Sentences with phrase «even average returns»

It's even worse As bad as those numbers are, what's even worse is how many investors fall short of even the average returns their funds produce.

Due to the effect of compounding interest, even average returns over the course of a few decades can amount to substantial increases in wealth.

Although stocks are currently priced relatively high, in reality there are few useful alternatives for securing even an average return on investment.

Not exact matches

Still, even if you take out the Obama Trauma, in which the stock market fell nearly 13 % following the current president's election in 2008 — and, to be fair, the country was in the middle of a financial panic — the average return in a month following the election is 0.4 %.

of course, at that point, even average public market returns will be more than sufficient to meet my needs and have a little fun.

For example, a portfolio that starts out strong in retirement and has losses later will likely be in much better shape than one that has down years early, even if strong performance in later years brings its average return back in line with historical averages.

Even if you remove Qualcomm, which returned 2600 %, the average outperformance of the winners was still 60 %.

Even including 2015's flat performance, between 2009 and 2015 the average price return on the S&P 500 was nearly 13 percent.

Unless you actually have information that assists in making accurate predictions, and enough history to rely on that information, it's preferable to focus on the average return per unit of risk, even though you may not be correct in every instance.

Trust me, you don't even want to think about the decline required for stocks to deliver the historical average long - term return of 10 %.

Because low - risk investments return roughly 20 % on average in a country with 20 % nominal GDP growth, financial repression means that the benefits of growth are unfairly distributed between savers (who get just the deposit rate, say 3 %), banks, who get the spread between the lending and the deposit rate (say 3.5 %) and the borrower, who gets everything else (13.5 % in this case, assuming he takes little risk — even more if he takes risk).

Despite the variability in short - term outcomes, and even the tendency for the market to advance by several percent after the syndrome emerges, the overall implications are clearly negative on the basis of average return / risk outcomes.»

If returns on investments in your account over the next 35 years average 7 percent and fees and expenses reduce your average returns by 0.5 percent, your account balance will grow to $ 227,000 at retirement, even if there are no further contributions to your account.

While a shortage of workers is pushing wages higher in the skilled trades, the financial return from a bachelor's degree is softening, even as the price — and the average debt into which it plunges students — keeps going up.

If I continue to average a 10 % return, my balances will double every seven years or so, even without adding any more capital.

Even measured against this bull market's impressive results, technology stocks have been excellent investments, outpacing the 19.4 percent annualized return of Standard and Poor's 500 - stock index by four percentage points per year, on average, since...

Indeed, even Robert Shiller's cyclically - adjusted P / E (CAPE) is much better correlated with actual subsequent market returns, across a century of market cycles, when we account for the profit margin embedded in the 10 - year average of earnings.

Longer - term metrics, such as cyclically adjusted price - to - earnings, or CAPE, ratios, are even more troubling, suggesting that U.S. stocks are likely to produce, at best, average to below - average returns over the next five years.

In a fairly poor scenario, even if only a 5.7 % long - term EPS / dividend growth rate is achieved (chosen to match the previous 7 - year average EPS growth), then the current price in the low $ 80's can still offer a 9 % long - term rate of return, based on the DDM again.

In a world in which, after inflation, even an average long - term return of 4 % annually might be hard to achieve, your own performance chasing could take a bigger bite out of your returns than anything else.

Investing may earn you more based on oft - quoted long term averages but, consider this, if the market tanks by 50 % in one year, it would take over 7 years of so called «average stock market returns of 10 %» to return to the same position you were in just prior to the loss, and that is not even factoring in inflation.

If the dividend yield rises to the historical average of 4 % even 30 years from now, investors will have earned a total return of just 5 % annually over that span.

One can relate this directly to a 10 - year prospective return by recalling that historical tendency for market cycles to establish normal prospective returns — if even briefly as in 2009 — at their troughs (and it's typical for troughs to reach below average valuations and much higher prospective returns than the 10 % historical norm).

Essentially, Selsick examined the Shiller P / E (the S&P 500 divided by the 10 - year average of inflation - adjusted earnings), and showed that the multiple is even better correlated with actual subsequent S&P 500 total returns using 16 - year smoothing and a 16 - year investment horizon.

Even those that did struggled hard to achieve an average return of 3.1 percent.

«Even if real rates are positive and as long as they are not significantly high (4 percent in our study), average gold returns remain positive.»

Interestingly, however, the percent positives remain at 83 % even though the average positive was a much more modest +8.5 %, in line with the average 12 - month return since 1987.

Even the average diversified U.S. stock fund returned an impressive - sounding 13.2 %.

In a paper so fresh it hasn't even been published, Mark Carhart, an assistant professor of finance at the University of Southern California, precisely documents the havoc that zombie funds wreak on «average» category returns.

Even though investing in the best decile of a composite of value factors averages out to have excess returns of almost four percent annualized, when looking at shorter investment periods it only works a little better than two out of three years on a one - year basis.

If you're earning an average of 10 % per year in your stock portfolio, but paying 12 % per year in interest on your credit cards, you are losing money — even though you seem to be making a higher return on your stock positions.

Even at that level of diversification, our day - to - day returns can be affected by large moves in even a single holding, but those effects go both ways, and the strong average performance of our holdings, relative to the market, has been an important contributor to the returns of the Strategic Growth Fund since inceptEven at that level of diversification, our day - to - day returns can be affected by large moves in even a single holding, but those effects go both ways, and the strong average performance of our holdings, relative to the market, has been an important contributor to the returns of the Strategic Growth Fund since incepteven a single holding, but those effects go both ways, and the strong average performance of our holdings, relative to the market, has been an important contributor to the returns of the Strategic Growth Fund since inception.

For me, it's hard to get excited about stocks at these valuations when I can add to my rental portfolio and earn 15 - 20 % cash on cash returns quite easily before accounting for any appreciation and loan paydown... of course you have the headaches of managing tenants and maintenance issues, but even if you pay a 10 % management fee, the numbers are still a lot better than average stock returns.

Even more astonishing, between Dec. 31, 1998, and the end of last year, a portfolio of laddered GICs — a strategy in which an investment is staggered over short - and long - term GICs and then rolled over as they mature — generated an average annual return of 3.9 per cent.

Kennedy said her class would be worth monitoring even if you weren't interested in cash flow and average rates of return.

i don't think Arsenal deserve or even can catch Chelsea and it is partly due to the fact that arsenal lost against Southampton, Swansea, Man Utd, Spurs and draws with Hull, Liverpool have made the gunners really shaky and partly due to the combination or missed chances and below average players like the injured trio who have returned from injury without «Diaby».

The world's leading NWF, Singapore's Temasek, established in 1974, boasts an average annual return of 17 percent, a track record that would be impressive even in the private sector.

But long story short, I gained 50 pounds in the end but had a healthy natural birth to a healthy, average sized baby (7.5 pounds) and had no problems breast feeding and returned to my pre-pregnancy weight within 9 months without even trying.

As you'll discover, even though New Jersey far outpaces the national average in per - pupil funding, we're not getting the maximum return on those dollars.

With the 119bhp and 148bhp models both achieving 53.2 mpg, and even the range - topping 178bhp engine returning 46.3 mpg, Peugeot is able to claim an admirable average for the entire range of 52.3 mpg.

All versions should be quite cheap to run, as even the entry - level 1.4 - litre 98bhp petrol engine manages to return average economy of more than 47mpg with CO2 emissions of 138g / km.

Even though I drove fairly aggressively and used the air conditioner most of the time, our SC1 test car returned an average of 31 mph in combined city / highway driving.

Considering I average 1 — 2 books a week (minimum — that gets as high as five some weeks), not having to carry around books, no longer forgetting to bring a book when I'm in a hurry, no visiting bookstores or libraries every week (only visit when I want to, about once per month or so), no return deadlines or late fees, and having access to any book I want even at 2 a.m. in the morning is AWESOME!

It only took us an average of 1.46 seconds to open the Encore's Camera app, and the slate took an even quicker 0.72 seconds to return to the Start screen.

For example, if you invest $ 1,000 and it goes up 50 % in the first year and then drops by 50 % the second year, the average return was zero — leading some people to think you broke even.

Those rankings are essentially unchanged even if we look only at results for the powerful Upmarket cycle that began in March 2009: Pinnacle returned an average of 11.4 % annually during the cycle, with the group's best performance in six of the seven measures above.

Over time these volatile periods in the stock market's history have «evened» out to a real «average return» of 8 %, however, unless your investment time frame is 50 or more years, you can not rely on these skewed returns with any degree of certainty.

That figure represents an average rate of return over that period of only 2.1 %, and even that yield would be further reduced after taxes are included.

«A well - balanced portfolio should easily be able to give them a 4 % average annual rate of return, so they won't even have to touch their principal.»

Saving even $ 500 a month for 10 years would give you an additional $ 75,000 with a 5 % average annual return.