Not exact matches
Even worse, though, the reality in today's marketplace is that some
hybrid policies explicitly pay NO rate of return, they just provide a death benefit and a long - term care benefit (and a liquid return - of - premium cash value guarantee).
Beyond the
hybrid discount, there are other benefits you could earn as a
policy holder to drive your premium rates
even lower.
Even so, within those two major
policy types, there are still other
hybrid - type
policies.