Sentences with phrase «even as the credit risk»

Rental prices across the U.S. increased in 2013, even as the credit risk of residents in those properties improved, according to the latest TransUnion Rental Screening Solutions industry report.

Not exact matches

Sad to say, exporters need to protect themselves against currency risks as well as credit risks — even when their customers are in countries that seem safe.

If you want to test my theory, have your spouse, or parent add you as an A.U. on a couple of their cards without even giving you the physical card (to avoid risk if they worry about abuse) watch your scores go through the statosphere if the balances are low because it increases your presumed available amount of credit and expands your ratio of credit vs balances

But as Cross Border observes, this new world puts credit risk even closer to becoming central systemic risk.

PMI rates are based on the loan - to - value ratio as well as the creditworthiness of the borrowers, but even if you have good credit and have paid all your mortgage payments on time, low equity is still considered an increased risk on the loan.

It is already a big risk loaning to people with bad credit so private lenders generally avoid properties with high LTV as it will not translate to profits for them even if they sell a property.

With little margin for profit, lenders have become even more risk - averse, so indicators of credit tightness such as the average FICO score have ticked up this year as rates have gone down.

While we carry the same risk as adults, this act of identity theft can be even more damaging simply because it could be 18 + years before your child pulls their credit and notices the fraudulent activity.

The importance of recent credit activity in scoring comes from research showing that not only is low utilization an indicator of lower risk, but maintaining low utilization while continuing to use credit responsibly — as opposed to paying off debt and putting the cards away — can be an indicator of even lower future risk and lead to a slightly higher score.

As such, lenders allow even those with bad credit to get one, however the interest rates are often higher due to the increased risk.

«The AEP variable also performed quite well as a risk splitter across credit products, even when controlling for traditional credit score,» said Becker.

What many individuals do not know is that credit reporting companies like Core Logic sell your information like the amount of your income, how much your debt to income ratio is and even predicts if you take your medication as prescribed to determine your risk rate.

If you want to test my theory, have your spouse, or parent add you as an A.U. on a couple of their cards without even giving you the physical card (to avoid risk if they worry about abuse) watch your scores go through the statosphere if the balances are low because it increases your presumed available amount of credit and expands your ratio of credit vs balances

Choosing a big bank over a high - risk lender, even if it means you have to start with a lower credit limit or a secured credit card over a traditional credit card, looks better and may even give you more options for growing your credit as you repair the damage from your bankruptcy.

Even if credit score does not bother home equity lenders, they are very sensitive to equity as it defines risk for them.

Some lenders will reduce the interest rate by as much as 0.50 percent even if the cosigner does not have a better credit score, since having two people responsible for repaying the loan instead of just one reduces the risk that the loan will become delinquent or go into default.»

If you pose increased risk due to a bad credit score or even slightly tarnished credit — and if you are without property or assets to offer the lender as some security — you will probably be denied a consolidation loan from top - tier lenders.

The credit scoring developer FICO reports that over one - quarter of consumers have credit scores under 600,9 considered a poor score, as opposed to only 15 % of the population before the Great Recession.10 That means that one - quarter of American workers are at risk of losing out on a job — or even being fired — over their credit histories.

Even your best friend might not want the risk of adding you as an authorized user on a credit card account.

The premise is a play on the World Rankings as players gain points and even credits for a strong finishing position, although a poor result will see players lose some of their points which provides an excellent risk and reward factor during online multiplayer gameplay.

My point was that, if we accept this basic story (it's too simple, even as an account of how cultural cognition works; but that's in the nature of «models» & should give us pause only when the simplification detracts from rather than enhances our ability to predict and manage the dynamics of the phenomenon in question), then there's no reason to view the valences of the cultural meanings attached to crediting climate change risk as fixed or immutable.

Some quoting websites even ask credit scores and history which are vital factors in determining the level of risk that you have as a driver.

So even if you have a perfect driving record, there may be existing characteristics that may make you a «high risk» driver, such as if you are under 25 years of age, are a new driver, are a male, are a student, have a history of filing claims, or have bad credit.

LexisNexis Risk Classifier utilizes data from attributes derived from public records, driving history and credit to help better assess a proposed insured's risk profile.3 What this means is credit history such as a bankruptcy, foreclosure, short sale, tax liens, or even a low credit score can affect your life insurance raRisk Classifier utilizes data from attributes derived from public records, driving history and credit to help better assess a proposed insured's risk profile.3 What this means is credit history such as a bankruptcy, foreclosure, short sale, tax liens, or even a low credit score can affect your life insurance rarisk profile.3 What this means is credit history such as a bankruptcy, foreclosure, short sale, tax liens, or even a low credit score can affect your life insurance rates.

As economic conditions brighten, the availability of credit typically expands (even if its price increases) and risk aversion abates, potentially promoting investor demand for real estate assets.

A national provider of title insurance and settlement services asserted that even under well - defined vendor agreements for services such as providing an appraisal, obtaining a flood risk determination, or obtaining the consumer's credit report, fees may vary slightly from time to time.