted natural disasters.
Just as many health insurance plans do not provide
coverage overseas, neither do they
pay for medical
evacuations back to the U.S. Read how one couple was refused medical treatment in the Bahamas and had to get donations to get home.
The pre-existing condition limitation does not apply to the emergency medical
evacuation or return of remains
coverage; any amount
paid or payable under any worker's compensation, disability benefit or similar law; a loss or damage caused by detention, confiscation or destruction by customs; elective treatment and procedures; medical treatment during or arising from a trip undertaken for the purpose or intent of securing medical treatment; an assessment from a legally qualified physician advising you in writing that you, a traveling companion, family member or business partner booked to travel with you are not medically fit to travel, as defined in the plan documents, at the time of purchase of
coverage for a trip.
Medical
Evacuation coverage may also be
paid for directly by the provider when transportation is pre-approved.
In addition to trip cancellation and delay, the Preferred plan offers
coverage for one child per
paid adult, accidental death and dismemberment
coverage, trip interruption, medical and
evacuation coverage, and 24/7 assistance.
The
coverage may
pay for reasonable lodging, meal and travel costs during the
evacuation period.