Sentences with phrase «even factoring»

«Even factoring in the higher student debt loads that are inhibiting young adults from forming their own households as they finally land jobs, this country hasn't seen a household formation rate this low since World War II.»

He pointed out that, even factoring in the housing downturn, today's home owners nationally have accumulated an average $ 200,000 in wealth, 36 times the average $ 5,500 in wealth of renters.

To develop a world - class resume, a writer usually needs to spend anywhere from 6 hours (for an entry - level candidate) to 12 or more hours (for an executive); this isn't even factoring in a LinkedIn profile, cover letter, bio, coaching, training, etc..

At that time, ETH was about $ 10, so taking into account its massive appreciation since then (even factoring in the latest crash) and you're looking at an amount worth closer to $ 200 million.

All of this is without even factoring in the proliferation of sound - customizing apps with many of the latest wireless cans and a wave of other digital enhancements that are yet to become public.

That means that for now, the Rift is the cheaper option, even factoring in the cost of an additional sensor.

Even factoring in what your time's worth and the context switching overhead, Fin can produce some serious sticker shock.

And that's not even factoring that in order to provide all the experiences Apple is promising, you need to buy accessories separately, potentially adding hundreds to the iPad's base price.

«If you fight the ticket, you can almost always come out ahead,» even factoring in the time and court costs, he says.

That's not even factoring in gas costs for your 90 minute commute every day, which are substantial.

It is hard enough just paying for the vehicle and the cost of gas without even factoring in the cost of being insured.

That's not even factoring in damages your neighbors might suffer in that situation, or damage to common areas.

Even factoring in RV ownership costs, and considering resulting tax benefits, a family of four can spend up to 59 percent less when traveling by RV.

While I don't know the statistics, I can only assume that the YNAB team feels confident that after taking the intro class, the majority of people will buy YNAB (at least confident enough to take a $ 60 hit on every class, not even factoring in other costs).

Although it's true that most types of permanent life offer guaranteed growth and protection from the fluctuations of the stock market, it's also true that historically (even factoring in the Great Recession) the stock market outperforms the bond market that insurers typically invest in.

Even factoring in associates with family obligations or severe debt, as well as the minority who love their jobs too much to leave, one would think that a couple of hundred associates would seek out this opportunity — particularly because they've been assured that their jobs will be secure upon their return.

Even factoring in high steel prices and other costs, a kWh of electricity could still be as low as â «¬ 0.06 - 0.07 / kWh [US $ 0.09 - 0.11 / kWh] if the power plants are in prime locations, Milow said.»

Based on wind - speed measurements, researchers at MIT, led by Stephen Connors, director of the Analysis Group for Regional Electricity Alternatives, calculated that large turbines located far offshore could ultimately cost less per power generated than either land - based turbines or near - offshore ones, even factoring in extra costs, such as much longer underground electricity transmission cables.

The basic economics generally indicate China should reduce it's coal dependency of 80 % to lower amount as such 50 % without even factoring a potential long term affect of higher global CO2.

EVs dramatically lower smog and greenhouse gases — even factoring in the emissions from production, distribution, and the generation of electricity.

At some point the case (for wind / solar) becomes compelling strictly for economic and local impact reasons without even factoring in global impacts.

In Olatunji's words, «The rendering process starts with the creative imaginings of the subject, considering personality, character, skin - type and even factoring in medical history in some cases.

The same work sold for just $ 1.43 million three years back at Phillips de Pury & Company in the sale of disgraced C - Net founder Halsey Minor's art collection, meaning that, even factoring in taxes, insurance and so forth, tonight's seller turned a handsome little profit.

Performance art is perhaps a form of the modern day selfie, even factoring in explorations of identity.

After some quick math, we get a total of 57 different ways to hunt in this demo, and that's not even factoring your friends» weapon and Style choices or the quest!

Some of the capital ships will have 30 - 40 players running around in combat, that's not even factoring in organizations commanding battles of up to 100 ships (CiG's goal per instance).

Even factoring in that disappointment, Take - Two Interactive looks solid.

The world behind Mass Effect is one of the richest fantasy mythologies created for a videogame, and the cohesiveness of it all — even factoring in the vastly different decisions of different players — is mind - blowing.

And that's not even factoring in 2X on gas and the 1.5 X on everything else.

(And that's not even factoring in the increased earnings on the categories like gas that the Blue Cash Preferred earns.)

Even factoring in that for orders over $ 1,000 Travelex has free shipping doesn't make it a good deal as Bank of America only charges $ 7.50 for shipping.

Even factoring in hotel transportation (let's estimate $ 50 each way, for $ 100 total), $ 65 resort credit, and $ 100 tour credit, you still come out ahead with Priceline.

That isn't even factoring the items included with the Costco package, like the tour credit and airport transportation.

Many people underestimate the amount of time it takes to care for a puppy, not even factoring in things like obedience training.

Although, even factoring that out the yield is still far higher than what its peers offer.

I did the math between 1) my old PPO premium + FSA and 2) my work's high deductible PPO & HSA option and the math came out in favor of the option # 2 HSA, even factoring in the high deductible for a family of 4.

And that's before even factoring in the reinvested dividends, which should come in at $ 7k or so this year.

2015 pre-tax DE was $ 0.87 per share & H2 - 2016 annualised is similar at $ 0.84 per share — even factoring in a tax rate, that offers a reasonable level of dividend coverage.

After careful consideration, even factoring in all three vantages, the argument that the student loan interest deduction has no merit whatsoever becomes quite clear and almost incontestable.

If you're able to pay off your card — and not rack up any new debt — consolidating your debt can save you a lot, even factoring in a transfer fee of $ 5 or 3 % of each transaction.

«Over the medium - to - long term, the total return on global equities should easily surpass [government] bonds, even factoring in very weak growth.

That's considerably cheaper than the 8 % interest rate you'd get with a single loan, and that's without even factoring in mortgage insurance.

The study actually predicted that condo - hotel unit owners would actually end up spending money to keep their investment afloat — even factoring in rental income.

Even factoring that it I think most people will be significantly better off in a CA Muni fund than in a taxable account.

This is not even factoring in dividend reinvestment.

It would be nonsensical for me to be willing to initiate a position at $ 27 and not feel even more comfortable doing so in the $ 23 range — before even factoring in the dividend bump which only makes this opportunity juicier.

The dividend growth alone can beat inflation before even factoring in the compounding power of reinvested dividends.

Even factoring in a new Kindle 3 and the holiday season you'd think 4 to 5 million would be the upper bound.

And that's not even factoring in what genre you write.

Yet even factoring in the crossover effect, there are some topics that have historically drawn male interest.