Sentences with phrase «even at high rates of interest»

Not exact matches

Achievement of these goals was considered by the HRC as very challenging, even aggressive, given the expected modest economic growth for 2007 for the financial services industry, the impact and duration of the on - going flat / inverted yield curve (meaning short - term interest rates that are virtually equal to or exceed long - term interest rates, thus lowering profit margins for financial services companies that borrow cash at short - term rates and lend at long - term rates), potentially higher credit losses, fewer available high - quality, high - yielding loans and investment opportunities, and a consumer shift from non-interest to interest - bearing deposits.

While such a rate of expansion will clearly not be sustainable in the longer run, there is little sign at this stage that the appetite for borrowing has been restrained by the recent increases in interest rates, even though the higher debt burden of households might be expected to make them more responsive to interest rate changes.

For instance, according to ValuePenguin's analysis of savings rates, some online banks offer interest rates that are 100 times better than ones at brick - and - mortar ones — although, given today's low - interest environment, you still won't get rich on even those higher rates.

One interesting feature of the synthesis of heavy elements by neutron capture at a high rate in a supernova explosion is that nuclei much heavier than lead or even uranium can be fashioned.

That's why I hate buying cars hate buying them just once I want to purchase one without all the BULL for real because they all are full of it, including the white lady that sits behind the desk and calls the banks and gives the customer that high tail interest rates, I can't even look at her.

For example, if you are trying to lower your existing interest rates on your unsecured debt or just looking to get out of debt faster, taking a personal loan even at a slightly higher rate may help improve your credit, lower your monthly payments, save on interest in the long run and even help you get out of debt faster.

Even for somebody in the highest tax bracket with a $ 500k house at a 5 % interest rate the tax savings only equal 26.3 % of the interest paid.

Even, if you are able to obtain any private loan, it will be at a high rate of interest.

Introductory offers have a temporary interest rate that expires at the end of the introductory period and interest on most credit cards is between 10.99 % and 29.99 %, which is considerably higher than even the highest interest rates on student loans.

For example, if you have a nest egg, even a small one, you'll often be able to earn a higher interest rate on an account that you can commit to keeping a certain amount of money in, so it makes sense to investigate your account and interest - rate options at various banks.

Household debt in Canada is at record highs and with probable increases in interest rates in the future, many of us will be in even more dire straits if rates rise significantly.

The benefit of staggering your long - term bond purchase is that even though all your bonds will mature during the same period, as you are purchasing the bonds at different periods, you will be able to get around the times when interest rates are high and bond values and low and buy bonds when there are no risks.

Even if you are paying off a variable - rate credit card in a period of decreasing interest rates, at least you know that you won't lose money (the return will never be negative), and the return is likely going to be higher than any return you'd get from a reasonably conservative investment.

At present there is little need to be paying high rates of interest even for those people with a poor credit score that is a calculation based upon personal credit history.

On the other hand, you can pay discounted fees, reduced fees, or even no fees at all — but understand that this comes at the expense of a higher interest rate.

That's because your credit score is considered to be a «report card» of sorts — and based on this information, it is a key determinant about whether you'll get a high or low interest rate from the lender or creditor... or even if you qualify for credit at all.

So both of those factors, lower interest rates today, and the fact that people are living longer, really strengthen the case for at least the higher earner in a couple to delay Social Security to age 70, the probability that they'll live beyond that break - even age, to make it a good idea, it's well above 50 %.

Ralph DiBugnara, vice president of retail sales at Residential Home Funding in White Plains, New York, said that a cash - out refinance is a good way for homeowners to get rid of credit - card debt that comes with high interest rates, even if these same owners won't be able to deduct the interest they pay on their refinance because they're not using the money for home improvements.

Rising mortgage interest rates pose affordability problems for all home buyers, but current homeowners looking to buy a new home are in a uniquely challenging situation: At higher rates, monthly payments on even a similarly - valued home will go up, to say nothing of a more expensive home.

«Millions of borrowers are still stuck paying interest rates at 6 percent, 8 percent, 10 percent and even higher,» she said.

If you can refinance at a substantially lower interest rate, you'll eliminate the high interest costs of the debts you pay off, and you could even come out with a lower payment than you have right now since rates are so low.

That way the LoanToValue on your primary loan is under 80 %, which could be worthwhile even if the interest rate on that second loan is a little higher (at least it's deductible, paying PMI is just money lost to you) although trying to do any kind of creative financing these days is a lot trickier

Repaying a student loan can be very stressful at times and, if you are out of a job and forced to stop payments as a result, the interest rate can go even higher.

So when it's «safe to buy again,» a flood of new money comes in (to get the higher yields), which enables the fund to buy even more new bonds at the currently higher interest rates.

Interest charges of 20.7 % will apply if the closing balance isnâ $ ™ t paid in full, with cash advances being even higher, at the 21.95 % rate.

If you choose not to follow the Protocol, you issue proceedings and either your debtor is familiar with the Protocol or instructs solicitors who are, then the following sanctions can be imposed by the court: - • An order staying the proceedings which also requires compliance with the Protocol; • An order that if you have not complied you pay the costs of the proceedings or part of the costs of the other side even if you obtain judgment in your favour; • An order that those costs are paid on a more stringent basis known as an indemnity basis; • An order depriving the party who is at fault of any entitlement to interest or alternatively awarding interest at a reduced rate; • Depending on who is at fault the court can also order payment of a higher interest rate of up to 10 % above base rate.

In the interest of coming in at a lower overall fee, the partner could overweight the matter with partner time, in the belief that even at their higher billing rates the partners will be sufficiently more efficient that they will do the work more cheaply than the associates.

But even 64 % was neither high by historic standards nor unaffordable as interest rates were at their lowest since the Bank of England was founded in 1694.

Even with interest rates at historic lows, the percentage of all - cash transactions is higher than normal because we're more cautious about taking on debt than we have been in recent decades.

Even though it is now cheaper to own than to rent, with interest rates at record lows and inventories at record highs, most consumers are still shut out of the market altogether.

-- The vast majority of people who took out their first mortgage last year borrowed less than they could afford to, as their Gross Debt Service (GDS) ratios are far below allowed maximums, even at the higher interest rates that are used to qualifying them for their mortgage.