Sentences with phrase «even average investment returns»

«If you are still picking stocks using a discount - to - hard - book - value model or relying on dividend models to tell you when the stock market is over or under - valued, it is unlikely you have enjoyed even average investment returns,» Hagstrom writes.

Not exact matches

Because low - risk investments return roughly 20 % on average in a country with 20 % nominal GDP growth, financial repression means that the benefits of growth are unfairly distributed between savers (who get just the deposit rate, say 3 %), banks, who get the spread between the lending and the deposit rate (say 3.5 %) and the borrower, who gets everything else (13.5 % in this case, assuming he takes little risk — even more if he takes risk).

If returns on investments in your account over the next 35 years average 7 percent and fees and expenses reduce your average returns by 0.5 percent, your account balance will grow to $ 227,000 at retirement, even if there are no further contributions to your account.

Even measured against this bull market's impressive results, technology stocks have been excellent investments, outpacing the 19.4 percent annualized return of Standard and Poor's 500 - stock index by four percentage points per year, on average, since...

Essentially, Selsick examined the Shiller P / E (the S&P 500 divided by the 10 - year average of inflation - adjusted earnings), and showed that the multiple is even better correlated with actual subsequent S&P 500 total returns using 16 - year smoothing and a 16 - year investment horizon.

Even though investing in the best decile of a composite of value factors averages out to have excess returns of almost four percent annualized, when looking at shorter investment periods it only works a little better than two out of three years on a one - year basis.

Even more astonishing, between Dec. 31, 1998, and the end of last year, a portfolio of laddered GICs — a strategy in which an investment is staggered over short - and long - term GICs and then rolled over as they mature — generated an average annual return of 3.9 per cent.

Over time these volatile periods in the stock market's history have «evened» out to a real «average return» of 8 %, however, unless your investment time frame is 50 or more years, you can not rely on these skewed returns with any degree of certainty.

Even if a 401 (k) has limited investment choices or higher - than - average fees, carve out enough money from your paycheck to get the full company match, aka a guaranteed return on those investment dollars.

Although stocks are currently priced relatively high, in reality there are few useful alternatives for securing even an average return on investment.

Even a seemingly small annual fee such as 1.27 %, the average U.S. mutual fund fee, can take away almost 30 % of your investment return when compounded over 10 years.

The average of 166 investment clubs underperformed the market by 3.8 % annually and even underperformed the average individual investor's return.

Some active strategies that appear significantly better than passive investing have positive relative return not through distinctive stock (or other investment vehicle) picking or timing, but since their active investment strategy effectively increases their market risk exposure (higher average beta of their holdings, perhaps via a not even deliberate choice of which market segments they overweight).

We learned even though some of our highest returns were from opportunistic investments, our performance was below average when we considered our losses and permanent capital losses such as with retailer Body Central.

Even though long - term returns may be higher on average for equity investments, there is a risk that the value of equity investments might fall at any time so your investment is worth less than the amount you paid for it.

Even with the recent losses, investments in the S&P 500 have gone up 8.61 times, reflecting an average annualized return of 7.44 %.

Even strong opponents of mortgage insurance find it hard to argue against this fact: PMI, on average, yields 530 % return on investment.

Even if investment objective (s) change after de-listing, the portfolio's likely to remain diversified and, on average, returns will probably be no better or worse than before.

Listed investment companies also offer another potential performance advantage (vs. ETFs) for smart & somewhat contrarian investors — the opportunity to maybe buy at a significant NAV discount (when the fund / market is temporarily out - of - favour, or somewhat unknown to the average investor), and to ultimately sell at a much smaller discount or even an NAV premium — which can really magnify & enhance underlying market / fund returns!

The math bottom line is that all you'll have to do is get between 1 % and 2 % more average annual investment return in a non-529 do - it - yourself discount brokerage account, and you'll probably end up having more spendable money for college (which is the point of all of this), even after the 529 tax breaks.

The math bottom line is all you have to do is get between 1 % and 2 % more average annual investment return in a non-529 do - it - yourself discount brokerage account, and you'll probably end up having more spendable money (which is the point of all of this), even after these awesome tax breaks.

However, even if we assume the conversion rate is flat and we're converting at only a 1 percent rate (1 — 5 percent the generally accepted average), we've still significantly increased our return on investment.