Cards that require good or excellent credit often offer benefits such as rental car insurance, free luggage and
even annual airline credits.
Cards that require good or excellent credit often offer benefits such as rental car insurance, free luggage and
even annual airline credits.
Not exact matches
You may
even be surprised to find out that you're willing to pay the
annual fee on more than one high - end card, as the signup bonuses,
airline credits, lounge memberships and other travel benefits often pay for themselves!
But you can offset
even more of the huge
annual fee with the Citi Prestige card, which is now offering a $ 250
annual airline fee
credit.
Even though the
annual fee of the card has risen $ 100 since I became a cardholder in 2015, from $ 450 to $ 550, the card basically pays for itself for several reasons: you get $ 200 in Uber
credits per year, along with Starwood Platinum Gold, Hertz Gold, Alamo Gold, 5X points accumulated on spending, lounge access, and $ 200 in
airline credits.
There is a cap of $ 750 for your
annual rebate, and you would have to buy $ 2,750 in American
Airlines gift cards in order to get a $ 55
credit and break
even on the higher membership fee.
You may
even be surprised to find out that you're willing to pay the
annual fee on more than one high - end card, as the signup bonuses,
airline credits, lounge memberships and other travel benefits often pay for themselves!
While most other types of
credit cards,
even rewards and cash back
credit cards, do not have an
annual fee, the cost of
airline frequent flier programs is such that an
annual fee must be charged for it to be profitable for the
credit card issuing bank.
Even better, the
annual fee is waived the first year — while you still get benefits like a $ 100
airline fee
credit.
Cardholders do a have a wide variety of redemption options to choose from, however, including hotel, cruise, car and
airline travel, cash back, gift cards, merchandise and
even an
annual fee
credit.
The Citi Prestige has a $ 250
annual air travel
credit that you can use to help offset the cost of airfare, bag fees,
airline lounge access and
even some in - flight purchases.
You get an
annual $ 300 travel
credit that you can use on any travel expense (flights, hotels, or
even Uber rides), plus posh benefits like access to more than 900
airline lounges through Priority Pass Select and perks at some luxury hotels.
Even just using the
airline and Uber
credits gets you $ 400 in value each year, which knocks off a good portion of the card's $ 550
annual fee.