Sentences with phrase «even accounting for the costs»

This isn't even accounting for the costs associated with investigating potential fraud and taking action against the perpetrators.

Not exact matches

Most of the experiments endeavour to reduce insect farming's most expensive input, human labour, which accounts for a stunningly high 60 % of costs (in the heavily mechanized cattle farming industry, by comparison, it's rare for labour costs to reach even half of that).

The bank is aggressively targeting smaller businesses for its new service, which at a monthly cost of $ 5 (and a one - time charge of $ 14.95 for the software) allows even a one - person company to manage multiple accounts in real time from a PC.

We chose five cloud accounting service options available cost $ 20 or less per month and are easy to use — even for small business owners with little or no experience with accounting tasks.

The Chief Actuary calculates a «break - even» rate for the upcoming year, taking into account, projected benefits and administration costs for the upcoming year as well as past deficits / surpluses in the EI Aaccount, projected benefits and administration costs for the upcoming year as well as past deficits / surpluses in the EI AccountAccount.

The Chief Actuary is required to calculate a «break - even» rate for the upcoming year, taking into account projected benefits and administration costs for the upcoming year as well as past deficits / surpluses in the EI Aaccount projected benefits and administration costs for the upcoming year as well as past deficits / surpluses in the EI AccountAccount.

Housing costs, as measured by the price per square foot of a median - priced and median - sized home, have been stable, even accounting for huge variations from one real - estate market to another.

Even though alcoholism ranks as one of the country's three major health problems, along with cancer and heart disease; even though it accounts for approximately 98,000 deaths every year; even though it is the root cause of most pastoral - care crises (suicides, auto fatalities, child abuse, divorces, hospital admissions, accidental deaths and home violence); even though it costs the nation $ 120 billion annually in terms of lost work time, health and welfare benefits, property damage, medical expenses, insurance and lost wages; and even though its effects impair the educational process of every child in every classroom, still the church acts as though alcoholism does not exEven though alcoholism ranks as one of the country's three major health problems, along with cancer and heart disease; even though it accounts for approximately 98,000 deaths every year; even though it is the root cause of most pastoral - care crises (suicides, auto fatalities, child abuse, divorces, hospital admissions, accidental deaths and home violence); even though it costs the nation $ 120 billion annually in terms of lost work time, health and welfare benefits, property damage, medical expenses, insurance and lost wages; and even though its effects impair the educational process of every child in every classroom, still the church acts as though alcoholism does not exeven though it accounts for approximately 98,000 deaths every year; even though it is the root cause of most pastoral - care crises (suicides, auto fatalities, child abuse, divorces, hospital admissions, accidental deaths and home violence); even though it costs the nation $ 120 billion annually in terms of lost work time, health and welfare benefits, property damage, medical expenses, insurance and lost wages; and even though its effects impair the educational process of every child in every classroom, still the church acts as though alcoholism does not exeven though it is the root cause of most pastoral - care crises (suicides, auto fatalities, child abuse, divorces, hospital admissions, accidental deaths and home violence); even though it costs the nation $ 120 billion annually in terms of lost work time, health and welfare benefits, property damage, medical expenses, insurance and lost wages; and even though its effects impair the educational process of every child in every classroom, still the church acts as though alcoholism does not exeven though it costs the nation $ 120 billion annually in terms of lost work time, health and welfare benefits, property damage, medical expenses, insurance and lost wages; and even though its effects impair the educational process of every child in every classroom, still the church acts as though alcoholism does not exeven though its effects impair the educational process of every child in every classroom, still the church acts as though alcoholism does not exist.

About three thousand students are already benefiting from the latest wrinkle in five states, «education savings accounts,» which provide even more flexibility to families by allowing those who withdraw their children from public schools to receive a deposit of public funds into government - authorized savings accounts that can be used to pay for private school tuition, online learning programs, private tutoring, educational therapies, or college costs.

Even after accounting for the costs of breast pump equipment, if necessary, families can save several hundreds of dollars they would have spent on formula.

As labor accounts for about the same amount as the typical school district pays for food (about 44 % of the budget for the program), it is impossible to determine if other schools or other districts could try to do a similar program with a local restaurant, or even just with their own chef and cooking facilities, unless they know the labor costs.

But these financial liabilities only account for those cases which the Home Office thought it had a greater than 50 % chance of winning, suggesting there may be even larger costs elsewhere.

The earnings discrepancies are even greater when one accounts for cost of living in members» districts.

And that deficit — caused by softer - than - expected tax revenues — did not even account for the repeal of the Affordable Care Act promised by President - elect Donald J. Trump's administration, which would cost the state more than $ 3 billion, according to the governor.

«Even when accounting for the broader societal benefits of energy efficiency investments, the costs still substantially outweigh the benefits,» the report concluded.

Even if the central conclusion of this article ends up being correct (that after development costs, the per seat cost of the commercial vehicles only matches what NASA currently pays per seat for launch with the Russians), we need to account for the associated benefits of a return to ISS logistical capabilities that haven't existed since the days of the Shuttle.

This analysis did not attempt to account for the vast cost reductions of potentially avoided interventions, including cesareans and their complications, which would make the case for the cost - effectiveness of midwifery - led care in Washington State even stronger.

Elderly dating personals Connect with let you do that but also allow you to sign up for a no cost account to put yourself out there with pictures, info, and even videos and even let you contact other associates all for no cost.

Choosing this plan is not only beneficial for your purse, costing $ 12.99 per month, but your dating partners will also feel appreciated, as they get the chance to reply to your messages, even if they have a freemium account.

And these things never even make money — the first Tomb Raider is by far the most successful one yet, and it cost about $ 80 mil and made supposedly around $ 130ish mil which is barely breaking even when you count the untold tens of mils for promotion and Angelina Jolie's tattoo expense account and such.

Lesson presentations for the AS Business Unit 5 of Finance and Accounting Topics included are Business finance, forecasting and managing cash flow, costs and break - even and accounting funAccounting Topics included are Business finance, forecasting and managing cash flow, costs and break - even and accounting funaccounting fundamentals.

Lighting accounts for 20 per cent of the energy cost of running our schools and yet this can be halved by installing energy efficient LED lighting and reduced even further by the use of intelligent controls.

Nationwide, personnel costs typically account for between 75 % and 80 % of school - district operating budgets, and that percentage is even higher in some Sun Belt states and inner cities.

This seems true even after we account for the higher costs.

But this isn't possible if families start tapping 529 accounts to pay for private school tuition costs or even tutoring expenses.

Large differences in funding between states remain even after accounting for differences in the cost of living between states.

And that doesn't even take into account the state's fiscal crisis over how to pay for rising pension and benefit costs — which is sure to further limit any possible financial relief for schools.

A new cost study — which is sorely needed and which the school funding advocates (CCJEF) are calling for — one done to reflect current costs, taking into account all our new mandates and standards, and current student demographics and need — will undoubtedly show a similar if not even larger gap in state funding.

They could do with changing the culture in the Department itself, of a) wasting money on pet projects like Free Schools that don't materialise or need vast debts written off, b) failing to assess risks of funding reforms and provide enough funding for pupil number increases and cost pressures (NAO report) and c) inability to reconcile accounts for academies and LA schools even when challenged formally by Parliamentary Committees.

So you're paying as much, or in some cases more, for something that you can do less with and that's not even taking into account the cost of the reader.

Fuel consumption is nonlinear: it costs more to go faster, even after accounting for time savings, and the percentage increase rises with speed.

It's best for online banking even if you're close to one of the parent bank locations: A transaction at a Massachusetts branch with this online account costs $ 9.95.

Even if you're a fan of active management, you could cut your fees by a third simply by investing in an actively managed fund for the stock component of your portfolio, buying a low - cost bond fund or an ETF for the fixed - income portion of your portfolio, and holding your cash in a high - interest bank account or money market fund.

That means even if a smart - beta index manages to outperform before costs, the ETF might still lag once you account for fees, transactions and taxes.

It probably makes sense for DIY investors to use Canadian - listed ETFs in their taxable accounts — even though their MERs are slightly higher — to avoid the cost of currency conversion.

Just make sure you're comparing all costs associated with your new account so you're making an apples to apples comparison, and add some banks without monthly fees to your list for an even better comparison.

If there are funds left in the account after graduation, that can be used to start a business or open a practice, cover medical costs, and even pay for rent and living expenses.

Even after you account for your costs, you can usually see returns that beat inflation — and then some.

The return of the growth is calulated after substracting the MER.75 % of the principal is guarenteed at maturity.You can also withdraw 10 % without any penality in every year from the segregated funds.You can also do SM through Manuone.If you can put 10 % with CMHC insurance, either borrow a lumpsum from the subaccount, if you have the equity, or can use dollar cost averaging.In this case you pay only prime rate for the mortgage aswell as for the subaccount just like a credit line.The beauty of the mauone is that you can pay of the mortgage at any time if you have the money.Any money goes into your account will reduce your principal amount, and you pay only the simple interest at prime for the remaining principal.With a good decipline and by putting the tax returnfrom the investment in to the principal will reduce the principal subsatntially.If you don't have the decipline don't even think of this idea.I am an insurance agent, recently I read this SM program while surfing the net, I made my own research and doing it for my clients.I believe now 20 % downpayment can get a mortgage without cmhc insurance.Fora long term investment plan, Manuone with a combination of Segregated fund investment I believe is the best way to pay off the mortgage quickly and investment for the retirement.

The Volt's Cost of Ownership score in the table below accounts for this sizable rebate, but even without that saving it would still provide the best overall value due to its innovative design.

You could even use education savings accounts to pay for the cost.

When college costs increase 4 % year over year (at least) for private schools, then a CD or savings account will do little to keep pace (even with the likely increase in market interest rates coming later this year).

Look for little things to enjoy and appreciate every day, and look for low - cost or no - cost experiences you can share with your kids, even if you have no money left in your bank account.

Even if you choose the simplest case of a taxable account that charges a flat fee for each trade, the percentage cost for rebalancing a $ 100,000 portfolio will be much higher than the percentage cost for rebalancing a $ 1,000,000 portfolio.

It allows for the dialogue on college savings to begin, and it helps families realize that saving even small amounts in a low - cost, flexible UESP account can make a difference in making college more affordable for families.»

Sure, if you start an HSA tomorrow and you have only contributed a couple hundred dollars into the account so far and you get hit with a big medical bill then you will have to come out of pocket for your deductible amount but once you have maxed out your HSA contribution for a year or two then you are essentially home free with potentially no additional out of pocket costs even for large medical bills!

Stocks come at a cost (you pay a commission), and you need to maintain a deposit, you have to take these costs into account when buying to calculate your break even point for selling.

For example, if a purchase costs $ 9.25, your checking account will be charged an even $ 10, while the.75 cents is deposited into your savings account automatically.

Even if you have other monthly debt obligations, like a car payment or a student loan, your front - end DTI will remain the same, as it only accounts for housing costs.

Even if your financial assets do cover most of your debt — and can provide for your family for an extended period — you still need to take into account potential upticks in the cost of living in the future.